Renault Kwid Car Insurance

Name: Renault Kwid Car Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

The Renault Kwid is a stylish hatchback with SUV-inspired design elements, making it a standout choice for city drivers and first-time car owners. Whether you're cruising through urban streets or heading out for a weekend drive, the Kwid delivers a confident and comfortable experience. But even the most reliable cars need protection — and that’s where IndusInd car insurance comes in.

For instance, unexpected events like minor collisions or water damage during monsoons can lead to costly repairs. With our comprehensive car insurance plan, you can opt for add-ons like Engine Protect to cover such damages, ensuring peace of mind every time you drive.

Car insurance is also a legal requirement for all vehicles in India. So your Renault Kwid must be insured with at least a third-party car insurance policy.

Choose IndusInd General Insurance (formerly Reliance General Insurance) to safeguard your Kwid. Buy your policy online and store it digitally using the IndusInd Insurance app - so your insurance documents are always just a tap away!

Why Us?

Why 8 Crore+ Policyholders Trust Us?

IndusInd General Insurance (previously known as Reliance General Insurance) offers access to a wide range of add-ons, a simple claim process, 24x7 customer support and a strong cashless garage network, all designed to keep your Renault Kwid protected.

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15 plus add-on covers

Customise your Renault Kwid Car Insurance insurance.

Up to 3 years coverage

Get long and short term coverage

Video claims feature

File claims via the IndusInd Insurance app

24/7 Customer Assistance

Get support from anywhere in India

Why do you need Renault Kwid insurance?

Legal Mandate

All car owners in India must have at least third-party car insurance. So if you're driving your Renault Kwid on public roads, insurance isn’t optional — it’s mandatory. Failing to comply can lead to fines between ₹2,000–₹4,000 or even imprisonment for up to 3 months, depending on the offence.

Covers Car Repairs

The Kwid’s sleek design and city-friendly build make it ideal for daily commutes. But potholes, minor collisions, or sudden breakdowns can still happen. Without insurance, repair costs can burn a hole in your pocket. With Renault Kwid car insurance, you’re covered for accidental damage and repair expenses.

Covers Car Theft

Modern Kwid variants come with advanced features and stylish upgrades — making them attractive to thieves. If your Kwid is stolen, your insurance can reimburse the Insured Declared Value (IDV). Opt for the Return to Invoice add-on to get the full invoice value back in case of total loss.

Covers Natural Disasters

Monsoons and urban flooding can be tough on hatchbacks. If your Kwid suffers damage due to floods, storms, or other natural calamities, comprehensive car insurance ensures you’re not left paying for repairs out of pocket. Add-ons like Engine Protect can be a lifesaver during such events.

Covers Personal Accidents

Accidents can happen anytime, and personal safety matters most. Renault Kwid insurance includes personal accident cover for the owner-driver, helping with medical expenses in case of injury. It’s a crucial financial cushion during emergencies.

Digital Convenience

Buy your Renault Kwid insurance online with IndusInd General Insurance (formerly Reliance General Insurance). Store your policy digitally using the IndusInd Insurance app - so your documents are always handy, wherever you go.

Types of Renault Kwid Car Insurance Plans

Comprehensive Car Insurance

A complete protection plan for your Renault Kwid that covers both third-party liabilities and own damage. Whether it’s a collision, fire, theft or natural disaster, this policy ensures your Kwid is financially protected. You also get access to 15+ add-ons for enhanced coverage.

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Pay As You Drive Car Insurance

Drive less, pay less! This smart usage-based insurance plan lets you choose coverage based on your driving habits — from 2,500 km to 10,500 km annually, with a 125 km grace buffer. Unused kilometres can be carried forward or topped up anytime.

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Third Party Car Insurance

The most budget-friendly option for Renault Kwid owners. It covers damages to third-party vehicles, property, or injuries caused during an accident. Stay legally compliant and drive worry-free with coverage options of up to 5 years.

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Own Damage Car Insurance

Standalone Own Damage (SAOD) car insurance offers reliable financial protection against accidental damages, theft-related losses, fire incidents, and natural disasters. It helps manage unexpected repair and replacement expenses effectively. The policy is available only with valid third-party insurance coverage.

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Key Features

Key Features of IndusInd Renault Kwid Car Insurance Insurance

Key Features

Key Features	Descriptions
Starting Premiums	₹308/month*
IDV Customisation	Available
Coverage Offered	Own Damage & Third-Party Liability
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Process	Cashless + Survey is initiated within just 24 hours of claim initiation
Smartphone-Enabled Claims	Video claim feature on the IndusInd Insurance App
Network Garages	11,000+ network garages nationwide
Instant Buying/Renewal	Quick policy purchase and instant renewal
Add-Ons	15+ add-on covers available
Personal Accident (PA) Cover	Additional PA cover of up to ₹15 lakhs is available
24/7 Customer Support	Available through WhatsApp and Calls

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

IndusInd Renault Kwid Car Insurance Car Insurance: Inclusions & Exclusions

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What is Covered?

Accidents and Collisions: This covers the repair costs for damage to your car caused by a road accident.

Third-party Damages: This covers the cost of repairing damage to someone else’s vehicle or property.

Natural Disasters: Protection against damage from floods, cyclones, earthquakes, storms, landslides and other natural calamities causing harm.

Man-Made Events: Covers damage from riots, strikes, vandalism, terrorism, or any deliberate damage caused by other people.

Fire or Explosion: Repair costs for damage due to fire, explosion, self-ignition and lightning will be covered

Theft: Offers compensation for damage or lost car parts due to theft. The coverage is based on the IDV.

Personal Accident: Financial support for injuries, permanent disability, or death of the car owner while driving the vehicle.

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What is not Covered?

Depreciation: Depreciation of your car's parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations: We cover all accidental damage to your Renault Kwid Car Insurance except for ones that arise due to law violations.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchase, you'll need to opt for add-on coverage.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording by clicking here.

Buy your Renault Kwid car insurance from IndusInd today!

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Renault Kwid Insurance Add-On Covers

Nil Depreciation Cover

Get full claim settlement without deductions for depreciation on parts like plastic, rubber, and metal.

Pay As You Drive

Pay premiums based on your annual driving distance. Ideal for low-mileage Kwid owners.

Return to Invoice Cover

In case of theft or total loss, get the full invoice value of your Renault Kwid reimbursed.

Engine & Gearbox Protection Cover

Covers costly repairs due to water ingression or mechanical breakdown of engine and gearbox.

Tyre Protection Add-On Cover

Covers repair or replacement of damaged tyres due to cuts, bursts, or accidents.

Key & Lock Replacement

Covers cost of replacing lost or stolen keys and locks of your Renault Kwid.

Consumable Expenses

Reimburses costs of consumables like engine oil, nuts, bolts, and brake fluid after an accident.

RIM Protection Add-On Cover

Covers repair or replacement of damaged wheel rims due to potholes or road impact.

24/7 Roadside Assistance

Get round-the-clock help for breakdowns, towing, flat tyres, battery jump-starts, and more.

Loss of Personal Belongings

Covers theft or loss of personal items kept inside your Renault Kwid.

Daily Allowance Benefit

Receive daily travel allowance while your Kwid is in the garage for repairs.

EMI Protection Cover

Covers your car loan EMIs during extended repair periods due to major damage

No Claim Bonus (NCB) Retention Cover

Retain your NCB discount even after making a claim, keeping your premiums low.

Electrical Accessories

Covers damage or theft of custom-installed electrical accessories like music systems or sensors.

Non-Electrical Accessories

Protects non-electrical upgrades like seat covers, spoilers, or alloy wheels from damage or theft.

How to Buy

How to Buy/Renew Renault Kwid Car Insurance Car Insurance?

Model - Car

Buy Online

On top of this page, enter car registration and mobile number. Use our calculator below to estimate SI and premium.

Select your car make/model and enter your registration and previous policy details.

Enter your mobile number and the OTP. Next select your policy type and car's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Car

Renewal Online

Navigate to the form on top of this page choose ‘Renewal’ to start your car insurance renewal process.

Fill in your mobile number or policy number > Submit.

Add your car’s details, such as registration number.

Update/modify your own damage plan as per your needs.

Confirm the premium and make the insurance renewal payment.

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Factors Affecting Renault Kwid Car Insurance Premium

Kwid’s IDV

IDV is your Kwid’s current market value. A higher IDV means a higher premium but ensures better claim payouts. You can select your IDV while buying or renewing your policy.

Type of Coverage

Choosing between third-party and comprehensive plans impacts your premium. Adding extra covers increases the cost but enhances protection.

Add-On Covers

Add-ons like tyre, rim, engine, and key protection improve coverage but also raise your premium. More add-ons mean more benefits—and more cost.

Car’s Make and Model

Your Kwid’s variant, fuel type, and engine capacity influence the premium. Higher-end models or commercial use may lead to increased costs.

Claim History

No claims in the past year can earn you a No Claim Bonus, reducing your premium. Frequent claims may result in higher renewal costs.

Installing Anti-Theft Devices

Using IRDAI-approved anti-theft devices shows your Kwid is secure, helping lower your premium by reducing theft-related risks.

Renault Kwid Key USPs

With its bold SUV-inspired design, sculpted lines and striking headlamps, the Renault Kwid stands out as one of the most stylish hatchbacks in its segment. However, even a small accident or parking scratch can damage these signature design elements. Such cosmetic repairs can be expensive, especially for painted panels and trims. Car insurance helps cover these damages, allowing your Kwid to retain its signature sporty look without heavy repair costs.

The Kwid is known for its spacious interior, comfortable seating and practical boot space of 279 litres, making it ideal for daily travel, family trips and city commutes. However, navigating through busy traffic, tight parking areas or uneven roads can expose your car to risks like dents, scratches, bumper damage or underbody impacts. Comprehensive car insurance covers such damages, helping you maintain your Kwid’s practicality and comfort without additional expenses.

The Renault Kwid comes with fuel‑efficient 1.0-litre petrol engine options and delivers an impressive mileage of around 21 km/l*, making it a dependable choice for budget‑friendly drives. But factors like water ingression during monsoons, engine overheating or sudden mechanical breakdowns can cause severe engine damage that leads to high repair bills. Car insurance with Engine Protection Cover helps safeguard your Kwid’s engine components, ensuring worry‑free ownership and minimized financial burden.

The Kwid is equipped with essential safety features like dual airbags, ABS with EBD, rear parking sensors and seatbelt reminders, offering better safety for Indian roads. While these features help reduce injury risk during accidents, certain impacts may still require costly repairs. Having car insurance ensures coverage for major repair expenses, helping you stay protected—both financially and on the road—while you enjoy a secure and confident driving experience.

How to File?

How to File a Renault Kwid Car Insurance Claim?

How to File

Step 1: Inform Us

You must inform us within 24 hours and quickly register your claim through the IndusInd Insurance app or a seamless, hassle-free process claim.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim. Now easily find any network garage near you using our widget below.

Step 3: Self Inspection

You can also opt for a self-inspection via the IndusInd Insurance app by submitting photos or via a live video survey.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage and drop off your car at your address.

Step 1: Initiate the Claim

To initiate a claim for total loss, damage or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval, we will transfer the claim amount directly to your bank account.

Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.

Renault Kwid - Models and Prices

Renault Kwid is available in multiple variants, each known for its reliability, fuel efficiency and elegant design. the Renault Kwid continues to be a favourite among car buyers.

Renault Kwid Models	Price (as of August 2025)#
KWID 1.0 RXE Petrol, Manual	₹4,70,000
KWID 1.0 RXL Opt Petrol, Manual	₹5,00,000
KWID 1.0 RXL Opt AMT Petrol, Manual	₹5,45,000
KWID 1.0 RXT Petrol, Manual	₹5,50,000
KWID CLIMBER Petrol, Manual	₹5,88,000
KWID 1.0 RXT AMT Petrol, Automatic	₹5,95,000
KWID CLIMBER DT Petrol, Manual	₹6,00,000
KWID CLIMBER AMT Petrol, Automatic	₹6,33,000
KWID CLIMBER DT AMT Petrol, Automatic	₹6,45,000

Key Takeaways

If you use your Renault Kwid to zip through city traffic, commute to work, or take your family on weekend outings, you already know the value of this compact and efficient hatchback. And while the Kwid is built to handle most urban challenges with ease, it’s not completely immune to the unexpected. Road accidents, tyre blowouts, or even water damage during monsoons can lead to costly repairs and part replacements.

That’s why it’s important to protect your Kwid with a car insurance plan. With IndusInd Renault Kwid Insurance (previously known as Reliance Renault Kwid Insurance), you get coverage starting at just ₹308/month*, along with 24/7 support and a digital-first experience.

We cover accidents, fires, and damage from natural disasters like floods and earthquakes. You also get legal protection through our third-party liability cover.

Plus, if you get your Kwid repaired at any of our 11,000+ network garages*, you won’t need to pay upfront—we’ll handle the bill for you! You can also file claims easily through your phone using the IndusInd Insurance app with our video claims feature.
Don’t wait to get your Renault Kwid insured—call us today to get a personalised car insurance plan!

Author - Model Car

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Renault Kwid insurance starting at just ₹308 per month*

Get full-circle protection for your Renault Kwid

From damage and theft to add-ons like roadside assistance, we’ve got you covered.

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Voices of Trust

Stories shared by our happy customers!

Total Average Rating

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4.8 ★ ★ ★ ★ ★ (2105)

Roshan Jha

Meerut

Seamless digital experience

Quick and easy! The policy details were clearly mentioned, making it simple to choose the right one.

Suman

Noida

Limited policy options

A fair and simple process. The Car insurance covers the basics well.

Aniket

Chirawa

Value for money

Quick policy issuance

The journey of purchasing Car insurance from Reliance (now IndusInd) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. No complementary product was necessary for me at this stage.

Lonka Gopal Reddy

Vizianagaram

Quick policy issuance

I recently purchased my Car insurance from Reliance (now IndusInd) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time.

Buying a Car policy through the platform of Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. It aligns well with what I needed from an insurance policy. No complementary product was necessary for me at this stage. I'm happy with how everything went and feel secure with my policy.

A Lakshmana Murty

Visakhapatnam

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras.

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Frequently Asked Questions (FAQs)

What is included in a Renault Kwid car insurance?

IndusInd Insurance for Renault Kwid include coverage for damage from accidents, fires, natural and man-made disasters. You also get protection from third-party liabilities without comprehensive car insurance.

What documents do I need to buy Renault Kwid car insurance?

Car insurance for your Renault Kwid, you must submit your car’s registration certificate, previous insurance details, driver’s licence, ID proof, address proof and invoice of your vehicle, if it is a new purchase.

Is Renault Kwid car insurance expensive?

Our insurance premiums for Renault Kwid are affordable and starts at only ₹308 monthly. However, your premium amount will depend on the add-ons, IDV, car make and model, and coverage.

How do I apply for Renault Kwid insurance renewal?

You can apply for the renewal of your Renault Kwid from our website or our app. Submit the renewal form with your policy number and car details. After you complete the renewal fee payment, you will receive your renewed policy in your email.

Can Renault Kwid car insurance be transferred?

Yes. You can transfer your car insurance if you are selling your car. Contact us with your policy details, information of the new purchaser and submit all necessary documents.