Travel Insurance for Indonesia

Indonesia offers a perfect mix of beach life, adventure sports, culture and a rich history. From the sunsets in Bali, cafés in Seminyak and the famous Ubud rice terraces, every day offers a new experience in the country. With relaxed visa rules for Indians, it is easy to plan a trip, which can be made better with comprehensive travel insurance.

With a packed schedule, small disruptions can be stressful. For instance, you land in Bali and find out your bag has been delayed. Now you are stuck, without clothes or toiletries, in a new country. IndusInd Travel Insurance will provide support for baggage delays or loss, so you can shop for essentials and still enjoy your vacation.

Most Indonesian trips involve hopping between the country’s many islands by ferry or by domestic flight. A delay in one flight will affect the next flight and make you wait in the airport for long periods. We provide emergency funds so you can make your plans without worry.

The IndusInd Insurance app lets you quickly access your policy, make claims, and reach out to us for help wherever you are. Make your Indonesia trip secure with our travel insurance.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Medical emergencies should be the last thing to worry about during your Indonesia vacation. Get insurance to travel to Indonesia from IndusInd General Insurance (formerly Reliance General Insurance) for high medical coverage wherever you are in Indonesia.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Indonesia

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Indonesia Travel Insurance

Cashless Medical Coverage

Indonesia is famous for its outdoor activities, like surfing in Bali and hiking at Mount Bromo. However, injuries and illnesses can occur when travelling. You can receive cashless treatment at a network hospital, with costs covered up to $500,000. We also offer coverage for emergency dental treatment up to $500. Just bring your papers, and we'll handle the rest.

Emergency Cash Help

Losing your wallet in a Bali night market and being stranded without money seems like a nightmare. With travel insurance, you can claim emergency cash up to $300 at any time. Reach out to us on our app, and we will make sure you have enough money for food, transport and accommodation till you come back home safe.

Flight Delays and Connections Assistance

Airports in Bali can get busy and crowded during peak tourist seasons. Flight cancellations are also common during the monsoon. If your flight gets delayed over 12 hours, we will give you $60 per day. This money is useful if your connecting flight gets rescheduled, leaving you to manage extra expenses for food and accommodation.

Lost Baggage Help

Imagine you land in Jakarta for your dream vacation, and your bag never arrives on the baggage belt. If you get a confirmation from the airlines that your bag is delayed over 12 hours, our insurance travel to Indonesia will give you up to $100 for checked-in bags. For lost bags, you can get $1,500, perfect to get essentials to continue your trip.

Personal Liability

Renting and driving a bike around Bali is fun, until you accidentally scratch or damage the vehicle. You would have to pay large sums for its repair, which would damage your travel budget. Our personal liability cover will compensate you up to $200,000 for damage and repair costs caused by you to any third person when abroad.

Loss of Passport

It can be surprisingly easy to misplace important documents during the hustle and bustle of travelling. If you lose your passport during your trip to Indonesia, you can claim up to $300 with our insurance. This amount will cover your costs to get an emergency passport issued, allowing you to travel back to India safely.

Key Features

Key Features of IndusInd Indonesia Insurance

Individual Travel Plan

Planning a solo adventure to Indonesia? IndusInd General Insurance has the best insurance for travel to Indonesia. You get personalised protection covering medical and dental emergencies, lost baggage, and flight delays. The table below lists your insurance plan’s key features and their coverage limit:

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

If you are headed on a vacation with your family of 4, get family insurance for Indonesia travels with IndusInd General Insurance. Cover your entire policy for medical help, lost or delayed baggage, and sudden cancellations. Here is what you can expect from a family travel plan and the coverage:

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Inlcusion Exclusion

IndusInd Indonesia Insurance: Inclusions & Exclusions

Location - Travel Insurance

What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

Location - Travel Insurance

What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd Indonesia Travel Insurance?

IndusInd General Insurance has simplified the process of purchasing your Indonesian travel insurance. Get quotes without our calculator, compare plans, and you will have your plan instantly. Here is how you purchase your travel insurance:

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Indonesia as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Indonesia travel insurance plan instantly via email.

Homepage Curated Plans Client Extension

How to Claim?

How to Claim IndusInd Indonesia Travel Insurance ?

Location Travel Insurance

Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

Location Travel Insurance

Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for Indonesia

Visa on Arrival

Allows people from certain nationalities to stay for 30 days. It can be obtained at the airport, and requires a passport with 6 months validity, a return ticket and an IDR 150,000 fee.

Single Trip Visit Visa

Electronic visas are issued to tourists and businessmen for 30 days. Applications are submitted online before arrival and can be extended by 30 days.

Multiple Trip Visit Visa

Issued for multiple entries for durations of one to five years, limited to 60 days each visit. Visa can be used for tourism, business, journalism, investment, art or family visit.

Work Visa

Applied for by Indonesian employers, after which a Visa Telex (VITA) is issued. The VITA is used to apply for a short-term or long-term work visa.

Investor Visa

Visa for foreign-owned business owners operating in Indonesia with authorised capital over IDR 10 billion. It is issued for 2 years initially and is extendable.

Student Visa

For foreign students with an acceptance letter from a local university. The university will sponsor a short-term VITA, which is then used to apply for a limited stay permit.

Family Visa

Individuals with Indonesian family members can stay for a long time for work, study, or to live there with a family visa. Local residents’ bank statements and necessary documents are required.

Ex-Citizens/Repatriation

Former citizens can apply with a repatriation visa to regain citizenship. Visa duration is extendable till 5 years and can be converted to permanent residency.

Embassy Contact Details: India and Indonesia

Parameters	Embassy of Indonesia in India	Indian Embassy in Indonesia
Location	New Delhi, India	Jakarta, Indonesia
Address	50-A, Kautilya Marg, Chanakyapuri, New Delhi - 110021	Jl. H.R. Rasuna Said Kav. S-1, Kuningan, Jakarta Selatan 12950
Contact Number	+91 11 2611 8642 / 43 / 44	+62 21 5204150 / 5204151
Email Address	indonesia.newdelhi@kemlu.go.id	hoc.jakarta@mea.gov.in; cons.jakarta@mea.gov.in
Website	https://kemlu.go.id/newdelhi	https://www.indianembassyjakarta.gov.in/
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	Mon–Fri: 9:00 am – 5:00 pm	Mon–Fri: 9:00 am – 5:30 pm

Best Time to Visit Indonesia

Indonesia can be visited year-round, but the best time depends on what you want to do: sunny beach days, fewer crowds or budget deals. With weather changes, the country witnesses changes in crowds and ticket prices. Time your trip with IndusInd travel insurance with the following guide:

November to March

What to Expect: Heavy tropical showers, humid days, lush greenery, fewer tourists.

Perfect For: Economical travelling, cultural site visits, surfing, relaxing.

Tourist Flow: Less crowds

Flights and Hotel Rates: Low prices, good deals

Keep in Mind: Rains will delay plans, and remote areas will be inaccessible

April to June

What to Expect: Start of dry weather, clear skies, occasional showers, comfortable weather

Perfect For: Island hopping, visiting temples and beaches, hiking and diving.

Flights and Hotel Rates: Moderate rates

Keep in Mind: Ideal season, book early for popular spots.

July to October

What to Expect: Peak dry season, cool sunny days, light rainfall

Perfect For: Komodo trips, snorkelling, day trips across Indonesia

Flights and Hotel Rates: High rates due to crowds

Keep in Mind: Book flights and hotels in advance

Interesting Facts About Indonesia

Hindu majority: Bali is a Hindu majority country and will feel like home with its temples, festivals and traditional rituals, amidst breathtaking architecture.

World’s largest archipelago: Indonesia is home to 17,000 islands, making it ideal for island hopping and beach lovers.

Komodo dragon: Head to the Komodo National Park to find the massive Komodo dragons, native to the country.

Indonesian food: Local cuisine suits the Indian palette. Satay, nasi goreng, sambal and coconut-based curries must not be missed.

Water sports: Head to the Gili Islands and Raja Ampat for affordable snorkelling, scuba diving and coral reefs.

Buddhist temples: Java has Borobudur, the biggest Buddhist temple in the world. It is a must-see if you love exploring local heritage spots.

Coffee culture: Indonesians are big on coffee and tea. Try the famous Kopi Luwak and local brews at one of many Bali coffee farms and cafes.

Outdoor activities: There are more active volcanoes in Indonesia than anywhere in the world. They are perfect for hiking and trekking.

Orangutans: Borneo and Sumatra are home to the critically endangered orangutans. Visit local sanctuaries to see them in their habitats.

Largest flower: You will find the world’s largest, Rafflesia or Corpse flower, in Indonesia. Weighing up to 8 kgs, it has an unpleasant smell, which gives it its name.

Essential Apps for Your Indonesia Trip

Translation

Most Indonesians speak English, but if you are travelling across islands, you will need a translation app. Google Translate and Microsoft Translate are accurate and the most popular. Download the Indonesian pack so the app works without an internet connection.

Navigation

Google Maps works well in Indonesia, including the touristy areas. It is reliable for cafes, ATMs, and beach recommendations. Waze is a good alternative for live traffic updates, and Maps.me has hiking trails and offline exploration options.

Accommodation

You can find hotel deals to fit all budgets on Booking.com, Agoda, and MakeMyTrip. Airbnb in Bali lists villas and family homes in the middle of fields, offering a unique experience of living like a local while still enjoying modern amenities.

Transport

Most locals and tourists rely on Grab and Gojek for transport within the city, which lists both cabs and bikes. These are affordable and safe options. For metered taxi rides, you can download the Bluebird app.

Sight-Seeing

Tours, daytrips and walking tours are available across Indonesia on Klook or TripAdvisor. You can also book island cruises, temple visits and water sports on these apps. The Indonesian tourism website lists the latest events and information for tourists.

Food Delivery

After a tiring day of sightseeing, you can order in food using the GoFood (Gojek) and GrabFood apps. They deliver from local eateries, and the options are endless. ShoppeeFood lists deals on food at local restaurants.

Key Takeaways

Indonesia is one of the most exciting getaways in Asia for Indian travellers. It blends Hindu heritage with Bali's temples, adventure sports, and beach hopping. There has been a burst in tourism from India, with the country recording 918,480 Indian travellers as of March 2025. This has been fueled by cheap direct flights, easy access and a growing interest in the country.

As outbound travel increases, it is only smart to choose protection for the journey. Health crises might occur at any moment, and flight delays, lost passports, and missing baggage can complicate plans. It is important to insure your trip with travel insurance to receive support for unexpected expenses.

IndusInd Indonesia Travel Insurance (formerly Reliance Travel Insurance) is an ideal travel insurance companion. Enjoy the digital convenience of buying, managing, and raising claims via the IndusInd Insurance app, which also provides support whenever you need it. Premiums start as low as ₹306* and you get cashless coverage up to $500,000 for flight delays, lost and delayed bags, passport loss assistance and personal liability coverage, among others.

Travel confidently with travel insurance from IndusInd General Insurance and make your trip to Indonesia unforgettable.

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Indonesia travel insurance plans starting at just ₹306*

Insure Your Trip to Indonesia Today!

From Bali's beautiful beaches to Jakarta's vibrant city life, stay protected with IndusInd Indonesia travel insurance. We help ensure your Indonesian getaway remains safe, seamless, and worry-free!

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I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

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Rangareddy

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Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

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From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

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Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

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Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

I lost my passport during vacation, what do I do?

If you lost your passport, approach the local police station and file a complaint. Obtain the police report and approach the Indian embassy in Indonesia. Submit identity proof documents and apply for an emergency passport. Thereafter, contact us for lost passport coverage, and we will reimburse you for emergency cash.

How do I check the status of my claim?

To know the status of your claim, contact us by emailing us or calling us. You will need to provide us with your reference number to assist you.

Is there separate travel insurance for senior citizens?

Yes. Senior citizen travel insurance has been designed to better serve the needs of people over the age of 61 during travel. It covers high medical costs abroad, loss of passport, bags, and missed flights.

What are the Indonesia travel insurance requirements?

To buy travel insurance for Indonesia, you must submit a copy of your passport, KYC documents, government-issued ID proof and travel documents, like air tickets and accommodation proof.

In which currency is claim reimbursement made?

All claims are reimbursed in Indian rupees. The exchange rate for the reimbursement is taken on the date of billing.

Is there a deadline to file travel insurance claims?

Yes. Claims need to be filed within 24 to 48 hours of the incident. Failure to report the claims could lead to rejection of the claim.

Can I buy travel insurance for senior citizen mother?

Yes. You can buy travel insurance for your senior citizen parents. Ensure the information given in the insurance is accurate and is in their name.