Maruti Suzuki Celerio Car Insurance

Name: Maruti Suzuki Celerio Car Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

The Maruti Suzuki Celerio is a smart hatchback known for its fuel efficiency, smooth driving experience, and compact design that’s perfect for city roads. Whether you're commuting to work, running errands, or heading out for a weekend drive, the Celerio makes every journey comfortable and economical. But even the most reliable cars need protection and that’s where IndusInd car insurance comes in.

For instance, unexpected accidents or theft can lead to costly repairs or losses. With our comprehensive car insurance plan, your Celerio is safeguarded against such risks. Add-ons like Zero Depreciation and Roadside Assistance ensure you’re never stranded or burdened with out-of-pocket expenses.

Car insurance is also a legal requirement for all vehicle owners in India. So your Maruti Suzuki Celerio must be covered with at least a third-party insurance policy.

You can easily get insured with IndusInd General Insurance (formerly Reliance General Insurance). Purchase your policy online and store it digitally using the IndusInd Insurance app—so your insurance documents are always just a tap away!

Why Us?

Why 8 Crore+ Policyholders Trust Us?

IndusInd General Insurance (previously known as Reliance General Insurance) offers access to a wide range of add-ons, a simple claim process, 24x7 customer support and a strong cashless garage network, all designed to keep your Maruti Suzuki Celerio protected.

Model Car

15 plus add-on covers

Customise your Maruti Suzuki Celerio insurance.

Up to 3 years coverage

Get long and short term coverage

Video claims feature

File claims via the IndusInd Insurance app

24/7 Customer Assistance

Get support from anywhere in India

Why Do You Need Maruti Suzuki Celerio Insurance?

Legal Mandate

All car owners in India are legally required to have at least third-party car insurance coverage. This means your Celerio must be insured, whether you drive it daily or occasionally. Driving without valid insurance can result in fines ranging from ₹2,000 to ₹4,000, and in some cases, imprisonment up to 3 months.

Covers Car Repairs

The Celerio’s compact design and fuel efficiency make it ideal for city commutes. However, frequent use in congested traffic or narrow lanes can lead to minor dents, scratches or even bumper damage. With Maruti Suzuki Celerio car insurance, repair costs are covered, ensuring your hatchback stays in top shape.

Covers Car Theft

Car theft is a growing concern, especially in urban areas. Modern Celerio variants with advanced features can cost up to ₹7.14 lakhs*. Having car insurance helps cover total loss cases like theft by reimbursing the Insured Declared Value (IDV). With the Return to Invoice add-on, you can even recover the full invoice value of your car.

Covers Natural Disasters

While the Celerio handles city roads well, it’s not immune to damage from floods, landslides or earthquakes. If you live in areas prone to such calamities, comprehensive insurance ensures coverage for these events. For added protection, opt for the Engine Protection add-on to cover engine repairs due to water damage.

Covers Fire and Fire-Related Damage

Fire damage due to electrical faults, lightning or short circuits can be costly. Comprehensive insurance covers fire-related damages and repair expenses, helping you avoid unexpected financial burdens and keeping your Celerio safe.

Network Garages and Spare Parts

Maruti Suzuki’s widespread service network makes it easy to find genuine spare parts and authorised garages. With IndusInd General Insurance, you get access to cashless repairs at network garages, ensuring quick and hassle-free service.

Types of Maruti Suzuki Celerio Car Insurance Plans

Comprehensive Car Insurance

A comprehensive policy offers dual protection—it covers damage to third-party property or individuals, and also to your Maruti Suzuki Celerio. For instance, a collision could result in repairs for both vehicles involved. This plan ensures both are covered. Plus, you get access to 15+ add-ons like Zero Depreciation and Engine Protect to enhance your coverage.

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Pay As You Drive Car Insurance

This usage-based plan lets you pay premiums based on how much you drive your Celerio annually. Choose a limit between 2,500–10,500 km² with a 125 km grace buffer*. You can carry forward unused kilometres or top up if you exceed your limit. Ideal for occasional drivers, remote workers, or those who rely on public transport.

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Third Party Car Insurance

This is the most budget-friendly insurance for your Celerio. It covers third-party liabilities—damages to other vehicles, property, or injuries caused during an accident. For new car owners, we offer a 5-year plan option where you pay the premium once and enjoy long-term coverage without annual renewals.

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Own Damage Car Insurance

Standalone Own Damage (SAOD) cover safeguards your vehicle against losses arising from collisions, floods, storms, theft, and fire-related damages. It helps minimize out-of-pocket repair costs and unexpected financial losses. This policy is available only with active third-party insurance coverage.

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Key Features

Key Features of IndusInd Maruti Suzuki Celerio Insurance

IndusInd General Insurance offers features designed specifically for how and where a Maruti Suzuki Celerio is typically driven, whether it is urban traffic, village roads or long highway journeys.

Key Features

Key Features	Descriptions
Starting Premiums	₹308/month*
IDV Customisation	Available
Coverage Offered	Own Damage & Third-Party Liability
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Process	Cashless + Survey is initiated within just 24 hours of claim initiation
Smartphone-Enabled Claims	Video claim feature on the IndusInd Insurance App
Network Garages	11,000+ network garages nationwide
Instant Buying/Renewal	Quick policy purchase and instant renewal
Add-Ons	15+ add-on covers available
Personal Accident (PA) Cover	Additional PA cover of up to ₹15 lakhs is available
24/7 Customer Support	Available through WhatsApp and Calls

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

IndusInd Maruti Suzuki Celerio Car Insurance: Inclusions & Exclusions

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What is Covered?

Accidents and Collisions: This covers the repair costs for damage to your car caused by a road accident.

Third-party Damages: This covers the cost of repairing damage to someone else’s vehicle or property.

Natural Disasters: Protection against damage from floods, cyclones, earthquakes, storms, landslides and other natural calamities causing harm.

Man-Made Events: Covers damage from riots, strikes, vandalism, terrorism, or any deliberate damage caused by other people.

Fire or Explosion: Repair costs for damage due to fire, explosion, self-ignition and lightning will be covered

Theft: Offers compensation for damage or lost car parts due to theft. The coverage is based on the IDV.

Personal Accident: Financial support for injuries, permanent disability, or death of the car owner while driving the vehicle.

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What is not Covered?

Depreciation: Depreciation of your car's parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations: We cover all accidental damage to your Maruti Suzuki Celerio except for ones that arise due to law violations.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchase, you'll need to opt for add-on coverage.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording by clicking here.

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Maruti Suzuki Celerio Insurance Add-On Covers

Customise your Brezza’s insurance plan with add-ons that match your driving habits and protection needs. These optional covers offer enhanced financial security and convenience, ensuring you’re prepared for every situation—from minor breakdowns to major accidents.

Nil Depreciation Cover (Money Saver)

Get full reimbursement for plastic, rubber, and glass parts without depreciation deductions. Battery replacement is also included.

Pay As You Drive (Money Saver)

Pay premiums based on how much you drive your Celerio annually. Ideal for occasional drivers or those using public transport frequently.

Return to Invoice Cover (Money Saver)

In case of theft or total loss, this add-on bridges the gap between your car’s IDV and its original invoice value, including registration charges.

Daily Allowance Benefit (Money Saver)

If your Celerio is in the garage for more than 3 days due to accident-related repairs, you’ll receive a daily allowance to manage alternate travel.

Engine & Gearbox Protection Cover (Extra Car Protection)

Covers internal damage to engine and gearbox due to water ingression or oil leakage—especially useful during monsoons.

Tyre Protection Cover (Extra Car Protection)

Covers repair or replacement costs for tyres damaged due to cuts, bursts, or bulges caused by road accidents.

Key & Lock Replacement Cover (Extra Car Protection)

Covers the cost of replacing lost, stolen, or damaged keys and locks for your Celerio.

Consumables Expenses Cover (Extra Car Protection)

Reimburses costs of consumables like engine oil, nuts, bolts, and brake fluid used during accident-related repairs.

RIM Protection Cover (Extra Car Protection)

Covers repair or replacement of RIMs damaged due to accidental impact or potholes.

24x7 Roadside Assistance (Extra Car Protection)

Get emergency help across India—flat tyre change, towing, battery jumpstart, and more, anytime you need it.

Loss of Personal Belongings Cover (Extra Car Protection)

Protects against loss or damage to personal items inside your Celerio due to theft, fire, accident, or natural calamities.

Geo Extension Cover (Advanced Add ons)

Extend your Celerio’s insurance coverage beyond Indian borders with this add-on.

Electrical Accessories Cover (Advanced Add ons)

Covers damage to additional electrical accessories like music systems or reverse cameras.

Non-Electrical Accessories Cover (Advanced Add ons)

Protects non-electrical accessories such as seat covers, spoilers, and alloy wheels.

Emergency Hotel Accommodation (Advanced Add ons)

If stranded due to a breakdown or accident far from home, this add-on covers your emergency stay expenses.

How to Buy

How to Buy/Renew Maruti Suzuki Celerio Car Insurance?

Model - Car

Buy Online

On top of this page, enter car registration and mobile number. Use our calculator below to estimate SI and premium.

Select your car make/model and enter your registration and previous policy details.

Enter your mobile number and the OTP. Next select your policy type and car's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Car

Renewal Online

Navigate to the form on top of this page choose ‘Renewal’ to start your car insurance renewal process.

Fill in your mobile number or policy number > Submit.

Add your car’s details, such as registration number.

Update/modify your own damage plan as per your needs.

Confirm the premium and make the insurance renewal payment.

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Factors Affecting Maruti Suzuki Celerio Car Insurance Premium

Your Maruti Suzuki Celerio insurance premium is calculated based on specific parameters to ensure you get the most suitable coverage for your car and driving habits. Some of these factors can also help reduce your premium, giving you better value for money.

Celerio’s IDV

IDV refers to the current market value of your Celerio. A higher IDV means a higher premium—but also ensures better compensation in case of theft or total loss. You can select your IDV while buying or renewing your policy.

Type of Coverage

Choosing between third-party and comprehensive insurance directly affects your premium. Comprehensive plans offer broader protection and access to add-ons, but come at a higher cost.

Add-On Covers

Add-ons like Engine Protect, Tyre Cover, and Zero Depreciation enhance your coverage. However, each add-on increases your overall premium, so choose based on your driving needs.

Car’s Make and Model

The Celerio’s variant, fuel type (petrol or CNG), and engine capacity influence your premium. Higher engine specs or commercial usage may result in increased costs.

Claim History

If you haven’t made any claims in the previous policy year, you may be eligible for a No Claim Bonus (NCB), which lowers your premium. Frequent claims, however, can raise your premium.

Installing Anti-Theft Devices

Equipping your Celerio with IRDAI-approved anti-theft devices or GPS trackers shows proactive protection against theft. This can help reduce your insurance premium.

Maruti Suzuki Celerio Key USPs

The Maruti Suzuki Celerio is built for city life. Its sleek “3D Organic Sculpted Design” gives it a modern look while maintaining a compact footprint—perfect for navigating through tight lanes and crowded streets. Whether you're parking in a busy market or cruising through traffic, the Celerio’s design makes every drive effortless.

Powered by the refined Next Gen K10C DualJet engine, the Celerio delivers impressive mileage without compromising on performance. With Idle Start-Stop technology, it offers fuel efficiency of up to 26 km/l*, making it one of the most economical hatchbacks in India. And if you’re driving through waterlogged roads or long commutes, having car insurance ensures protection against engine damage and unexpected repairs.

Despite its compact size, the Celerio offers generous cabin space for up to five passengers. The Smartplay Studio touchscreen infotainment system with smartphone navigation keeps you connected on the go. Whether it’s a short city drive or a weekend getaway, the Celerio ensures comfort and convenience throughout.

The Celerio is the first car in its segment to feature Hill Hold Assist and Electronic Stability Program (ESP). It also comes equipped with 12+ safety features including ABS with EBD, Dual Airbags, Reverse Parking Sensors, and the Heartect Platform. These features not only enhance safety but also help maintain the car’s resale value when paired with comprehensive insurance and genuine service support.

How to File?

How to File a Maruti Suzuki Celerio Claim?

How to File

Step 1: Inform Us

You must inform us within 24 hours and quickly register your claim through the IndusInd Insurance app or a seamless, hassle-free process claim.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim. Now easily find any network garage near you using our widget below.

Step 3: Self Inspection

You can also opt for a self-inspection via the IndusInd Insurance app by submitting photos or via a live video survey.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage and drop off your car at your address.

Step 1: Initiate the Claim

To initiate a claim for total loss, damage or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval, we will transfer the claim amount directly to your bank account.

Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.

Mauti Suzuki- Models and Prices

The Maruti Suzuki Celerio is available in multiple variants. There is a Maruti Suzuki Celerio model to match your needs.

Maruti Suzuki Celerio Models	Ex Showroom Price
Celerio LXi Manual \| Petrol	₹5,36,500
Celerio VXI Manual \| Petrol	₹5,83,500
Celerio VXi AGS Auto \| Petrol	₹6,28,500
Celerio VXi CNG Manual \| CNG	₹6,73,500
Celerio ZXi Manual \| Petrol	₹6,11,500
Celerio ZXi AGS Auto \| Petrol	₹6,56,500
Celerio ZXi+ Manual \| Petrol	₹6,59,500
Celerio ZXi+ AGS Auto \| Petrol	₹7,04,500

Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.

Key Takeaways

If you use your Maruti Suzuki Celerio for daily office commutes, grocery runs, or weekend drives with family, you already understand the value of this compact and fuel-efficient hatchback. While the Celerio is built to handle city traffic with ease and deliver top-tier mileage, it’s still exposed to risks like minor collisions, theft, or damage from unpredictable weather.

That’s why it’s essential to protect your Celerio with a reliable car insurance plan. With IndusInd Maruti Suzuki Celerio Insurance (formerly Reliance Maruti Suzuki Celerio Insurance), you get comprehensive coverage starting at just ₹308/month*, backed by 24/7 support and a seamless digital experience.

We cover accidents, theft, and damage from natural calamities such as floods, earthquakes, and storms. You also get legal protection through our third-party liability cover.

Plus, with access to 11,000+ network garages* across India, you can enjoy cashless repairs without paying upfront. Our claims process is quick and hassle-free just use the IndusInd Insurance app to file video claims directly from your phone.
Don’t wait! Secure your Maruti Suzuki Celerio today with a personalized insurance plan that fits your lifestyle and driving needs.

Author - Model Car

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

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Get all-around protection for your Maruti Suzuki Celerio with coverage against own damage, theft and more! You also have the option to add useful add-ons for enhanced coverage as per your needs.

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Meerut

Seamless digital experience

Quick and easy! The policy details were clearly mentioned, making it simple to choose the right one.

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Limited policy options

A fair and simple process. The Car insurance covers the basics well.

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The journey of purchasing Car insurance from Reliance (now IndusInd) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. No complementary product was necessary for me at this stage.

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I recently purchased my Car insurance from Reliance (now IndusInd) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time.

Buying a Car policy through the platform of Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. It aligns well with what I needed from an insurance policy. No complementary product was necessary for me at this stage. I'm happy with how everything went and feel secure with my policy.

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Visakhapatnam

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The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras.

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Frequently Asked Questions (FAQs)

Which is the best car insurance policy for my Celerio?

Comprehensive Maruti Suzuki Celerio insurance is the best choice as it protects your own car, plus covers damage to others. It includes accidents, natural disasters, fires, total loss and theft. Add zero depreciation and engine protection for complete coverage. This plan gives maximum protection compared to basic third-party insurance for your Celerio.

How can I save on my Maruti Celerio car insurance premium?

You can lower your Celerio insurance cost by maintaining a claim-free record to earn NCB discounts, installing anti-theft devices, choosing a voluntary deductible and picking Pay As You Drive if you drive less. Also, buy online to avoid agent commissions and compare quotes before renewing to get the best rates available.

How much is a Suzuki Celerio per month?

The Maruti Suzuki Celerio insurance price starts from just ₹308 per month* for basic coverage. Your actual monthly cost depends on your car's age, the plan type you choose and any extra add-ons you pick. Comprehensive plans with add-ons cost more but give better protection for your Celerio.

What documents do I need for an insurance claim?

To claim your Maruti Suzuki Celerio car insurance, you need your car's RC book, a valid insurance policy copy, a driving license and a FIR copy if a theft or major accident happened. Also, keep all repair bills, garage invoices and photos of the damage. Submit these documents quickly for faster claim approval and settlement.

What is NCB in car insurance for my Celerio?

NCB means No Claim Bonus – it's a discount you earn on your Celerio insurance price when you don't make any claims during the year. The discount starts at 20% and grows up to 50% over five claim-free years. This reward helps you save lots of money on renewals for driving safely without accidents.