Travel Insurance for Madagascar

Madagascar is a captivating year-round destination that’s just a flight away. From the bustling markets of Antananarivo to the otherworldly landscapes of Avenue of the Baobabs and the pristine beaches of Nosy Be, the island’s unique biodiversity and growing flight connectivity from India make it a favorite among travelers. With so much to explore, having Madagascar travel insurance for your journey adds peace of mind and convenience to your plans.

It ensures you’re protected against common travel hiccups. For instance, losing your passport while exploring busy spots like the Rova of Antananarivo or the rainforests of Andasibe can be stressful. If that happens, we’ll guide you through the process of getting a replacement passport quickly.

Another frequent issue is delayed checked-in baggage. Imagine landing at Ivato International Airport in Antananarivo, but your luggage doesn’t arrive on time. You can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip remains smooth even if things go off track.

And that’s just the beginning. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from takeoff to touchdown. Filing claims is simple via the IndusInd Insurance app whether it’s a lost passport or a baggage delay, help is always just a tap away.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Exploring Madagascar should be all about unforgettable moments not unexpected expenses. IndusInd Madagascar Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Madagascar

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Madagascar Travel Insurance

Cashless Medical Coverage

Madagascar is known for its rich cuisine from romazava and ravitoto to sweet treats like mofo gasy! But if your stomach disagrees and you need medical attention, your bills are covered. We offer cashless medical coverage of up to USD 500,000 (and USD 500 for emergency dental treatments). Just show your policy at any certified hospital across Madagascar, and we’ll take care of the rest.

24/7 Emergency Cash Support

Losing your wallet after a night out in Antananarivo or while shopping in Nosy Be can be stressful. But don’t worry! We offer emergency cash up to USD 300. This support is available 24/7, so you can call us right away. It ensures you have enough money for food, transport, and accommodation to keep your trip on track.

Flight Delays & Connecting Flights

Airports like Ivato International in Antananarivo can get busy during peak seasons. If your flight is delayed, we’ve got you covered. We offer compensation for delays over 12 hours up to USD 60 per day. This also applies if your connecting flight within Madagascar is rescheduled unexpectedly.

Lost Baggage Support

Imagine landing in Antananarivo, but your luggage doesn’t. If your checked-in baggage is delayed over 12 hours, you’ll receive up to USD 100 to buy essentials. If your luggage is lost, we pay up to USD 1500. This helps you stay comfortable with clothes and toiletries while you wait.

Personal Liability

Driving in Madagascar especially along scenic coastal roads or through national parks can be tricky. If you accidentally damage a parked vehicle or roadside property, our personal liability coverage of up to USD 200,000 protects you from out-of-pocket expenses.

Loss of Passport

Exploring Madagascar’s cities or venturing into remote reserves increases the risk of losing your passport. That’s why we cover up to USD 300 to help you get a replacement. This includes reissue-related costs at Indian missions in Madagascar.

Key Features

Key Features of IndusInd Madagascar Insurance

Individual Travel Plan

IndusInd Madagascar Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Madagascar. Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to Madagascar:

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Madagascar Insurance: Inclusions & Exclusions

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What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

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What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd Madagascar Travel Insurance?

Purchasing IndusInd Madagascar Travel Insurance is a simple and quick process. You can easily buy the policy online in just a few clicks before your trip. Just follow these steps:

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Madagascar as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Madagascar travel insurance plan instantly via email.

Homepage Curated Plans Client Extension

How to Claim?

How to Claim IndusInd Madagascar Travel Insurance ?

Filing a claim under your IndusInd Madagascar travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your IndusInd Insurance app and tap “InstaClaim”.

Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in

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Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

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Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for Madagascar

Madagascar offers various types of visas depending on the purpose and duration of your stay. From tourist and business visas to education and retirement options, each visa serves a specific travel need:

Tourist Visa

For leisure travel, sightseeing, or exploring Madagascar’s unique wildlife and natural wonders. Indian citizens must apply for a visa before departure or obtain a Visa on Arrival at select entry points. Valid for up to 30 days. Requires a valid passport (minimum 6 months), visa application form, travel insurance, proof of accommodation, and return flight tickets.

Business Visa

For attending meetings, trade events, or business negotiations in Madagascar. Valid for up to 90 days. Requires a company cover letter, invitation from a Malagasy partner, business registration proof, financial documents, and travel itinerary. Employment is not permitted under this visa.

Student Visa

For academic studies at recognized institutions in Madagascar. Requires an admission letter, financial proof, valid passport, travel insurance, and proof of accommodation. Initially issued for the duration of the course and eligible for a residence permit through Malagasy immigration.

Work Visa

For employment or volunteering in Madagascar. Requires a work permit, employment contract, and sponsorship from a Malagasy employer. Valid for the contract period and extendable. Must be supported by a residence permit application. Approval must be obtained before arrival.

Transit Visa

For travelers transiting through Madagascar en route to another destination. Valid for up to 7 days and non-extendable. Requires passport, visa form, onward ticket, and destination visa (if applicable). Entry into Madagascar is permitted only for transit purposes.

Family Visa

For joining family members residing in Madagascar. Eligible applicants include spouses, children under 18, and legal guardians. Requires passport, application form, relationship proof, sponsor’s ID and income documents. Issued for long-term stay with residence permit eligibility.

Embassy Contact Details: India & Madagascar

Parameters	Embassy of Madagascar in India	Indian Embassy in Madagascar
Location	New Delhi, India	Antananarivo, Madagascar
Address	D-6/12, Vasant Vihar, New Delhi - 110057	3, Lalana Rajaonson Emile, Antsahavola, Antananarivo
Contact Number	+91 11 2614 3894 / 2614 3895	+261 20 22 202 57 / 202 58
Email Address	ambamad.delhi@blueline.in	cons.antananarivo@mea.gov.in; hoc.antananarivo@mea.gov.in
Website	https://www.madagascar-embassy.in	https://www.indianembassyantananarivo.gov.in
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	9:00 am – 5:00 pm	9:00 am – 5:30 pm

Best Time to Visit Madagascar

Planning your trip to Madagascar begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything from rainforest treks to beach escapes:

March to May

What to Expect: End of the rainy season with lush landscapes and temperatures around 20–28°C.

Perfect for: Wildlife lovers, nature photographers, and eco-tourists.

Tourist Flow: Moderate to high

Flights and Hotel Rates: Rising prices as dry season begins

Return Airfare from India (Approx): ₹80,000–₹1,25,000

Keep in Mind: Some remote areas may still be muddy; book early for popular eco-lodges.

June to August

What to Expect: Cool and dry season with temperatures around 18–25°C.

Perfect for: Adventure seekers, wildlife enthusiasts, and families.

Tourist Flow: Moderate

Flights and Hotel Rates: Competitive pricing

Return Airfare from India (Approx): ₹75,000–₹1,10,000

Keep in Mind: Coastal areas can get breezy; pack light layers for evenings.

September to February

What to Expect: Warmer temperatures around 22–32°C with occasional rains.

Perfect for: Culture buffs, beach lovers, and off-season explorers.

Tourist Flow: Low to moderate

Flights and Hotel Rates: Lower rates except during Christmas and New Year

Return Airfare from India (Approx): ₹70,000–₹1,05,000

Keep in Mind: Rain increases from December

Interesting Facts About Madagascar

Island Majesty – Madagascar is the world’s fourth-largest island, known for its dramatic landscapes from the limestone pinnacles of Tsingy de Bemaraha to the sweeping beaches of Nosy Be. Each region offers a unique blend of biodiversity and beauty.

Cultural Heritage – Madagascar is home to a mix of African, Asian, and French influences. Visitors can explore royal palaces, ancient tombs, and traditional Malagasy villages that reflect the island’s rich cultural history.

Scenic Serenity – Madagascar offers peaceful escapes in its rainforests, highlands, and coastal towns. Areas like Andasibe, Antsirabe, and Île Sainte-Marie are perfect for nature walks, wellness retreats, and quiet getaways.

Malagasy Cuisine – Malagasy food is flavorful and diverse featuring dishes like romazava, ravitoto, and mofo gasy. Meals often include rice and fresh produce, reflecting the island’s agricultural roots and culinary traditions.

Warm Hospitality – Malagasy people are known for their friendliness and hospitality. Travelers often find locals eager to share meals, stories, and cultural customs with genuine warmth and curiosity.

Natural Wonders – Madagascar is a biodiversity hotspot, home to lemurs, baobab trees, and rare orchids. Its unique ecosystems make it a paradise for nature lovers and conservationists.

Festivals & Traditions – Experience events like Famadihana (the turning of the bones), Independence Day, and local music festivals that showcase Madagascar’s vibrant cultural spirit.

Adventure & Nature – From trekking in national parks and diving in coral reefs to whale watching and river canoeing, Madagascar offers thrilling experiences for outdoor enthusiasts.

Independent Nation – Madagascar is a sovereign island nation off the southeast coast of Africa. It has a semi-presidential republic and plays a growing role in regional environmental and economic initiatives.

Modern & Historic Blend – Antananarivo, the capital, blends colonial architecture with modern life. Visitors enjoy markets, museums, and cafés alongside historic churches and royal landmarks.

Essential Apps for Your Madagascar Trip

Translation

Malagasy and French are the official languages in Madagascar. While English is spoken in some tourist areas, apps like Google Translate and SayHi are helpful for basic communication especially in rural villages or local markets. Download offline Malagasy and French packs for remote travel.

Accommodation and Hotel Booking

Top hotel booking apps include Booking.com, Agoda, and Airbnb. For reviews and traveler tips, TripAdvisor is a great resource. Madagascar also offers unique stays like eco-lodges and beachside bungalows check Madagascar Tourism’s official site for curated options.

Navigation

Google Maps works well in cities like Antananarivo and Toamasina. For offline navigation, Maps.me is ideal especially for exploring national parks, coastal roads, and remote areas like the Avenue of the Baobabs.

Transport

Public transport is limited and often informal. Use local taxi services or arrange private transfers through hotel apps. For car rentals, try Rentalcars.com or local agencies. Domestic flights between regions can be booked via Tsaradia or Air Madagascar apps.

Sightseeing and Events

Apps like Klook, Viator, and GetYourGuide offer tours for wildlife parks, cultural villages, and island excursions. For local events and festivals, follow Madagascar Tourism on social media or visit their official website.

Weather Updates

Madagascar’s weather varies by region and season. Use AccuWeather or Météo Madagascar for accurate forecasts and alerts. These apps help plan hikes, beach days, and wildlife spotting trips.

Key Takeaways

Madagascar continues to be a dream destination for Indian travellers, thanks to its rare wildlife, lush rainforests, and unforgettable experiences like spotting lemurs in Andasibe or watching whales off Île Sainte-Marie.

But even short trips to Madagascar can become stressful if issues like lost luggage or flight delays arise in an unfamiliar setting. That’s why it’s essential to insure your journey—no matter the destination. In fact, with 37% of flights experiencing delays globally in 2024, more Indian travellers are prioritising protection. Travelbizmonitor also reported an 18.95% surge in travel insurance sales in Q1 2025, supporting this growing trend.

And that’s where IndusInd Madagascar Travel Insurance (formerly Reliance Travel Insurance) becomes your trusted travel companion. With our digital-first approach, you can download your travel insurance policy and save it to your phone using the IndusInd Insurance app, so help is always within reach.

With premiums starting at just ₹306*, you get reliable coverage that includes cashless medical expenses up to $500,000*, trip delay and flight cancellation benefits, lost passport assistance, and dedicated worldwide customer support.

Whether you’re travelling solo, with friends, or on a family vacation, this plan helps you focus on what truly matters—making memories, not managing mishaps.

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Madagascar Travel Insurance Starting at Just ₹306*

Insure Your Trip to Madagascar Today!

From Avenue of the Baobabs strolls to Nosy Be reef dives, you stay protected with IndusInd Madagascar travel insurance. We ensure your journeys remain care-free while we handle the what-ifs!

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I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

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From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

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Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

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Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

What is Madagascar famous for?

Madagascar is famous for its unique wildlife, especially lemurs found nowhere else in the world. It is also known for baobab trees, beautiful beaches, rainforests, national parks and rare species of plants and animals.

What is the best time to visit Madagascar?

April to October is usually considered the best time to visit Madagascar. The weather is drier and more comfortable for sightseeing, wildlife spotting, hiking, and beach holidays.

Is English widely spoken in Madagascar?

English is spoken mainly in tourist areas, hotels, and by some guides. However, French and Malagasy are more commonly used. Translation apps can be helpful, especially in smaller towns and remote areas.

Is Madagascar safe for tourists?

Madagascar is generally safe for travellers, but basic precautions are recommended. Avoid isolated areas at night, keep valuables secure, and stay updated on local travel advisories.

How many days are enough for a Madagascar trip?

A trip of 7 to 12 days is usually ideal to explore Madagascar comfortably. This allows time for wildlife parks, beaches, local culture, and travel between destinations.

Do Indians need a visa to visit Madagascar?

Yes, Indian travellers generally require a visa to visit Madagascar. Depending on current regulations, visitors may be able to apply for an e-visa or obtain a visa on arrival. Always check the latest visa requirements before travelling.

Are people in Madagascar friendly to tourists?

Yes, locals in Madagascar are generally warm, polite, and welcoming towards tourists. Respectful behaviour, greeting people politely, and learning a few local words in Malagasy or French can help create positive interactions.

What currency is used in Madagascar?

The official currency of Madagascar is the Malagasy Ariary (MGA). While cards may work in some hotels and cities, carrying cash is useful for local markets, taxis, and smaller establishments.

What food should tourists try in Madagascar?

Travellers can try local dishes like Romazava, a famous meat stew, Ravitoto, seafood preparations, grilled meats, and rice-based meals. Fresh tropical fruits and vanilla-flavoured desserts are also popular.

Is travel insurance necessary for Madagascar?

Travel insurance, while not necessary, is strongly recommended for Madagascar. It can help cover unexpected situations such as medical emergencies, baggage delays, passport loss, or flight disruptions during your trip.