Restore Benefit in Health Insurance

Better Financial Coverage

Our Unlimited SI Restoration add-on automatically reloads the coverage amount if you have already claimed the primary amount allocated for that year. For example, if you have a ₹10 lakh cover for treatments, we restore the full sum insured as soon as you exhaust the primary ₹10 lakh in that year, subject to policy terms*. This feature shields you against unforeseen medical costs that can arise at any moment.

Can Claim More Than Once

With the restoration cover, you can submit unlimited claims in a single year. This is particularly helpful for those suffering from multiple ailments that require frequent hospital visits. For the refill, you do not have to inform us, as our system automatically adjusts the coverage once the sum is fully consumed. All the family members can share the restoration benefits if the add-on is taken with a family floater plan.

Budget-Friendly

Although the cost is relatively higher when opting for a restore benefit in health insurance, it offers comprehensive coverage. Including this add-on helps you secure a wider level of protection against escalating medical expenses without owning multiple plans. So, instead of chasing a higher insured amount, you can consider adding this benefit to ensure you get the desired coverage.

Provides Continued Coverage

The restoration benefit ensures that your health coverage remains active for the entire policy year, even if the original sum insured runs out. It appears to be crucial in cases of recurring medical crises or serious health conditions that often demand several hospitalisations. Furthermore, the guarantee of uninterrupted coverage lets you get the best treatment without any financial concern.