Mahindra Bolero Car Insurance

Name: Mahindra Bolero Car Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

The Mahindra Bolero is a popular SUV known for its rugged build, affordable servicing and ability to handle rough terrain. Whether you’re transporting goods, navigating rough village roads or driving your family around town, this SUV does it all. But even the most durable vehicles need protection, and that’s where IndusInd car insurance steps in.

For example, car engines can suffer water damage during floods, which are quite common during the monsoon season. With our comprehensive car insurance plan, engine damage costs can easily be covered under the Engine Protect add-on, so you’re not left paying out of pocket for repairs.

Car insurance is also a mandatory requirement for all car owners in India. So, your Mahindra Bolero needs to be insured with at least a third-party car insurance plan.

You can do this by partnering with IndusInd General Insurance (formerly Reliance General Insurance). You can quickly buy your policy online and save it on your phone via the IndusInd Insurance app. This way, you’ve always got your insurance papers with you!

Why Us?

Why 8 Crore+ Policyholders Trust Us?

IndusInd General Insurance (previously known as Reliance General Insurance) offers access to a wide range of add-ons, a simple claim process, 24x7 customer support and a strong cashless garage network, all designed to keep your Mahindra Bolero protected.

Model Car

15 plus add-on covers

Customise your Mahindra Bolero insurance.

Up to 3 years coverage

Get long and short term coverage

Video claims feature

File claims via the IndusInd Insurance app

24/7 Customer Assistance

Get support from anywhere in India

Why Do You Need Mahindra Bolero Insurance?

Legal Mandate

All car owners in India are legally required to have at least third-party car insurance coverage. This means that your Bolero needs to be insured with a car insurance policy, regardless of how often or little you use it. If you’re caught driving your Bolero SUV without valid car insurance, you will be fined ₹2,000 - ₹4,000, and may even face up to 3 months of imprisonment, depending on the severity of your offence.

Covers Car Repairs

The Bolero’s rugged build makes it a go-to choice for driving on rough city roads and unpaved village paths. However, heavy usage on rough terrain and using it to carry heavy loads can increase the risk of damage. So, if you’re driving on unpaved village roads often and hit a rough patch, it can result in tyre punctures or blowouts. Luckily, with Mahindra Bolero car insurance, repair costs are covered.

Covers Car Theft

Car theft can be a major concern for new car owners and owners of more modern Bolero variants, such as the Mahindra Bolero Neo and Neo Plus, which can cost up to ₹12.49 lakhs*. That’s why having car insurance is essential. It can help cover total loss cases like car theft by reimbursing you the IDV amount of your Bolero. And if you pair your car plan with a Return to Invoice add-on, you can get the full invoice amount of your car reimbursed.

Covers Natural Disasters

While the Bolero can handle drives through mud tracks and flooded roads, you’ll need to watch out for engine damage and rust if you live in regions prone to extreme flooding. If your car does suffer damage due to floods, landslides or other natural disasters, car insurance has you covered. And if you’re particularly worried about engine damage, you can get our Engine Protection add-on for specialised coverage for engine repairs and replacement costs.

Covers Fire and Fire-Related Damage

Fire damage can be a cause for concern in regions prone to lightning strikes or forest fires. These incidents, while rare, can cause irreparable damage to your car and result in high repair costs. Thankfully, having car insurance can help cover repair and replacement costs for your Bolero, minimising your out-of-pocket expenses.

Network Garages and Spare Parts

While it’s easy to find spare parts for the Bolero, it's hard to know how some garages source their parts. Counterfeit parts, while cheaper, degrade faster and can lead to more damage in the future. This is where we can help. Our network garages have been thoroughly vetted and only use original parts, ensuring high-quality repairs every time.

Types of Mahindra Bolero Car Insurance Plans

Comprehensive Car Insurance

A comprehensive policy offers a dual benefit when it comes to coverage. It will cover costs for damages done to another person or property, and damage to your Bolero. For example, a collision can result in major repairs for both your car and the other person’s car. Our comprehensive policy covers both these repair costs. As a bonus, you also have access to 15+ add-ons* so you can increase coverage if you need more protection.

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Pay As You Drive Car Insurance

This is a usage-based car insurance plan where you pay premiums based on how much you drive your Bolero per year. You can choose a yearly limit between 2,500–10,500 km*, and get a 125 km grace buffer*. You can also carry forward unused kilometres and top up anytime if you exceed your limit. This plan is great for those who drive occasionally, work from home, own multiple cars or frequently use public transport.

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Third Party Car Insurance

This is our most affordable Mahindra Bolero insurance plan. It covers damages to third-party vehicles, property or bodily injuries caused to another person during an accident. To ensure easy compliance on your part, we offer a 5-year plan option for new car owners, where you only need to pay the premium once! Meaning you pay once and enjoy coverage for up to 5 years.

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Own Damage Car Insurance

Standalone Own Damage (SAOD) policy helps cover repair and replacement costs caused by accidents, fire, theft, and natural calamities. It is designed to financially protect your vehicle against unforeseen situations. The cover is available only with active TP insurance coverage.

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Key Features

Key Features of IndusInd Mahindra Bolero Insurance

IndusInd General Insurance offers features designed specifically for how and where a Mahindra Bolero is typically driven, whether it is urban traffic, village roads or long highway journeys.

Key Features

Key Features	Descriptions
Starting Premiums	₹308/month*
IDV Customisation	Available
Coverage Offered	Own Damage & Third-Party Liability
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Process	Cashless + Survey is initiated within just 24 hours of claim initiation
Smartphone-Enabled Claims	Video claim feature on the IndusInd Insurance App
Network Garages	11,000+ network garages nationwide
Instant Buying/Renewal	Quick policy purchase and instant renewal
Add-Ons	15+ add-on covers available
Personal Accident (PA) Cover	Additional PA cover of up to ₹15 lakhs is available
24/7 Customer Support	Available through WhatsApp and Calls

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

IndusInd Mahindra Bolero Car Insurance: Inclusions & Exclusions

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What is Covered?

Accidents and Collisions: This covers the repair costs for damage to your car caused by a road accident.

Third-party Damages: This covers the cost of repairing damage to someone else’s vehicle or property.

Natural Disasters: Protection against damage from floods, cyclones, earthquakes, storms, landslides and other natural calamities causing harm.

Man-Made Events: Covers damage from riots, strikes, vandalism, terrorism, or any deliberate damage caused by other people.

Fire or Explosion: Repair costs for damage due to fire, explosion, self-ignition and lightning will be covered

Theft: Offers compensation for damage or lost car parts due to theft. The coverage is based on the IDV.

Personal Accident: Financial support for injuries, permanent disability, or death of the car owner while driving the vehicle.

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What is not Covered?

Depreciation: Depreciation of your car's parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations: We cover all accidental damage to your Mahindra Bolero except for ones that arise due to law violations.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchase, you'll need to opt for add-on coverage.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording by clicking here.

One call is all it takes to secure your Bolero

Call us now for the best deal!

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Mahindra Bolero Insurance Add-On Covers

Add-ons are a great way to enhance your base policy coverage in cases where you feel like you need more coverage for your Bolero. For example, the PAYD cover is ideal for anyone seeking personalised premium rates based on their car usage, while the tyre protect add-on is a great choice for those who frequently use their cars on rough village roads. At IndusInd General Insurance, we offer 15+ add-on covers* for your Bolero, giving you the freedom to customise your insurance coverage based on your actual car usage.

Nil Depreciation Cover

Ensures full reimbursement for replacing plastic, rubber, and fibre parts without any depreciation deduction. Bolero owners benefit particularly, as replacement panels and trims for this sturdy SUV can be costly.

Pay As You Drive

This add-on sets the premium based on actual kilometres driven. You can select from 2,500 to 10,500 km* and top up if needed, making it ideal for low-mileage Bolero users who travel short distances or work from home.

Return to Invoice Cover

In case of total loss due to major car accidents or theft, this add-on gives full original invoice value, which also includes taxes and registration fees, rather than the depreciated value.

Engine & Gearbox Protection Cover

With the Bolero’s heavy-duty diesel engine, repair bills can be high, increasing your out-of-pocket expenses. This covers the cost of engine repairs or replacements damaged due to water entering the engine, oil leaks or accidents.

Tyre Protection

This add-on covers repair or replacement costs for damaged tyres of your Mahindra Bolero. It is especially great for covering the costs of repairing damages caused due to poor road conditions or a burst or bulge.

Key & Lock Replacement

Covers the cost to replace lost, stolen, or damaged keys (including smart‑key reprogramming) and lockset repairs. It is perfect for modern cars, such as the Bolero, with pricey key fobs.

Consumable Expenses

This cover reimburses consumables (nuts, bolts, oils, brake fluids) used during repairs, which typically add 5–10% to the total repair costs. If you frequently use your Bolero on unpaved or dusty roads, the filters and fluids can wear out more quickly.

RIM Protection

This add-on cover helps protect those stylish alloys or steel wheels that standard car insurance policies often exclude. It will cover the repair or replacement of damaged rims caused by curbs, bad road conditions, or accidents.

24/7 Roadside Assistance

Get immediate roadside assistance for unexpected situations such as breakdowns, flat tyres, battery failures, or running out of fuel. A valuable service for Bolero owners who frequently travel long distances or drive through areas with limited service support.

Loss of Personal Belongings

Provides compensation if valuables (laptop, phone, bags worth ₹5,000+) are stolen from your locked car. This is ideal for those who carry work gear in their vehicle or travel to theft-prone areas.

Daily Allowance Benefit

If repairs at a network garage exceed three days, you receive a daily cash allowance to cover alternate transport costs like cabs or train fares. This add-on is great if you frequently use your car.

EMI Protection Cover

Never miss a payment! This add-on helps cover your monthly car‑loan EMIs if repairs take longer than 21, 42, or 63 days* — easing financial stress during extended garage stays.

No Claim Bonus (NCB) Retention

Retain your No‑Claim Bonus discount even after making up to 2 claims* in the policy year, so you don’t lose out on future premium savings.

Electrical Accessories Cover

Protects aftermarket electrical fittings such as audio systems, parking sensors, GPS, and rear‑view cameras that aren’t typically covered under standard inclusions.

Non‑Electrical Accessories Cover

Covers theft or damage to custom fittings like seat covers, bumper guards, and decorative trims — keeping your personalisations safe.

Geo Extension Cover

Extends your policy to cover travel in India’s 6 neighbouring countries* (e.g., Nepal, Bhutan, Sri Lanka). It is perfect for Bolero international road trips across neighbouring countries.

How to Buy

How to Buy/Renew Mahindra Bolero Car Insurance?

Model - Car

Buy Online

On top of this page, enter car registration and mobile number. Use our calculator below to estimate SI and premium.

Select your car make/model and enter your registration and previous policy details.

Enter your mobile number and the OTP. Next select your policy type and car's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Car

Renewal Online

Navigate to the form on top of this page choose ‘Renewal’ to start your car insurance renewal process.

Fill in your mobile number or policy number > Submit.

Add your car’s details, such as registration number.

Update/modify your own damage plan as per your needs.

Confirm the premium and make the insurance renewal payment.

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Factors Affecting Mahindra Bolero Car Insurance Premium

Your Mahindra Bolero premiums are determined based on specific parameters to ensure we offer the best coverage options suited to your needs and car usage. Some of the parameters listed below can also help you lower your premiums so you get the best value for money.

Bolero’s IDV

IDV is your Bolero's current market value. A higher IDV means higher premiums but better payouts during a claim. You can choose your IDV while buying or renewing your policy.

Type of Coverage

Choosing between a third-party and a comprehensive plan affects premiums. Buying add-ons will also increase the premium but offer better protection.

Add-On Covers

While add-ons help you extend your coverage to tyres, rims, key and locks and depreciable parts, they also increase your premium prices. The more the add-ons, the higher the premium.

Car’s Make and Model

The Bolero’s model, fuel type (diesel or petrol) and engine capacity affect your premium. Higher engine capacity or commercial usage can lead to higher costs.

Claim History

If you have made no claims in the past year, you could get a No Claim Bonus and pay less. But if you have a record of frequent claims, your premium may increase.

Installing Anti-Theft Devices

Installing IRDAI-approved anti-theft devices signifies that your Bolero is secure from theft attempts and resulting loss or damage. Thus, it helps lower your premium.

Mahindra Bolero Key USPs

Built like a tank with an all-metal body, the Bolero is able to withstand rough use and minor collisions that would severely damage most other cars. Many owners often use it in hilly or remote regions and praise its ability to tackle rough terrain and the fact that it doesn’t break down easily. However, it can still get damaged with frequent use on rough terrain and unpaved roads. When this happens, having car insurance can help cover repair costs.

With its tried and tested diesel engine, the Bolero is able to pull through mud or climb steep hills with passengers. It’s also quite fuel efficient despite its size, with a 16 km/litre mileage, meaning it can cover long distances without frequent refuelling. However, longer drives and drives through waterlogged streets can increase the risk of engine damage. Fortunately, car insurance can help cover accidental damage to the engine.

The Bolero can comfortably seat 7-9 people and adapts easily for family trips or commercial use. It is the best choice as a family car, as the seats and infotainment system make the journey fun and comfortable. However, driving through narrow city roads can be a little challenging if you’re not used to driving a bigger car. So, if you do find a couple of dents and scratches on your Bolero after taking your family out on a weekend, car insurance can help cover repair costs.

With over 93,850 units sold in 2024, the Bolero is the second-best-selling Mahindra car model. It has a prompt service network throughout India, and has a strong resale value from purchase. So, if you are planning on reselling your Bolero, you’ll need to make sure repairs are done using original and high-quality parts. This is where we can help. With IndusInd car insurance, you get access to 11,000+ network garages* across India. Our garages only use genuine parts to ensure your Bolero stays in perfect condition.

How to File?

How to File a Mahindra Bolero Claim?

How to File

Step 1: Inform Us

You must inform us within 24 hours and quickly register your claim through the IndusInd Insurance app or a seamless, hassle-free process claim.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim. Now easily find any network garage near you using our widget below.

Step 3: Self Inspection

You can also opt for a self-inspection via the IndusInd Insurance app by submitting photos or via a live video survey.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage and drop off your car at your address.

Step 1: Initiate the Claim

To initiate a claim for total loss, damage or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval, we will transfer the claim amount directly to your bank account.

Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.

Mahindra Bolero - Models and Prices

The Mahindra Bolero is available in multiple variants, each designed for durability and practical performance. Whether you are looking for a reliable city drive or a vehicle that can handle bumpy rural roads, there is a Mahindra Bolero model to match your needs.

Models

Price (as of August 2025)#

B4 DIESEL

Manual | Diesel

₹9,81,400

B6 DIESEL

Manual | Diesel

₹9,99,900

B6 OPT DIESEL

Manual | Diesel

₹10,92,600

Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.

Key Takeaways

If you use your Mahindra Bolero to transport fresh produce, carry construction materials for your business, or simply to take your children to school along rough village roads, you already know the value of this sturdy SUV. And while the Bolero is built to handle most risks that come its way while riding on rough terrain, it’s not completely immune to the unexpected. Road accidents, flash floods, or even tyre blowouts and punctures, given its soft suspension and frequent use on unpaved rural roads, can require frequent repairs and part replacements.

That is why it is important to protect your Bolero with a car insurance plan. With IndusInd Mahindra Bolero Insurance (previously known as Reliance Mahindra Bolero Insurance), you get car insurance coverage that starts at just ₹308/month*, along with 24/7 support and a digital-first approach.

We cover accidents, fires and damage from natural disasters such as floods and earthquakes. You also get legal protection through our third-party liability cover.

Additionally, if you get your Bolero repaired at any of our 11,000+ network garages*, you won’t need to pay upfront, since we pay the bill for you! Our claims process can also be done through your phone using the IndusInd Insurance app, using the video claims feature.

Don’t wait to get your Mahindra Bolero insured, and call us today to get a personalised car insurance plan!

Author - Model Car

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Bolero insurance starting at just ₹308 per month*!

Get Tailored Car Protection With Us!

Get all-around protection for your Mahindra Bolero with coverage against own damage, theft and more! You also have the option to add useful add-ons for enhanced coverage as per your needs.

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4.8 ★ ★ ★ ★ ★ (2105)

Roshan Jha

Meerut

Seamless digital experience

Quick and easy! The policy details were clearly mentioned, making it simple to choose the right one.

Suman

Noida

Limited policy options

A fair and simple process. The Car insurance covers the basics well.

Aniket

Chirawa

Value for money

Quick policy issuance

The journey of purchasing Car insurance from Reliance (now IndusInd) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. No complementary product was necessary for me at this stage.

Lonka Gopal Reddy

Vizianagaram

Quick policy issuance

I recently purchased my Car insurance from Reliance (now IndusInd) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time.

Buying a Car policy through the platform of Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. It aligns well with what I needed from an insurance policy. No complementary product was necessary for me at this stage. I'm happy with how everything went and feel secure with my policy.

A Lakshmana Murty

Visakhapatnam

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras.

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Frequently Asked Questions (FAQs)

Are there discounts available on Mahindra Bolero insurance?

Yes. Discounts include up to 90%* for online purchases, up to 50%* NCB for claim-free years, 2.5%* for installing anti-theft devices, and 5%* if you’re a member of a recognised automobile association. These may vary depending on vehicle age, make/model, and chosen plan options.

Is insurance mandatory for a second-hand Mahindra Bolero?

Yes. All Bolero vehicles, whether new or pre-owned, must have at least third-party insurance to drive legally. You can buy it instantly via our website.

How much does Mahindra Bolero insurance cost?

Our Mahindra Bolero insurance plans start at ₹308 per month*. For a third-party Bolero insurance plan, premiums are around ₹3,461 per year*, as its engine falls within the 1000cc to 1,500cc bracket. You can get a personalised quote using our online car insurance premium calculator.

Which type of insurance is cheaper?

Third-party insurance or own-damage plans with PAYD covers are the most budget-friendly. However, third-party only covers damages to others, not your car. Frequent drivers are recommended to opt for at least OD or comprehensive plans to save on long-term repair costs.

What happens if my Bolero insurance lapses?

If the policy expires, your vehicle is no longer covered. Claims cannot be made, and accumulated NCB and other benefits are lost. Late renewals after the 30-day grace period require a fresh inspection, which may increase the premium. Timely renewal is strongly recommended.