Travel Insurance for Czech Republic

The Czech Republic is steadily gaining popularity among Indian travellers, thanks to its dramatic landscapes, rich cultural heritage, and warm hospitality. From the fairytale charm of Prague’s castles to the serene beauty of Bohemian forests, the Czech Republic offers a diverse mix of history, architecture, nature, and culture, making it a top choice for Central European exploration.

But even short trips to the Czech Republic can become stressful if unexpected issues like lost baggage, flight delays, or medical emergencies arise. That’s why it’s essential to insure your journey, no matter the destination. With increasing travel disruptions globally, more Indian travelers are prioritizing protection—a trend supported by rising travel insurance adoption.

That’s where IndusInd Czech Republic Travel Insurance (formerly Reliance Travel Insurance) becomes your reliable travel partner. With a digital-first approach, you can download your policy and store it on your phone using the IndusInd Insurance app, ensuring help is always within reach—even while navigating Prague’s trams, hiking in Český Krumlov, or exploring the spa towns of Karlovy Vary.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Exploring Czech Republic should be all about unforgettable moments not unexpected expenses. IndusInd Czech Republic Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.

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$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Czech Republic

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Czech Republic Travel Insurance

Cashless Medical Coverage

Whether you're hiking through Bohemian Switzerland or exploring the cobbled streets of Český Krumlov, unexpected health issues can arise. With IndusInd Czech Republic Travel Insurance, you get cashless medical coverage up to USD 500,000* and USD 500* for emergency dental care. Simply present your policy at any certified hospital in the Czech Republic, and we’ll handle the rest—no upfront payments needed.

24/7 Emergency Cash Support

Lost your wallet while shopping in Prague’s local markets or attending cultural events in Brno? Don’t worry—we offer emergency cash support up to USD 300*. This benefit is available 24/7, ensuring you always have funds for food, transport, and accommodation. Whether it’s day or night, help is just a call away.

Flight Delays & Connecting Flights

Flight delays at Václav Havel Airport (Prague) or regional hubs like Ostrava or Pardubice can happen, especially during peak travel seasons. If your flight is delayed over 12 hours, you’ll receive up to USD 60 per day* to cover meals and essentials. This benefit also applies to missed connecting flights, helping you manage disruptions with ease.

Lost Baggage Support

If your checked-in baggage is delayed for more than 12 hours, you’ll receive up to USD 100* to buy essentials like clothes and toiletries. In case your luggage is lost, we offer up to USD 1,500* to help you replace your belongings—ensuring your comfort and convenience even when things don’t go as planned.

Personal Liability

Driving in the Czech Republic or renting a vehicle for your trip? If you accidentally damage property—like a parked car or a vendor’s stall—our personal liability coverage of up to USD 200,000* protects you from out-of-pocket expenses. Whether it’s a minor scratch or a bigger mishap, you’re financially covered.

Loss of Passport

Travelling between cities like Prague, Brno, or Karlovy Vary? If your passport gets lost, we cover up to USD 300* for reissue-related costs. This includes assistance with documentation and embassy coordination, so you can get a replacement quickly and continue your journey without delays.

Key Features

Key Features of IndusInd Czech Republic Insurance

Individual Travel Plan

IndusInd Czech Republic Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across the Czech Republic—whether you're exploring the historic streets of Prague, hiking through the scenic trails of Bohemian Switzerland, or shopping in the artisan markets of Český Krumlov. Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to the Czech Republic:

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Czech Republic Insurance: Inclusions & Exclusions

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What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

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What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

Secure your Czech Republic Trip

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How to Buy?

How to Buy IndusInd Czech Republic Travel Insurance?

Anyone who is above 18 years of age, have completed education up to at least 10th Standard and has a valid Aadhaar card & PAN card. For instance, below are few categories who can be benefited the most.

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Czech Republic as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Czech Republic travel insurance plan instantly via email.

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How to Claim?

How to Claim IndusInd Czech Republic Travel Insurance ?

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Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

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Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for Czech Republic

Tourist Visa

For leisure travel, sightseeing, or visiting friends and family. Typically valid for up to 90 days within a 180-day period. Must be obtained through the Czech Embassy or Consulate. Requires hotel booking confirmation, travel insurance (minimum €30,000 coverage), return ticket, and proof of financial means. Extensions are rare and granted only in exceptional cases.

Business Visa

For attending meetings, trade fairs, or professional engagements. Initially valid for up to 90 days. Requires an invitation letter from a Czech company and supporting documents. Must be applied for through the Czech Consulate or VFS Global.

Student Visa

Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.

Work Visa

For foreign nationals employed by Czech companies or working as freelancers or volunteers. Requires a work permit, employment contract, and employer credentials. Initially valid for the duration of the employment contract and extendable up to 12 months or more. Must be supported by a residence permit application.

Embassy Contact Details: India and Czech Republic

Parameters	Czech Embassy in India	Indian Embassy in Czech Republic
Location	New Delhi, India	Prague, Czech Republic
Address	50-M, Niti Marg, Chanakyapuri, New Delhi – 110021	Milady Horákové 60/93, Praha 7, 170 00
Contact Number	+91 11 2415 5200	+420 257 533 490 / +420 257 107 024
Email Address	newdelhi@embassy.mzv.cz; consular_delhi@mzv.cz	amb.prague@mea.gov.in; hoc.prague@mea.gov.in
Website	https://mzv.gov.cz/newdelhi/en	https://www.eoiprague.gov.in
Operating Days	Monday to Friday	Monday to Friday (except Indian/Czech holidays)
Operating Hours	8:00 am – 4:30 pm	9:00 am – 5:30 pm (Lunch: 1:00 pm – 1:30 pm)

Best Time to Visit Czech Republic

Planning your trip to the Czech Republic begins with choosing the right season to make the most of your experience. Here is an overview of the best time to visit for everything from castle tours to wine festivals:

May to Jun

What to Expect: Mild and pleasant weather (18–25°C), blooming landscapes, longer daylight hours. Great for sightseeing in Prague, hiking in Bohemian Switzerland.

Perfect for: First-time visitors, nature lovers, and cultural explorers.

Tourist Flow: Moderate

Flights and Hotel Rates: Mid-range pricing with good availability

Return Airfare from India (Approx): ₹70,000–₹110,000*

Keep in Mind: Pack layers and a light rain jacket; book popular attractions in advance.

Jul to Aug

What to Expect: Warm summer weather (25–35°C), vibrant festivals, and bustling tourist spots. Ideal for river cruises, music festivals like Colours of Ostrava, and spa town visits.

Perfect for: Festival-goers, sun-seekers, and families.

Tourist Flow: High

Flights and Hotel Rates: Peak pricing due to high demand

Return Airfare from India (Approx): ₹75,000–₹120,000*

Keep in Mind: Expect crowds in Prague and Český Krumlov; book early for better deals.

Sep to Nov

What to Expect: Crisp autumn weather (10–22°C), stunning fall foliage, and wine harvest festivals in South Moravia. Great for photography and offbeat exploration.

Perfect for: Wine lovers, photographers, and budget travelers.

Tourist Flow: Moderate

Flights and Hotel Rates: Competitive pricing with seasonal discounts

Return Airfare from India (Approx): ₹65,000–₹100,000*

Keep in Mind: Pack warm layers and waterproof shoes; some attractions may close by late October.

Dec to Feb

What to Expect: Cold winter weather (0–5°C), magical Christmas markets, and snow-covered castles. Ideal for skiing in Krkonoše Mountains and cozy café hopping in Prague.

Perfect for: Winter lovers, cultural travelers, and budget-conscious visitors.

Tourist Flow: Low to moderate (except Christmas/New Year)

Flights and Hotel Rates: Low pricing in Jan–Feb; higher during holidays

Return Airfare from India (Approx): ₹60,000–₹95,000*

Keep in Mind: Dress warmly; check seasonal closures for countryside attractions.

Interesting Facts About Czech Republic

Bohemian Beauty – The Czech Republic is home to the historic region of Bohemia, known for its rolling hills, medieval towns, and fairy-tale castles.

UNESCO Treasures – The country boasts several UNESCO World Heritage Sites, including Český Krumlov, Kutná Hora, and Lednice-Valtice Cultural Landscape.

Land of Castles – With over 2,000 castles and chateaux, the Czech Republic has one of the highest densities of castles in the world, including the iconic Karlštejn Castle and Prague Castle.

Resilient Nation – The Czech Republic has a rich history of overcoming political transitions—from the Austro-Hungarian Empire to communism—emerging as a modern, stable democracy.

Beer Capital – Czechs consume more beer per capita than any other country. The city of Plzeň is the birthplace of Pilsner, one of the world’s most popular beer styles.

Glass & Innovation – The Czech Republic is renowned for its Bohemian crystal glassware and has a strong tradition in engineering, design, and innovation.

Czech Cuisine – Czech food blends Central European flavors. Must-try dishes include svíčková (marinated beef with creamy sauce), goulash, and trdelník (sweet pastry).

Festive Culture – Events like Prague Spring Festival, Karlovy Vary Film Festival, and Masopust (Czech Carnival) are celebrated with music, art, and traditional food.

Democratic Republic – The Czech Republic is a democratic nation and a member of the European Union, NATO, and the Schengen Area.

Unique Traditions – Czechs celebrate Name Days, and during Easter, boys gently whip girls with decorated willow branches for health and fertility—a playful folk custom.

Essential Apps for Your Czech Republic Trip

Translation

Czech is the official language in the Czech Republic. While English is commonly spoken in tourist areas, rural regions and local markets may require translation help. Apps like Google Translate, iTranslate, and SayHi are essential for navigating menus, signs, and conversations. Be sure to download the Czech offline pack for use in countryside towns or hiking trails.

Accommodation and Hotel Booking

Popular hotel booking apps include Booking.com, Airbnb, and Hostelworld. TripAdvisor is helpful for reviews and local insights. Many Czech accommodations offer better rates for direct bookings, so it’s worth comparing across platforms.

Navigation

Google Maps works well in cities like Prague, Brno, and Český Krumlov. For offline use, Maps.me is highly recommended, especially for hiking in Bohemian Switzerland or exploring castles. Waze is useful for road trips, offering real-time traffic updates.

Transport

The Czech Republic has a reliable public transport system. Use IDOS for train and bus schedules, DPP Info for Prague’s metro and trams, and Moovit for city-wide transit planning. For ride-hailing, Bolt and Uber are widely used. For intercity travel, apps like RegioJet, FlixBus, and Leo Express are ideal.

Sightseeing and Events

Use GetYourGuide, Viator, and Culture Trip to discover attractions, museums, and events. These apps offer guided tours and local experiences. For immersive views, CzechTourism’s official app provides virtual tours and travel inspiration.

Food Delivery

Food delivery apps like Wolt and Dáme Jídlo are popular in Prague and other urban areas. They offer a mix of local and international cuisine, and most support English interfaces for easy ordering.

Key Takeaways

The Czech Republic is steadily gaining popularity among Indian travellers, thanks to its breathtaking landscapes from the castles of Bohemia to the spa towns of Moravia rich cultural heritage, and warm hospitality. With simplified visa processes and a growing tourism infrastructure, it’s becoming a top choice for history tours, wine trails, and offbeat Central European adventures.

But even short trips to the Czech Republic can become stressful if unexpected issues like lost baggage, flight delays, or medical emergencies arise. That’s why it’s essential to insure your journey, no matter the destination. With increasing travel disruptions globally, more Indian travelers are prioritizing protection a trend supported by rising travel insurance adoption.

That’s where IndusInd Czech Republic Travel Insurance (formerly Reliance Travel Insurance) becomes your reliable travel partner. With a digital-first approach, you can download your policy and store it on your phone using the IndusInd Insurance app, ensuring help is always within reach—even while strolling through Prague’s historic quarters, hiking in Bohemian Switzerland, or relaxing in the spa town of Karlovy Vary.

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IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Czech Republic travel insurance plans starting at just ₹306*

Travel Without Worries

From exploring the fairy-tale charm of Prague Castle and strolling across the historic Charles Bridge to discovering the picturesque towns of Český Krumlov and Karlovy Vary, stay protected with IndusInd Czech Republic travel insurance. We help ensure your Czech adventure remains safe, seamless, and worry-free!

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4.7 ★ ★ ★ ★ ★ (45)

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

Does the Czech Republic require travel insurance?

Yes, Czech Republic travel insurance is mandatory since the Czech Republic is part of the Schengen Area. Your visa application requires proof of valid travel insurance covering medical expenses of at least EUR 30,000. Without it, your Schengen visa can be rejected outright.

Is healthcare free in the Czech Republic for tourists?

No, healthcare is not free for tourists in the Czech Republic. Medical treatment can be very expensive for international visitors. This is exactly why meeting Czech republic travel insurance requirements before your trip is essential, so hospital bills are covered without coming out of your pocket.

Do I need to carry a printed copy of the insurance?

It is always a good idea to carry a printed copy of your Czech Republic travel insurance policy alongside your other travel documents. However, a digital copy on your phone is usually accepted at most checkpoints. Keeping both ensures you are never caught off guard.

Is pregnancy covered by travel insurance?

Most travel insurance Cz policies cover pregnancy-related emergencies only up to 30 weeks. Complications beyond 30 weeks, planned deliveries or childbirth abroad are generally excluded. Always check your policy details before travelling and consult your doctor before planning an international trip during pregnancy.

How much does Czech Republic travel insurance cost?

Czech travel insurance with IndusInd General Insurance starts at just ₹401*, making it one of the most affordable ways to protect your trip. The final premium depends on your trip duration, age and the coverage amount you choose for your Czech Republic visit.