Mahindra XUV 700 Car Insurance

Name: Mahindra XUV 700 Car Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

Mahindra XUV 700 is a stylish SUV known for its high safety rating and impressive road dynamics. The car is available in five, six, and seven-seater configurations, offering a comfortable cabin experience for everyone on board. With its robust performance and modern features, it has gained a huge fan base in India.

However, despite its strong performance, the Mahindra XUV 700 still needs protection against various kinds of unexpected damage that come its way. This is where IndusInd car insurance comes into the picture. For instance, while taking out your Mahindra XUV 700 from the garage, you accidentally hit the wall, which caused damage to the car's headlight. Such damage can be costly if you do not have a car insurance plan.

IndusInd General Insurance (formerly known as Reliance General Insurance) offers a range of car insurance plans that provide a seamless buying experience. Within a few minutes, you can buy a car insurance plan from us without complex paperwork.

Furthermore, with the IndusInd Insurance app, you can access all the features of your Mahindra XUV 700 insurance at your fingertips.

Why Us?

Why 8 Crore+ Policyholders Trust Us?

IndusInd General Insurance (formerly known as Reliance General Insurance) offers all-round protection to Mahindra XUV 700 owners with features like unique add-ons, 24*7 customer support and a high claim settlement ratio.

Model Car

15 plus add-on covers

Customise your Mahindra XUV 700 insurance.

Up to 3 years coverage

Get long and short term coverage

Video claims feature

File claims via the IndusInd Insurance app

24/7 Customer Assistance

Get support from anywhere in India

Why Do You Need Mahindra XUV 700 Insurance?

Legal Mandate

In India, vehicle owners are required to have third-party car insurance before getting behind the wheel, regardless of the car type. Driving without basic third-party car insurance for the XUV 700 can invite fines from authorities, which range between ₹2,000 - ₹4,000. Sometimes, the penalty can also result in a 3-month imprisonment, depending on the severity of the violation.

Covers Car Repairs

The Mahindra XUV 700 is a good choice for families due to its modern features and impressive driving experience. The SUV can easily navigate both urban and rural terrain without causing any discomfort. However, sometimes when a vehicle is commuting long distances on uneven terrain, it can lead to damage to its parts. Having IndusInd’s comprehensive car insurance in such a situation will cover the repair expenses.

Covers Car Theft

XUV 700 is a sturdy and popular SUV, but car theft remains a common concern in India. Criminals often target vehicles like SUVs in both urban and rural areas using various methods such as tampering with locks or windows, towing the vehicle, etc. This can cause significant financial loss if you do not have a car insurance plan. With our comprehensive insurance, you will receive the insured declared value of your vehicle.

Covers Natural Disasters

Mahindra XUV 700 is built with a sturdy frame and a powerful engine, capable of handling muddy and uneven roads often encountered during floods. However, frequent driving in flood conditions can cause severe damage to the engine. Strong flood currents can also sweep away the vehicle, leading to total loss. IndusInd’s comprehensive car insurance plan protects your vehicle against natural disaster damage.

Covers Fire-Related Damage

Fire-related damage to vehicles can occur due to electrical short circuits, fuel leakage, or external hazards. The XUV 700, with its advanced engineering, minimises these risks but cannot eliminate them. In case of fire damage, repair or replacement costs can be substantial. Our comprehensive car insurance covers fire-related damages, saving owners from bearing the full financial impact of unexpected fire incidents.

Network Garages and Spare Parts

Being in demand, finding the XUV 700 repair garage is easy. Almost every city has a local and authorised garage for vehicle repair. However, most car owners are concerned about the authenticity of the product used in local garages. Counterfeit and cheap product usage can cause harm to vehicles in the long run. However, with IndusInd's vast network of authorised garages, maintenance and repair of the XUV 700 become easy.

Types of Mahindra XUV 700 Insurance Plans

Comprehensive Car Insurance

With a comprehensive car insurance plan, Mahindra XUV 700 owners will get all-around protection against the vehicle's own damage and third-party damage. For example, if the XUV 700 accidentally collides with another car, then this insurance coverage will cover the repair cost of both vehicles. Indusind Comprehensive car insurance comes with a unique add-on to offer enhanced coverage to vehicle owners.

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Pay As You Drive Car Insurance

This is another insurance plan crafted for vehicle owners who do not drive their XUV 700 regularly. The premium is calculated based on the actual kilometres driven by the vehicle owner. With the IndusInd PAYD plan, you can choose the yearly kilometre limit, which ranges between 2,500–10,500 km*. Additionally, you can carry forward the unused kilometres and top up the kilometres if they are exhausted.

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Third Party Car Insurance

This is the mandatory coverage in India for every vehicle owner. Driving without it can invite fines and penalties. However, apart from being mandatory, third-party car insurance is also an affordable plan. This plan protects third-party, property or bodily injury caused by the insured Mahindra XUV 700. With our third-party car insurance plan, you will get a 1 to 3-year* insurance option for new cars.

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Own Damage Car Insurance

Standalone Own Damage (SAOD) cover safeguards your insured vehicle against accidental damages and losses caused by natural calamities or theft. It offers dedicated own-damage protection while complementing your active third-party insurance. Short-term and long-term coverage options are available.

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Key Features

Key Features of IndusInd Mahindra XUV 700 Insurance

IndusInd General Insurance provides features tailored to the versatile driving conditions of the Mahindra XUV 700, whether it is navigating busy city streets, rough village roads, or long highway trips. This insurance offers coverage designed to protect your vehicle.

Key Features

Key Features	Descriptions
Starting Premiums	₹308/month*
IDV Customisation	Available
Coverage Offered	Own Damage & Third-Party Liability
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Process	Cashless + Survey is initiated within just 24 hours of claim initiation
Smartphone-Enabled Claims	Video claim feature on the IndusInd Insurance App
Network Garages	11,000+ network garages nationwide
Instant Buying/Renewal	Quick policy purchase and instant renewal
Add-Ons	15+ add-on covers available
Personal Accident (PA) Cover	Additional PA cover of up to ₹15 lakhs is available
24/7 Customer Support	Available through WhatsApp and Calls

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

IndusInd Mahindra XUV 700 Car Insurance: Inclusions & Exclusions

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What is Covered?

Accidents and Collisions: This covers the repair costs for damage to your car caused by a road accident.

Third-party Damages: This covers the cost of repairing damage to someone else’s vehicle or property.

Natural Disasters: Protection against damage from floods, cyclones, earthquakes, storms, landslides and other natural calamities causing harm.

Man-Made Events: Covers damage from riots, strikes, vandalism, terrorism, or any deliberate damage caused by other people.

Fire or Explosion: Repair costs for damage due to fire, explosion, self-ignition and lightning will be covered

Theft: Offers compensation for damage or lost car parts due to theft. The coverage is based on the IDV.

Personal Accident: Financial support for injuries, permanent disability, or death of the car owner while driving the vehicle.

Model Car

What is not Covered?

Depreciation: Depreciation of your car's parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations: We cover all accidental damage to your Mahindra XUV 700 except for ones that arise due to law violations.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchase, you'll need to opt for add-on coverage.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording by clicking here.

One call is all it takes to secure your XUV 700

Call us now for the best deal!

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Mahindra XUV 700 Insurance Add-On Covers

Most Mahindra XUV 700 owners look for enhanced coverage with add-ons based on their driving requirements. For instance, people prone to flooding generally go with an engine security add-on, or those who use their vehicle on rough roads generally go with a tyre security. Considering this, we offer a unique list of add-ons for your Mahindra XUV 700.

Nil Depreciation Cover

It offers coverage to XUV 700's depreciable parts, including rubber and fibre components. With this add-on, you get high compensation during claims. This is beneficial as the repair costs for vehicle parts can be high.

Pay As You Drive Cover

If you drive an XUV 700, then this add-on is a money saver. Under this, you can pay a premium based on the kilometres driven. You can choose a kilometre range between 2,500 to 10,500 km* based on the usage.

Return to Invoice Cover

Mahindra XUV 700 owners will get the original invoice value if the vehicle is stolen or lost. It also covers the vehicle registration and other taxation fees you need to pay at the time of purchasing.

Engine Protection

We safeguard your XUV 700 against costly repairs due to internal damage or mechanical breakdowns. It provides financial assistance for repairs or replacements, helping you avoid big out-of-pocket expenses.

Tyre Protection Cover

XUV 700 owners who drive on uneven roads with potholes, mud, etc, should buy this add-on. This add-on protects your tyre from damage caused by poor road conditions. It covers the replacement and repair costs of tyres.

Key & Lock Replacement Cover

Covers the cost to replace lost, stolen, or damaged keys for the Mahindra XUV 700, including smart-key reprogramming and lockset repairs. With this coverage, owners can avoid high replacement costs and ensure quick restoration of access and security for their vehicle.

Consumable Expenses Cover

The XUV 700 owners will get reimbursement for consumables like nuts, bolts, brake fluids, etc, used during the repairs. It is especially helpful for XUV 700 owners who usually drive their vehicle on rough roads.

RIM Protection Cover

Protects the stylish alloy wheels of your Mahindra XUV 700. It covers the costs of repairing or replacing rims damaged by curbs, rough roads, etc., helping you maintain your vehicle’s appearance.

Roadside Assistance

XUV 700 owners who travel through remote areas, this add-on is helpful. You will get instant assistance from the team whether your vehicle is out of fuel or is not starting. You can ask for help by using the IndusInd Insurance app.

Personal Belongings

If you keep your expensive belongings, such as laptops, etc, in the car due to their routine, you can benefit from this add-on. This offers compensation if items worth over ₹5000 get stolen from your locked car.

Daily Allowance

This add-on offers an allowance to Mahindra XUV 700 owners whose vehicle is at the network garage for more than 3 days*. The allowance will cover the expenses of alternative transportation, including trains and taxis.

EMI Protection

In case your Mahindra XUV 700 requires prolonged repairs, then this add-on covers your monthly loan EMIs for 21, 42, or 63 days*, depending on the policy conditions. It helps ease financial strain by ensuring your EMIs are paid on time, even when your vehicle is unavailable due to repair work.

NCB Protection

Designed for vehicle owners to continue benefiting from the NCB discount. With this cover, Mahindra XUV 700 owners can benefit from NCB discount even after making up to 2 claims per year* during the policy period.

Electrical Accessories Cover

It offers protection for aftermarket electrical fittings, such as audio systems, parking sensors, etc., which are not covered under the standard plan. It helps XUV 700 owners safeguard these accessories from damage or theft.

Non‑Electrical Accessories Cover

It protects XUV 700’s custom fittings like seat covers, bumper guards, etc., from theft or damage. It keeps your personalised accessories safe, ensuring you don’t have to bear the replacement or repair costs.

How to Buy

How to Buy/Renew Mahindra XUV 700 Car Insurance?

Model - Car

Buy Online

On top of this page, enter car registration and mobile number. Use our calculator below to estimate SI and premium.

Select your car make/model and enter your registration and previous policy details.

Enter your mobile number and the OTP. Next select your policy type and car's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Car

Renewal Online

Navigate to the form on top of this page choose ‘Renewal’ to start your car insurance renewal process.

Fill in your mobile number or policy number > Submit.

Add your car’s details, such as registration number.

Update/modify your own damage plan as per your needs.

Confirm the premium and make the insurance renewal payment.

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Factors Affecting the Mahindra XUV 700 Premium

The insurance premium for the Mahindra XUV 700 depends on factors like the vehicle’s variant, engine capacity, fuel type, and the Insured Declared Value (IDV). Let us have a look at all these factors in detail.

Mahindra XUV 700 IDV

Insured declared value or IDV is the current market value of the vehicle. At the time of buying a car insurance plan, vehicle owners need to choose the IDV. The higher the IDV is, the higher the Mahindra XUV 700 insurance price will be. Therefore, it is crucial to choose the IDV carefully.

Type of Coverage

The type of insurance coverage you choose at the time of buying a plan also affects the car insurance premium. If you choose the third-party car insurance, the premium will be lower due to basic coverage. However, when you go with a comprehensive car insurance plan, you need to pay a higher premium due to enhanced coverage.

Add-On Covers

Add-ons are another voluntary offering that can increase the car insurance premium. However, with a slightly higher premium, vehicle owners will receive enhanced coverage tailored to their specific needs. There are various add-ons available, such as roadside assistance, consumables covers and more. Choose one that fits your budget.

Car’s Make and Model

The car make and model also contribute to the car insurance premium. The insurance provider uses the car's engine capacity, usage and other factors to determine the premium. The vehicle with a higher engine capacity and those used for commercial purposes generally have a higher premium.

Claim History

The past claim record is a key factor insurers use to assess your risk level. Frequent claims can lead to increased premiums, as they indicate a higher level of risk. Conversely, maintaining a clean claim history often earns you discounts through a no-claim bonus. A good claim history reflects responsible ownership.

Anti-Theft Devices

Installing certified anti-theft systems can reduce your insurance premiums. These devices lower the chances of theft or damage, minimising the insurer’s risk. Insurers often provide discounts to vehicles equipped with such security features. This add-on protection benefits both the insurer and the owner.

Mahindra XUV 700 Key USPs

The Mahindra XUV 700 is equipped with powerful engine options, including a 2.0-litre turbo petrol and a 2.2-litre turbo diesel, delivering impressive power and torque. However, even powerful engines can suffer damage over time due to overheating, lack of maintenance, or wear and tear of critical components. Engine repairs can be costly, making our car insurance essential to help cover unexpected damage and repair costs.

With a bold and aerodynamic silhouette, the Mahindra XUV 700 stands out on any road. Its signature grille, sharp LED headlamps, and diamond-cut alloy wheels give it a commanding presence. Despite its tough exterior, occasional wear and tear from everyday driving can occur. That is why having our car insurance plan will help cover such repair costs without putting any financial burden.

The car is equipped with Advanced Driver Assistance Systems that enhance safety and comfort on every drive. Features like adaptive cruise control adjust your speed based on surrounding traffic, while automatic emergency braking helps prevent collisions. Despite these advanced safety features, accidents and collisions can still occur, causing damage to vehicles. Thus, having our car insurance plan is crucial to cover hefty repair costs.

The Mahindra XUV 700 features a spacious, premium cabin crafted from high-quality materials, including leatherette seats for ultimate comfort. Its ergonomic design provides a luxurious experience for all passengers. However, despite this, damage to the cabin from accidents, theft, and other causes is quite possible. With comprehensive car insurance with electrical accessories cover, owners can further protect their valuable cabin investments.

How to File?

How to File a Mahindra XUV 700 Claim?

How to File

Step 1: Inform Us

You must inform us within 24 hours and quickly register your claim through the IndusInd Insurance app or a seamless, hassle-free process claim.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim. Now easily find any network garage near you using our widget below.

Step 3: Self Inspection

You can also opt for a self-inspection via the IndusInd Insurance app by submitting photos or via a live video survey.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage and drop off your car at your address.

Step 1: Initiate the Claim

To initiate a claim for total loss, damage or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval, we will transfer the claim amount directly to your bank account.

Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.

Mahindra XUV - Models and Prices

The Mahindra XUV 700 is available in various variants, each tailored to different fuel usage and transmission preferences. With its strong performance and modern features, each variant offers something new to its loyal customer base. Let us have a look at the Mahindra XUV models and prices.

Variant	Price (as of August 2025)#
Mahindra XUV 700 MX Petrol MT	₹14,49,000
Mahindra XUV 700 MX Diesel MT	₹14,99,000
Mahindra XUV 700 MX Petrol MT - ESP	₹14,99,000
Mahindra XUV 700 MX Diesel MT - ESP	₹15,49,000
Mahindra XUV700 AX5 Petrol	₹16,89,000
Mahindra XUV700 AX5 Diesel	₹17,74,000

Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source .

Key Takeaways

The Mahindra XUV 700 is a dominant vehicle in the Indian market due to its modern and advanced features, transmission options, and seating configuration. The vehicle is ideal for middle- and large-sized families seeking a 7-seater option within a budget-friendly price range. However, vehicle owners need to protect their substantial investment by purchasing a car insurance plan.

Considering this, we at IndusInd General Insurance (previously known as Reliance General Insurance) offer a tailored car insurance plan based on your Mahindra XUV 700 needs. With over 11,000 network garages* across the country, you can get your Mahindra XUV 700 repaired conveniently at a trusted facility nearby.

Not only that, but if your vehicle requires repairs at a network garage, free towing services will pick up and drop off your Mahindra XUV 700, adding convenience and reducing downtime. We offer a quick survey that is conducted within 24 hours of intimation, speeding up the claim approval process for timely repairs.

So what is stopping you now? Get your Mahindra XUV 700 protected with our affordable car insurance plan that starts at ₹308/month*.

Author - Model Car

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

XUV 700 insurance starting at just ₹308 per month*!

Get Tailored Car Protection With Us!

Get all-around protection for your XUV 700 with coverage against own damage, theft and more! You also have the option to add useful add-ons for enhanced coverage as per your needs.

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Frequently Asked Questions (FAQs)

What to do if I accidentally forgot to renew insurance for XUV 700?

If you forgot to renew your car insurance on time, then the insurance provider generally offers a grace period to renew your policy. If you fail to renew your policy during a grace period, then your policy will lapse.

Which is better: Tata Harrier or Mahindra XUV700?

Both the Tata Harrier and the Mahindra XUV700 are premium SUVs that offer strong performance and a range of features. The XUV 700 sports a powerful 2.0-litre turbo petrol or 2.2-litre diesel engine delivering up to 197bhp with smooth handling, while the Harrier comes with a 2.0-litre diesel engine producing around 168bhp and is praised for its smooth ride and robust build. Regardless of your choice, don’t forget to insure your ride with our car insurance policy!

Can I buy a multi-year car insurance policy for the Mahindra XUV 700?

Yes, you can buy a multi-year car insurance policy for your Mahindra XUV 700. We at IndusInd General Insurance offer 1 to 3 years of insurance options for new cars. Also, you can avail a discount while purchasing a multi-year insurance plan.

Can I take my Mahindra XUV 700 for off-road touring?

Yes, the Mahindra XUV 700 is well-suited for off-road touring. It offers strong engine options, robust build quality, and advanced features such as all-wheel drive and good ground clearance, which enable it to handle rough terrain and challenging road conditions effectively.

What to do if my Mahindra XUV 700 cashless repair claim is denied?

If your Mahindra XUV 700 cashless repair claim is denied, first carefully review the reason for denial provided by the insurer. Common reasons include incomplete documentation or policy exclusions. Once you identify the issue, address it by submitting the correct or additional documents as required. After rectifying the problem, file a reimbursement claim by paying the repair amount upfront at the empanelled garage and then submitting the repair bills and claim documents to the insurer for a refund.