Travel Insurance for Namibia

Namibia is a captivating year-round destination that’s just a flight away. From the towering dunes of Sossusvlei to the wildlife-rich Etosha National Park and the coastal charm of Swakopmund, the country’s dramatic landscapes and growing flight connectivity from India make it a favorite among travelers. With so much to explore, having Namibia travel insurance for your journey adds peace of mind and convenience to your plans.

It ensures you’re protected against common travel hiccups. For instance, losing your passport while exploring busy spots like Windhoek’s craft markets or the historic town of Lüderitz can be stressful. If that happens, we’ll guide you through the process of getting a replacement passport quickly.

Another frequent issue is delayed checked-in baggage. Imagine landing at Hosea Kutako International Airport, but your luggage doesn’t arrive on time. You can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip remains smooth even if things go off track.

And that’s just the beginning. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from takeoff to touchdown. Filing claims is simple via the IndusInd Insurance app whether it’s a lost passport or a baggage delay, help is always just a tap away.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Exploring Namibia should be all about unforgettable moments not unexpected expenses. IndusInd Namibia Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Namibia

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Namibia Travel Insurance

Cashless Medical Coverage

Namibia is known for its adventurous cuisine from game meats and kapana to local delicacies like mopane worms! But if your stomach disagrees and you need medical attention, your bills are covered. We offer cashless medical coverage of up to USD 500,000 (and USD 500 for emergency dental treatments). Just show your policy at any certified hospital across Namibia, and we’ll take care of the rest.

24/7 Emergency Cash Support

Losing your wallet after a night out in Windhoek or while shopping in Swakopmund can be stressful. But don’t worry! We offer emergency cash up to USD 300. This support is available 24/7, so you can call us right away. It ensures you have enough money for food, transport, and accommodation to keep your trip on track.

Flight Delays & Connecting Flights

Airports like Hosea Kutako International in Windhoek can get busy during peak seasons. If your flight is delayed, we’ve got you covered. We offer compensation for delays over 12 hours up to USD 60 per day. This also applies if your connecting flight within Namibia is rescheduled unexpectedly.

Lost Baggage Support

Imagine landing in Windhoek, but your luggage doesn’t. If your checked-in baggage is delayed over 12 hours, you’ll receive up to USD 100 to buy essentials. If your luggage is lost, we pay up to USD 1,500. This helps you stay comfortable with clothes and toiletries while you wait.

Personal Liability

Driving in Namibia especially along scenic desert roads or through Etosha National Park can be tricky. If you accidentally damage a parked vehicle or roadside property, our personal liability coverage of up to USD 200,000 protects you from out-of-pocket expenses.

Loss of Passport

Exploring Namibia’s cities or venturing into remote areas increases the risk of losing your passport. That’s why we cover up to USD 300 to help you get a replacement. This includes reissue-related costs at Indian missions in Namibia.

Key Features

Key Features of IndusInd Namibia Insurance

Individual Travel Plan

IndusInd Namibia Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Namibia. Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to Namibia:

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Namibia Insurance: Inclusions & Exclusions

Location - Travel Insurance

What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

Location - Travel Insurance

What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd Namibia Travel Insurance?

Purchasing IndusInd Namibia Travel Insurance is a simple and quick process. You can easily buy the policy online in just a few clicks before your trip. Just follow these steps:

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Namibia as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Namibia travel insurance plan instantly via email.

Homepage Curated Plans Client Extension

How to Claim?

How to Claim IndusInd Namibia Travel Insurance ?

Filing a claim under your IndusInd Namibia travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your IndusInd Insurance app and tap “InstaClaim”.

Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in

Location Travel Insurance

Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

Location Travel Insurance

Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for Namibia

Namibia offers various types of visas depending on the purpose and duration of your stay. From tourist and business visas to education and retirement options, each visa serves a specific travel need:

Tourist Visa

For leisure travel, sightseeing, or exploring Namibia’s stunning landscapes—from the dunes of Sossusvlei to wildlife safaris in Etosha. Indian citizens must apply through the Namibian Embassy or authorized visa agencies. Valid for up to 90 days. Requires a valid passport (minimum 6 months), visa application form, travel insurance, proof of accommodation, and return flight tickets.

Business Visa

For attending meetings, trade events, or business negotiations in Namibia. Valid for up to 90 days. Requires a company cover letter, invitation from a Namibian partner, business registration proof, financial documents, and travel itinerary. Employment is not permitted under this visa.

Student Visa

For academic studies at recognized institutions in Namibia. Requires an admission letter, financial proof, valid passport, travel insurance, and proof of accommodation. Issued for the duration of the academic program and eligible for a residence permit through Namibian immigration.

Work Visa

For employment or volunteering in Namibia. Requires a work permit, employment contract, and sponsorship from a Namibian employer. Valid for the contract period and extendable. Must be supported by a residence permit application. Approval must be obtained before arrival.

Transit Visa

For travelers transiting through Namibia en route to another destination. Valid for up to 72 hours and non-extendable. Requires passport, visa form, onward ticket, and destination visa (if applicable). Entry into Namibia is permitted only for transit purposes.

Family Visa

For joining family members residing in Namibia. Eligible applicants include spouses, children under 18, and legal guardians. Requires passport, application form, relationship proof, sponsor’s ID and income documents. Issued for long-term stay with residence permit eligibility. Employment may be allowed depending on the permit type.

Embassy Contact Details: India and Namibia

Parameters	Embassy of Namibia in India	Indian Embassy in Namibia
Location	New Delhi, India	Windhoek, Namibia
Address	B-9/6, Vasant Vihar, New Delhi - 110057	97, Nelson Mandela Avenue, Klein Windhoe
Contact Number	+91 11 2614 0389 / 2614 0890 / 2614 4772	+264 61 226037 / 228433
Email Address	nam@nhcdelhi.com	hc.windhoek@mea.gov.in; hoc.windhoek@mea.gov.in
Website	nhcdelhi.com	hciwindhoek.gov.in
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	9:00 am – 4:30 pm	8:30 am – 5:00 pm

Best Time to Visit Namibia

Planning your trip to Namibia begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything from desert adventures to wildlife safaris

Mar to May

What to Expect: Autumn brings mild weather with temperatures around 20–30°C. Ideal for exploring Sossusvlei’s dunes.

Perfect for: Nature lovers, photographers, and self-drive explorers.

Tourist Flow: Moderate to high

Flights and Hotel Rates: Rising prices as dry season nears

Return Airfare from India (Approx): ₹80,000–₹1,25,000

Keep in Mind: Book early for popular parks and lodges; shoulder season offers great balance.

Jun to Aug

What to Expect: Cool, dry winter with temperatures around 15–25°C. Great for safaris in Etosha, stargazing in the Namib Desert, and desert hikes in Damaraland.

Perfect for: Wildlife enthusiasts, adventure seekers, and campers.

Tourist Flow: High

Flights and Hotel Rates: Peak pricing

Return Airfare from India (Approx): ₹75,000–₹1,10,000

Keep in Mind: Nights can be cold especially in desert areas; pack warm layers.

Sep to Feb

What to Expect: Warmer temperatures ranging from 25–35°C. Ideal for birdwatching, cultural festivals.

Perfect for: Budget travelers, birders, and off-season explorers.

Tourist Flow: Low to moderate

Flights and Hotel Rates: Lower rates except during Christmas and New Year

Return Airfare from India (Approx): ₹70,000–₹1,05,000

Keep in Mind: Rainfall increases from November.

Interesting Facts About Namibia

Desert Majesty – Namibia is renowned for its dramatic landscapes from the towering dunes of Sossusvlei to the rugged terrain of Damaraland. Each region offers a captivating mix of nature, wildlife, and indigenous heritage.

Cultural Heritage – Namibia boasts a rich blend of cultures, including Herero, Himba, San, and German colonial influences. Explore tribal villages, colonial towns like Lüderitz, and historical sites such as Twyfelfontein.

Scenic Serenity – Namibia offers peaceful escapes in its deserts, savannahs, and coastal towns. Destinations like Swakopmund, Fish River Canyon, and the Caprivi Strip are perfect for hiking, relaxation, and cultural immersion.

Namibian Cuisine – Namibian food is hearty and diverse—featuring dishes like kapana, potjiekos, biltong, and mopane worms. Meals reflect a fusion of African traditions and European flavors.

Warm Hospitality – Namibians are known for their friendliness and openness. Visitors are often welcomed with local brews, traditional dances, and engaging conversations in lodges and homesteads.

Natural Wonders – Namibia is home to striking natural features like the Namib Desert, Skeleton Coast, and Etosha National Park. Its varied terrain is a haven for wildlife lovers, stargazers, and adventure seekers.

Festivals & Traditions – Experience events like Windhoek Carnival, Enjando Street Festival, and Independence Day celebrations, showcasing Namibia’s vibrant cultural spirit.

Adventure & Nature – From sandboarding in Swakopmund and game drives in Etosha to hiking in the Naukluft Mountains, Namibia offers thrilling outdoor experiences for every kind of traveler.

Independent Nation – Namibia is a sovereign country in Southern Africa with a stable democracy. It plays a key role in regional conservation and development and has a rich diplomatic history.

Modern & Historic Blend – Windhoek, the capital, blends modern infrastructure with cultural charm. Visitors enjoy museums, craft markets, and cafés alongside colonial-era buildings and national monuments.

Essential Apps for Your Namibia Trip

Translation

English is widely spoken, but local languages like Oshiwambo, Afrikaans, and German are common. Translation apps like Google Translate and SayHi are helpful for basic phrases—especially in rural towns or during desert travel. Download offline English and Afrikaans packs for use in remote regions or national parks.

Accommodation and Hotel Booking

Top hotel booking apps include Booking.com, Agoda, and Airbnb. For reviews and local insights, TripAdvisor is highly recommended. Namibia also offers unique stays like desert lodges, safari camps, and guest farms check Namibia Tourism’s official site for curated options.

Navigation

Google Maps works well in cities like Windhoek and Swakopmund. For offline use, Maps.me and Pocket Guide Namibia are ideal especially for navigating the Namib Desert, Etosha National Park, and remote regions where connectivity is limited.

Transport

Public transport is limited outside urban areas. Use local taxi services or apps like LEFA in Windhoek. For car rentals, try Rentalcars.com or local providers. Self-drive safaris are popular, and apps like Pocket Guide Namibia help plan routes and book 4x4 vehicles.

Sightseeing and Events

Apps like Klook, Viator, and GetYourGuide offer tours for Etosha safaris, Sossusvlei dunes, and cultural experiences. For local events like Windhoek Carnival or Enjando Festival, follow Namibia Tourism on social media or check their official website.

Weather Updates

Namibia’s climate ranges from hot desert days to chilly nights. Use AccuWeather or Meteoblue for accurate forecasts and weather alerts. These apps help plan hikes, game drives, and outdoor adventures.

Key Takeaways

Namibia continues to be a dream destination for Indian travellers, thanks to its surreal landscapes, wildlife safaris, and unforgettable experiences like dune climbing in Sossusvlei and game drives in Etosha National Park.

But even short trips to Namibia can become stressful if issues like lost luggage or flight delays arise in an unfamiliar setting. That’s why it’s essential to insure your journey no matter the destination. In fact, with 37% of flights experiencing delays globally in 2024, more Indian travellers are prioritising protection. Travelbizmonitor also reported an 18.95% surge in travel insurance sales in Q1 2025, supporting this growing trend.

And that’s where IndusInd Namibia Travel Insurance (formerly Reliance Travel Insurance) becomes your trusted travel companion. With our digital-first approach, you can download your travel insurance policy and save it to your phone using the IndusInd Insurance app, so help is always within reach.

With premiums starting at just ₹306, you get reliable coverage that includes cashless medical expenses up to $500,000, trip delay and flight cancellation benefits, lost passport assistance, and dedicated worldwide customer support.

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Namibia Travel Insurance Starting at Just ₹306*

Insure Your Trip to Namibia Today!

From exploring the towering dunes of Sossusvlei to spotting wildlife in Etosha National Park stay protected with IndusInd Travel Insurance

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I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

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Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

Do I need to submit medical test reports for my Namibia travel insurance?

No. IndusInd General Insurance does not require medical tests for travel insurance. Submit the filled-out proposal form, supporting documents, like air tickets, accommodation proofs and pay for the policy online, and you are done. We will email your travel insurance to you.

In which currency will my Namibia travel insurance reimbursement be made?

All reimbursements are made in Indian currency only. We will convert the claim amount to Indian rupees, as per the exchange rate on the day of filing the claim and transfer the amount to your account.

What documents do I need to file a non-medical claim on my Namibia travel insurance?

To file a non-medical claim, you must submit the claims form with all relevant information and documents, like your air tickets, accommodations proof, police report, airline tickets, and correspondence with airlines, for baggage loss or delays.

My flight to Namibia leaves today. Can I still buy travel insurance?

Yes. You can buy travel insurance for your destination on the day of your travel, as long as your trip has not started yet. To purchase our policies, fill out the form at the top of this page, get quotes with our calculator, submit travel documents and pay online for your policy. Your IndusInd travel insurance will be emailed to you before your flight departs.

What are some tips for travelling safely in Namibia?

While Namibia is generally safe, it is wise to exercise caution in a foreign country. Avoid travelling alone and driving at night to protect wildlife. Carry extra water, cash and essentials if you are going on safaris. Always inform someone of your location at all times. Additionally, you must purchase travel insurance before leaving to help cover unexpected situations, such as medical emergencies or lost luggage.