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Travel Insurance - Disclaimer

Disclaimer: Travel insurance coverage is subject to policy terms, conditions, exclusions, geographical limits and plan selection. Benefits may vary depending on the product variant, destination, age and coverage opted.

Applicable UIN: IndusInd Travel Care Policy – RELTIOP08002V010708

For detailed disclosures, premium illustrations and benefit limitations, please refer to the Travel Insurance Disclaimer page.

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Frequently Asked Questions (FAQs)

Do Indian citizens need a visa for Antigua and Barbuda?

Yes, Indian passport holders do require a visa to visit Antigua and Barbuda. Getting a visa is quite convenient. You can get an eVisa by applying for it online. It typically takes 7–10 days to process. However, if you hold a valid visa or residence permit from the USA, UK, Canada, or a Schengen country, then you are eligible for a Visa on Arrival at the airport in Antigua.Additionally, you also have to ensure that your passport has at least 6 months of validity from your date of arrival.

How much does IndusInd travel insurance for Antigua and Barbuda cost?

Premiums start at just ₹306*, making it an affordable option for Indian travellers. The cost may vary based on the coverage amount, duration of travel, and whether you choose an individual or family plan.

What should I do if I lose my passport during the trip?

If your passport is lost or stolen, IndusInd travel insurance covers up to USD 300* for reissue-related costs. You can file a claim through the IndusInd Insurance App app or contact customer support for assistance.

What is the difference between individual and family travel plans?

An individual plan covers one traveller with benefits like medical coverage up to USD 500,000*. A family plan covers up to four members under one policy, with shared coverage up to USD 250,000*, simplifying claims and policy management.

What exclusions should I be aware of?

IndusInd travel insurance does not cover: Planned medical or cosmetic treatments Undeclared pre-existing conditions Pregnancy-related complications beyond 30 weeks Legal violations or negligence Missed flights due to personal delays

What is the best time to visit Antigua and Barbuda?

The ideal time is December to April, offering sunny weather and peak tourist activities. Budget travellers may prefer May to August for moderate rates, while September to November offers deep discounts but comes with rainy weather.

Is travel insurance mandatory for visiting Antigua and Barbuda from India?

No, travel insurance is not mandatory for Indian travellers visiting Antigua and Barbuda for up to 90 days. However, it is highly recommended to safeguard against unexpected events like medical emergencies, flight delays, or lost baggage.

What does IndusInd Antigua and Barbuda Travel Insurance cover?

IndusInd travel insurance covers a wide range of scenarios including: Medical expenses up to USD 500,000* Emergency dental treatment up to USD 500* Flight delays and missed connections Lost or delayed baggage Passport loss Personal liability and accidents Emergency cash support Home burglary insurance during travel

Can I buy travel insurance online before my trip?

Yes, you can easily purchase IndusInd Antigua and Barbuda Travel Insurance online. The process includes selecting your trip type, assessing coverage needs, completing KYC, and making payment. The policy is instantly emailed to you.

How do I file a claim for medical or non-medical issues?

For medical claims: Contact IndusInd Care via helpline or email. Submit the claim form and check for cashless hospital options. If approved, a Guarantee of Payment (GoP) is issued. For non-medical claims: Submit relevant documents like flight tickets, FIR, or airline emails. IndusInd Care reviews and disburses the approved amount.

Are pre-existing medical conditions covered?

Yes, emergency treatment for pre-existing conditions is covered only if the condition becomes life-threatening during the trip and was disclosed before purchasing the policy.

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