Travel Insurance for Fiji

Fiji is steadily gaining popularity among Indian travellers, thanks to its stunning tropical beauty, vibrant culture, and diverse experiences from pristine white-sand beaches and turquoise lagoons to lush rainforests and traditional Fijian villages. With its warm hospitality, world-class resorts, and adventure activities like diving in the Great Astrolabe Reef or island-hopping across the Mamanucas and Yasawas, Fiji is becoming a top choice for honeymooners, nature lovers, and cultural explorers. Simplified visa processes and a growing tourism infrastructure make it even more appealing for Indian tourists.

But even short trips to Fiji can become stressful if unexpected issues like lost baggage, flight delays, or medical emergencies arise. That’s why it’s essential to insure your journey, no matter the destination. With increasing travel disruptions globally, more Indian travelers are prioritizing protection a trend supported by rising travel insurance adoption.

That’s where IndusInd Fiji Travel Insurance (formerly Reliance Travel Insurance) becomes your reliable travel partner. With a digital-first approach, you can download your policy and store it on your phone using the IndusInd Insurance app, ensuring help is always within reach even while relaxing on the beaches of Nadi, snorkeling in the Yasawa Islands, or exploring the cultural heart of Suva.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Exploring Fiji should be all about unforgettable moments not unexpected expenses. IndusInd Fiji Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Fiji

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Fiji Travel Insurance

Cashless Medical Coverage

Whether you're hiking through Fiji’s lush rainforests or relaxing on the beaches of Nadi, unexpected health issues can arise. With IndusInd Fiji Travel Insurance, you get cashless medical coverage up to USD 500,000* and USD 500* for emergency dental care.

Emergency Cash Assistance

Lost your wallet while shopping in Suva’s local markets or attending cultural events in Denarau? Don’t worry—we offer emergency cash support up to USD 300*. This benefit is available 24/7, ensuring you always have funds for food, transport, and accommodation.

Flight Delays & Connecting Flights

Flight delays at Nadi International Airport (NAN) or regional hubs like Suva or Labasa can happen, especially during peak travel seasons. If your flight is delayed over 12 hours, you’ll receive up to USD 60 per day* to cover meals and essentials. This benefit also applies to missed connecting flights, helping you manage disruptions with ease.

Lost Baggage Support

If your checked-in baggage is delayed for more than 12 hours, you’ll receive up to USD 100* to buy essentials like clothes and toiletries. In case your luggage is lost, we offer up to USD 1,500* to help you replace your belongings—ensuring your comfort and convenience even when things don’t go as planned.

Personal Liability

Driving in Fiji or renting a vehicle for your trip? If you accidentally damage property—like a parked car or a vendor’s stall—our personal liability coverage of up to USD 200,000* protects you from out-of-pocket expenses. Whether it’s a minor scratch or a bigger mishap, you’re financially covered.

Loss of Passport

Travelling between islands like Viti Levu, Vanua Levu, or Taveuni? If your passport gets lost, we cover up to USD 300* for reissue-related costs. This includes assistance with documentation and embassy coordination, so you can get a replacement quickly and continue your journey without delays.

Key Features

Key Features of IndusInd Fiji Insurance

Individual Travel Plan

IndusInd Fiji Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Fiji—whether you're relaxing on the beaches of Nadi, exploring the lush rainforests of Taveuni, or shopping in the vibrant markets of Suva. Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to Fiji:

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Fiji Insurance: Inclusions & Exclusions

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What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

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What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd Fiji Travel Insurance?

Purchasing IndusInd Fiji Travel Insurance is a simple and quick process. You can easily buy the policy online in just a few clicks before your trip. Just follow these steps:

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Fiji as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Fiji travel insurance plan instantly via email.

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How to Claim?

How to Claim IndusInd Fiji Travel Insurance ?

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Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

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Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for Fiji

Tourist Visa

For leisure travel, sightseeing, or visiting friends and family. Indian citizens require a tourist visa to enter Fiji. The visa is typically valid for up to 4 months. Applicants must submit a valid passport (minimum 6 months validity), completed visa application form, travel insurance, proof of accommodation, and onward/return flight tickets. Extensions may be granted under special circumstances through the Fiji Immigration Department.

Business Visa

For attending meetings, trade fairs, or professional engagements. Typically, valid for up to 4 months. Requires a cover letter from the applicant’s company, an invitation letter from the Fijian partner, proof of business registration, financial statements, and travel itinerary. Must be applied for through the Fiji High Commission or Consulate. Employment is not permitted under this visa.

Student Visa

For academic studies at recognized institutions in Fiji. Requires an admission letter from a registered school or university, proof of financial support, valid passport, medical certificate, and police clearance. Issued for the duration of the academic program and extendable depending on the course. Also includes eligibility for a temporary residence permit.

Work Visa

For foreign nationals employed by Fijian companies or working as volunteers. Requires a work permit, employment contract, and employer credentials. Initially valid for the duration of the employment contract and extendable up to 3 years. Must be supported by a residence permit application through the Fiji Immigration Department.

Embassy Contact Details: India and Fiji

Parameters	Fiji Embassy in India	Indian Embassy in Fiji
Location	New Delhi, India	Suva, Fiji
Address	C-1/10, Ground Floor, Vasant Vihar, New Delhi 110057	Level 7, LICI Building, Butt Street, P.O. Box 471, Suva
Contact Number	+91 11 4656 4574 / +91 11 4064 8835	(+679) 3301125
Email Address	info@fijihc-india.in; fijihighcommission@yahoo.co.in	admn.suva@mea.gov.in; cons.suva@mea.gov.in
Website	https://www.fijihc-india.in	https://www.indiainfiji.gov.in
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	9:00 am – 1:00 pm & 2:00 pm – 5:00 pm	9:00 am – 5:30 pm

Best Time to Visit Fiji

Planning your trip to Fiji begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything from beach relaxation to island adventures:

May to October

What to Expect: Pleasant, dry weather with temperatures around 22–28°C, ideal for beach holidays, snorkeling, and island-hopping.

Perfect for: Honeymooners, families, and adventure seekers.

Tourist Flow: High

Flights and Hotel Rates: Peak pricing due to high demand

Return Airfare from India (Approx): ₹70,000–₹1,10,000*

Keep in Mind: Book early for popular resorts and activities like diving in the Great Astrolabe Reef.

November to April

What to Expect: Warm, humid weather (26–32°C) with occasional tropical showers. Great for lush landscapes and fewer crowds.

Perfect for: Budget travelers, nature lovers, and cultural explorers.

Tourist Flow: Moderate to Low

Flights and Hotel Rates: Lower pricing with attractive deals

Return Airfare from India (Approx): ₹65,000–₹95,000*

Keep in Mind: Cyclone season peaks between January and March; check weather updates before planning.

Festival Periods

What to Expect: Experience vibrant cultural celebrations like Diwali, Hibiscus Festival, and Fijian traditional events.

Perfect for: Cultural enthusiasts and those seeking authentic local experiences.

Tourist Flow: Moderate

Flights and Hotel Rates: Competitive pricing

Return Airfare from India (Approx): ₹68,000–₹1,00,000*

Keep in Mind: Plan for accommodation during major festivals as local demand can rise.

Interesting Facts About Fiji

Island Paradise – Fiji is an archipelago of over 330 islands in the South Pacific, famous for its white-sand beaches, turquoise waters, and lush tropical landscapes.

Coral Reefs & Marine Life – Home to the Great Astrolabe Reef, Fiji is a world-class destination for diving and snorkeling, offering vibrant coral gardens and diverse marine species.

Cultural Heritage – Fijian culture blends indigenous traditions with Indian, Chinese, and European influences. Visitors can experience traditional ceremonies like the kava ritual and meke dance.

Warm Hospitality – Known as the “Friendliest Place on Earth,” Fiji is celebrated for its welcoming locals and the iconic greeting “Bula,” which means life and happiness.

Adventure Activities – Beyond beaches, Fiji offers river rafting, hiking in lush rainforests, and exploring waterfalls on islands like Viti Levu and Taveuni.

Fijian Cuisine – Enjoy dishes like kokoda (Fijian ceviche), lovo (earth oven feast), and tropical fruits like papaya and pineapple, along with Indian-inspired curries.

Independent Republic – Fiji is a sovereign island nation and a member of the United Nations, Pacific Islands Forum, and Commonwealth, playing a key role in Pacific regional affairs.

UNESCO Recognition – Fiji’s Levuka Historical Port Town is a UNESCO World Heritage Site, showcasing colonial architecture and maritime history.

Eco-Tourism & Sustainability – Fiji promotes sustainable tourism through marine conservation projects and eco-resorts, protecting its reefs and rainforests.

Festivals & Traditions – Celebrate vibrant events like Diwali, Hibiscus Festival, and Bula Festival, reflecting Fiji’s multicultural heritage and island spirit.

Essential Apps for Your Fiji Trip

Translation

English and Fijian are widely spoken in Fiji, but in remote villages, Fijian or Hindi may be more common. Translation apps like Google Translate, iTranslate, and SayHi can help with basic phrases. Download the offline English-Fijian pack for use in rural areas or outer islands.

Accommodation and Hotel Booking

Popular hotel booking apps include Booking.com, Airbnb, and Expedia. TripAdvisor is useful for reviews and local insights. Many island resorts and eco-lodges offer direct booking options, so compare across platforms for the best deals.

Navigation

Google Maps works well in main towns like Nadi and Suva, but coverage can be limited on smaller islands. Maps.me is highly recommended for offline navigation, especially for hiking trails and remote beaches. Waze is useful for driving on Viti Levu.

Transport

Fiji has local buses, ferries, and taxis. Use Fiji Taxi or Uber (limited availability) in urban areas. For inter-island travel, apps like Awesome Adventures Fiji and South Sea Cruises are helpful. For car rentals, use Rentalcars.com or Discover Cars.

Sightseeing and Events

Use GetYourGuide, Viator, and Klook to book tours for activities like island-hopping, snorkeling, and cultural village visits. For local events and festivals, follow Tourism Fiji on social media or check their official website.

Food Delivery

Food delivery apps like Talabat and Uber Eats are not widely available in Fiji. In major towns like Suva and Nadi, some restaurants offer delivery via phone or WhatsApp. Use Google Maps and TripAdvisor to find nearby eateries with reviews and contact info.

Key Takeaways

Fiji is steadily gaining popularity among Indian travellers, thanks to its incredible natural beauty, vibrant culture, and diverse experiences—from pristine white-sand beaches and turquoise lagoons to lush rainforests and traditional Fijian villages. With its warm hospitality, world-class resorts, and adventure activities like diving in the Great Astrolabe Reef or island-hopping across the Mamanuca and Yasawa islands, Fiji is becoming a top choice for honeymooners, nature lovers, and cultural explorers. Simplified visa processes and a growing tourism infrastructure make it even more appealing for Indian tourists.

But even short trips to Fiji can become stressful if unexpected issues like lost baggage, flight delays, or medical emergencies arise. That’s why it’s essential to insure your journey, no matter the destination. With increasing travel disruptions globally, more Indian travelers are prioritizing protection—a trend supported by rising travel insurance adoption.

That’s where IndusInd Fiji Travel Insurance (formerly Reliance Travel Insurance) becomes your reliable travel partner. With a digital-first approach, you can download your policy and store it on your phone using the IndusInd Insurance app, ensuring help is always within reach—even while relaxing on the beaches of Nadi, snorkeling in the Yasawa Islands, or exploring the cultural heart of Suva.

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IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

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4.7 ★ ★ ★ ★ ★ (45)

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

Who provides travel insurance in Fiji?

We offer comprehensive travel insurance plan options for trips to Fiji, including individual plans, family travel plans, annual multi-entry plans and student travel plans. You can choose a plan depending on the purpose of your trip and buy online in just a few minutes.

Is Fiji visa free for Indians?

Yes, Indians are exempted from applying for a visa before travelling, which is for short duration visits. But if you are travelling for longer durations, you need to get appropriate permits before travelling.

How much is travel insurance for Fiji?

Our Fiji travel insurance’s plans start at just ₹475*. However, it is important to understand that the cost depends on various factors about your trip, such as duration of your trip, number of members covered under a plan, whether it is a single trip plan or an annual multi-trip plan, etc. You can get an instant estimate of the cost once you input these details in the calculator provided at the start of this page.

Is pregnancy covered by travel insurance?

No, pregnancy related expenses, such as delivery expenses are not covered. Please check the plan details, your policy wordings or talk to our experts to get the right information for your trip and buy the right plan.