Travel Insurance for Denmark

Denmark is steadily gaining popularity among Indian travellers, thanks to its stunning coastal landscapes, rich Viking heritage, and welcoming atmosphere. From the storybook charm of Copenhagen’s colorful Nyhavn harbor to the tranquil beauty of Danish countryside and castles, Denmark offers a captivating blend of history, architecture, nature, and culture making it a top choice for Scandinavian exploration.

But even short trips to Denmark can become stressful if unexpected issues like lost baggage, flight delays, or medical emergencies arise. That’s why it’s essential to insure your journey, no matter the destination. With increasing travel disruptions globally, more Indian travelers are prioritizing protection a trend supported by rising travel insurance adoption.

That’s where IndusInd Denmark Travel Insurance (formerly Reliance Travel Insurance) becomes your reliable travel partner. With a digital-first approach, you can download your policy and store it on your phone using the IndusInd Insurance app, ensuring help is always within reach even while cycling through Copenhagen’s streets, hiking in Mols Bjerge National Park, or exploring the historic towns of Aarhus and Odense.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Exploring Denmark should be all about unforgettable moments not unexpected expenses. IndusInd Denmark Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Denmark

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Denmark Travel Insurance

Cashless Medical Coverage

Whether you're hiking through Mols Bjerge National Park or exploring the cobbled streets of Odense, unexpected health issues can arise. With IndusInd Denmark Travel Insurance, you get cashless medical coverage up to USD 500,000* and USD 500* for emergency dental care. Simply present your policy at any certified hospital in Denmark, and we’ll handle the rest—no upfront payments needed.

24/7 Emergency Cash Support

Lost your wallet while shopping in Copenhagen’s local markets or attending cultural events in Aarhus? Don’t worry—we offer emergency cash support up to USD 300*. This benefit is available 24/7, ensuring you always have funds for food, transport, and accommodation. Whether it’s day or night, help is just a call away.

Flight Delays & Connecting Flights

Flight delays at Copenhagen Airport (CPH) or regional hubs like Billund or Aalborg can happen, especially during peak travel seasons. If your flight is delayed over 12 hours, you’ll receive up to USD 60 per day* to cover meals and essentials. This benefit also applies to missed connecting flights, helping you manage disruptions with ease.

Lost Baggage Support

If your checked-in baggage is delayed for more than 12 hours, you’ll receive up to USD 100* to buy essentials like clothes and toiletries. In case your luggage is lost, we offer up to USD 1,500* to help you replace your belongings—ensuring your comfort and convenience even when things don’t go as planned.

Personal Liability

Driving in Denmark or renting a vehicle for your trip? If you accidentally damage property—like a parked car or a vendor’s stall—our personal liability coverage of up to USD 200,000* protects you from out-of-pocket expenses. Whether it’s a minor scratch or a bigger mishap, you’re financially covered.

Loss of Passport

Travelling between cities like Copenhagen, Aarhus, or Aalborg? If your passport gets lost, we cover up to USD 300* for reissue-related costs. This includes assistance with documentation and embassy coordination, so you can get a replacement quickly and continue your journey without delays.

Key Features

Key Features of IndusInd Denmark Insurance

Individual Travel Plan

IndusInd Denmark Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Denmark—whether you're exploring the historic streets of Copenhagen, hiking through the scenic trails of Mols Bjerge National Park, or shopping in the artisan markets of Aarhus.

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Denmark Insurance: Inclusions & Exclusions

Location - Travel Insurance

What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

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What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd Denmark Travel Insurance?

Purchasing IndusInd Denmark Travel Insurance is a simple and quick process. You can easily buy the policy online in just a few clicks before your trip. Just follow these steps:

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Denmark as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Denmark travel insurance plan instantly via email.

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How to Claim?

How to Claim IndusInd Denmark Travel Insurance ?

Location Travel Insurance

Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

Location Travel Insurance

Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Type of Visas for Denmark

Tourist Visa

For leisure travel, sightseeing, or visiting friends and family. Typically, valid for up to 90 days within an 180-day period. Must be obtained through the Danish Embassy, Consulate, or VFS Global. Requires hotel booking confirmation, travel insurance (minimum €30,000 coverage), return ticket, and proof of financial means. Extensions are rare and granted only in exceptional cases.

Business Visa

For attending meetings, trade fairs, or professional engagements. Initially valid for up to 90 days. Requires an invitation letter from a Danish company and supporting documents. Must be applied for through the Danish Consulate or VFS Global.

Student Visa

For academic studies at recognized institutions in Denmark. Requires an admission letter from a registered school or university, proof of financial support (approx. DKK 6,397/month), and a valid passport. Issued for the duration of the academic program and extendable up to 12 months or more depending on the course. Also includes eligibility for a temporary residence permit.

Work Visa

For foreign nationals employed by Danish companies or working as freelancers or volunteers. Requires a work permit, employment contract, and employer credentials. Initially valid for the duration of the employment contract and extendable up to 12 months or more. Must be supported by a residence permit application through the Danish Agency for International Recruitment and Integration (SIRI).

Embassy Contact Details: India and Denmark

Parameters	Danish Embassy in India	Indian Embassy in Denmark
Location	New Delhi, India	Copenhagen, Denmark
Address	33-B, Dr. S. Radhakrishnan Marg, Chanakyapuri, New Delhi – 110021	Vangehusvej 15, 2100 Copenhagen
Contact Number	+91 11 4209 0700	+45 39 18 28 88 / +45 39 29 92 01
Email Address	delamb@um.dk; delambvisa@um.dk	amb.copenhagen@mea.gov.in; hoc.copenhagen@mea.gov.in
Website	https://indien.um.dk/en/about-us/contact	https://www.indianembassycopenhagen.gov.in
Operating Days	Monday to Friday	Monday to Friday (except Indian/Danish holidays)
Operating Hours	9:00 am – 4:30 pm	9:00 am – 5:30 pm (Lunch: 1:00 pm – 1:30 pm)

Best Time to Visit Denmark

Planning your trip to Denmark begins with choosing the right season to make the most of your experience. Here is an overview of the best time to visit for everything from coastal exploration to cultural festivals:

May to June

What to Expect: Mild and pleasant weather, blooming landscapes, and longer daylight hours. Perfect for sightseeing, hiking in Mols Bjerge National Park

Perfect for: First-time visitors, nature lovers, and cultural explorers.

Tourist Flow: Moderate

Flights and Hotel Rates: Mid-range pricing with availability

Return Airfare from India (Approx): ₹65,000–₹105,000*

Keep in Mind: Pack layers and a light rain jacket; book popular attractions in advance.

July to August

What to Expect: Warm summer weather (20–28°C), vibrant festivals, and bustling tourist spots. Ideal for beach visits, music festivals like Roskilde, and cycling tours.

Perfect for: Festival goers, sun-seekers, and families.

Tourist Flow: High

Flights and Hotel Rates: Peak pricing due to high demand

Return Airfare from India (Approx): ₹70,000–₹115,000*

Keep in Mind: Expect crowds in Copenhagen and Aarhus; book early for better deals.

Sep to Nov

What to Expect: Crisp autumn weather (8–18°C), stunning fall foliage, and culinary events. Great for photography and offbeat exploration.

Perfect for: Food lovers, photographers, and budget travelers.

Tourist Flow: Moderate

Flights and Hotel Rates: Competitive pricing with seasonal discounts

Return Airfare from India (Approx): ₹60,000–₹95,000*

Keep in Mind: Pack warm layers and waterproof shoes; some attractions may close by late October.

Dec to Feb

What to Expect: Cold winter weather, magical Christmas markets, and cozy indoor experiences. Ideal for festive cheer

Perfect for: Winter lovers, cultural travelers, and budget-conscious visitors.

Tourist Flow: Low to moderate

Flights and Hotel Rates: Low pricing in Jan–Feb; higher during holidays

Return Airfare from India (Approx): ₹55,000–₹90,000*

Keep in Mind: Dress warmly; check seasonal closures for countryside attractions.

Interesting Facts About Denmark

Nordic Charm – Denmark is known for its serene coastal beauty, charming villages, and a harmonious blend of modern design and medieval history.

Land of Castles – Denmark is home to stunning castles like Kronborg Castle (immortalized in Shakespeare’s Hamlet) and Frederiksborg Castle, showcasing Renaissance architecture and royal heritage.

Cycling Nation – With more bicycles than cars in cities like Copenhagen, Denmark is one of the most bike-friendly countries in the world. Dedicated lanes and scenic routes make cycling a way of life.

Danish Cuisine – Danish food blends Nordic simplicity with bold flavors. Must-try dishes include smørrebrød (open-faced sandwiches), frikadeller (meatballs), and æbleskiver (sweet pancake balls).

Democratic Kingdom – Denmark is a constitutional monarchy and a democratic nation. It is a member of the European Union, NATO, and the Schengen Area.

UNESCO Treasures – Denmark boasts several UNESCO World Heritage Sites, including Roskilde Cathedral, Jelling Mounds, and the Wadden Sea National Park.

Resilient Nation – Denmark has a rich history of Viking exploration, royal dynasties, and modern democratic evolution. It consistently ranks among the world’s happiest and most stable countries.

Design & Innovation – Denmark is globally recognized for its minimalist design, architecture, and innovation—home to brands like LEGO and Bang & Olufsen, and pioneers in green energy.

Festive Culture – Events like Roskilde Music Festival, Copenhagen Jazz Festival, and Aarhus Festuge celebrate Danish creativity with music, art, and culinary experiences.

Unique Traditions – Danes celebrate Hygge, the art of cozy living, and enjoy traditions like Fastelavn (a carnival-like celebration) and Sankt Hans (midsummer bonfires).

Essential Apps for Your Denmark Trip

Translation

Danish is the official language in Denmark. While English is widely spoken, especially in urban areas, translation apps can be helpful in rural towns or local eateries. Apps like Google Translate, iTranslate, and SayHi are essential for navigating menus, signs, and conversations. Be sure to download the Danish offline pack for use in remote areas or during countryside excursions.

Transport

Denmark has a highly efficient public transport system. Use Rejseplanen for train and bus schedules, DOT Mobilbilletter for metro and regional tickets, and Moovit for city-wide transit planning. For ride-hailing, Uber is limited, but Bolt and Dantaxi are widely used. For intercity travel, apps like DSB, FlixBus, and GoMore are ideal.

Accommodation and Hotel Booking

Popular hotel booking apps include Booking.com, Airbnb, and Hotels.com. TripAdvisor is useful for reviews and local insights. Many Danish accommodations offer better rates for direct bookings, so it’s worth comparing across platforms.

Navigation

Google Maps works well in cities like Copenhagen, Aarhus, and Odense. For offline use, Maps.me is recommended, especially for exploring national parks or coastal trails. Waze is helpful for road trips, offering real-time traffic updates across Denmark.

Sightseeing and Events

Use GetYourGuide, Viator, and Culture Trip to discover attractions, museums, and events. These apps offer guided tours and local experiences. For immersive views and travel inspiration, check out Visit Denmark's official app.

Key Takeaways

Denmark is steadily gaining popularity among Indian travellers, thanks to its breathtaking landscapes—from the coastal cliffs of Møn to the serene lakes of Jutland—rich cultural heritage, and warm hospitality. With simplified visa processes and a growing tourism infrastructure, it’s becoming a top choice for history tours, design trails, and offbeat Scandinavian adventures.

But even short trips to Denmark can become stressful if unexpected issues like lost baggage, flight delays, or medical emergencies arise. That’s why it’s essential to insure your journey, no matter the destination. With increasing travel disruptions globally, more Indian travelers are prioritizing protection—a trend supported by rising travel insurance adoption.

That’s where IndusInd Denmark Travel Insurance (formerly Reliance Travel Insurance) becomes your reliable travel partner. With a digital-first approach, you can download your policy and store it on your phone using the IndusInd Insurance app, ensuring help is always within reach—even while strolling through Copenhagen’s historic quarters, hiking in Mols Bjerge National Park, or relaxing in the coastal town of Skagen.

Author - Location Travel

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Denmark travel insurance plans starting at just ₹306*

Insure Your Trip to Denmark Today!

From exploring Copenhagen's colorful Nyhavn waterfront and iconic Little Mermaid statue to discovering majestic castles and the scenic beauty of the Danish countryside, stay protected with IndusInd Denmark travel insurance. We help ensure your Danish adventure remains safe, seamless, and worry-free!

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4.7 ★ ★ ★ ★ ★ (45)

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

How much is travel insurance for Denmark?

Travel insurance DK plans from IndusInd General Insurance start at just ₹401*. The final amount depends on your age, trip duration and the coverage amount you choose. Family plans work out cheaper than buying individual policies separately.

What is the main thing to consider when buying travel insurance?

Always check the medical coverage limit first. The best travel insurance Denmark plans offer at least USD 500,000* in medical cover, which is also the Schengen visa requirement. Also, look at the claim process, customer support availability and what exclusions apply.

Do you need travel insurance for Denmark?

Yes, Denmark travel insurance is mandatory since Denmark is part of the Schengen Area. Your visa application will not be processed if you do not provide it. The policy must cover medical expenses and emergencies for the entire duration of your stay.

Is a Denmark visa easy for Indians?

Getting travel insurance for a Denmark visa is straightforward if your documents are in order. You need bank statements, accommodation proof, return tickets, and valid travel insurance. Most complete applications are processed within 15 working days through VFS Global.

What documents are necessary for Denmark travel insurance?

To buy travel insurance DK, you need your passport details, travel dates and destination. For visa purposes, the policy must meet Schengen requirements. Your insurance certificate is then submitted along with your other visa documents at the VFS centre.