Travel Insurance for Peru

Peru is a captivating year-round destination that’s just a flight away. From the ancient ruins of Machu Picchu and the Sacred Valley to the vibrant streets of Lima and the Amazon rainforest, the country’s rich heritage and growing flight connectivity from India make it a favorite among travelers. With so much to explore, having Peru travel insurance for your journey adds peace of mind and convenience to your plans.

It ensures you’re protected against common travel hiccups. For instance, losing your passport while exploring busy spots like Lima’s Street markets or the historic town of Cusco can be stressful. If that happens, we’ll guide you through the process of getting a replacement passport quickly.

Another frequent issue is delayed checked-in baggage. Imagine landing at Jorge Chávez International Airport, but your luggage doesn’t arrive on time. You can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip remains smooth even if things go off track.

And that’s just the beginning. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from takeoff to touchdown. Filing claims is simple via the IndusInd Insurance app whether it’s a lost passport or a baggage delay, help is always just a tap away.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Exploring Peru should be all about unforgettable moments not unexpected expenses. IndusInd Peru Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.

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$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Peru

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Peru Travel Insurance

Cashless Medical Coverage

Peru offers a rich culinary experience from ceviche and lomo saltado to street-side empanadas and exotic fruits! But if your stomach disagrees and you need medical attention, your bills are covered. We offer cashless medical coverage of up to USD 500,000 (and USD 500 for emergency dental treatments). Just show your policy at any certified hospital across Peru, and we’ll take care of the rest.

24/7 Emergency Cash Support

Losing your wallet after a night out in Miraflores or while shopping in Cusco can be stressful. But don’t worry! We offer emergency cash up to USD 300. This support is available 24/7, so you can call us right away. It ensures you have enough money for food, transport, and accommodation to keep your trip on track.

Flight Delays & Connecting Flights

Airports like Jorge Chávez International in Lima can get busy during peak seasons. If your flight is delayed, we’ve got you covered. We offer compensation for delays over 12 hours up to USD 60 per day. This also applies if your connecting flight within Peru is rescheduled unexpectedly.

Lost Baggage Support

Imagine landing in Peru, but your luggage doesn’t. If your checked-in baggage is delayed over 12 hours, you’ll receive up to USD 100 to buy essentials. If your luggage is lost, we pay up to USD 1,500. This helps you stay comfortable with clothes and toiletries while you wait.

Personal Liability

Driving in Peru especially through mountain roads or busy city streets can be tricky. If you accidentally damage a parked vehicle or roadside property, our personal liability coverage of up to USD 200,000 protects you from out-of-pocket expenses.

Loss of Passport

Exploring Peru’s ancient ruins or venturing into remote towns increases the risk of losing your passport. That’s why we cover up to USD 300 to help you get a replacement. This includes reissue-related costs at Indian missions in Peru.

Key Features

Key Features of IndusInd Peru Insurance

Individual Travel Plan

IndusInd Peru Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Peru. Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to Peru:

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Peru Insurance: Inclusions & Exclusions

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What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

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What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd Peru Travel Insurance?

Purchasing IndusInd Peru Travel Insurance is a simple and quick process. You can easily buy the policy online in just a few clicks before your trip. Just follow these steps:

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Peru as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Peru travel insurance plan instantly via email.

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How to Claim?

How to Claim IndusInd Peru Travel Insurance ?

Filing a claim under your IndusInd Peru travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your IndusInd Insurance app and tap “InstaClaim”.

Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in

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Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

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Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for Peru

Peru offers various types of visas depending on the purpose and duration of your stay. From tourist and business visas to education and retirement options, each visa serves a specific travel need:

Tourist Visa

For leisure travel, sightseeing, or exploring Peru’s iconic attractions from Machu Picchu and Sacred Valley to Lake Titicaca and the Amazon rainforest. Indian citizens must apply through the Peruvian Embassy or consulate. Valid for up to 90 days. Requires a valid passport (minimum 6 months), visa application form, travel insurance, proof of accommodation, and return flight tickets.

Business Visa

For attending meetings, trade events, or business negotiations in Peru. Valid for up to 90 days. Requires a company cover letter, invitation from a Peruvian partner, business registration proof, financial documents, and travel itinerary. Employment is not permitted under this visa.

Student Visa

For academic studies at recognized institutions in Peru. Requires an admission letter, financial proof, valid passport, travel insurance, and proof of accommodation. Issued for the duration of the academic program and eligible for a residence permit through Peruvian immigration.

Work Visa

For employment or volunteering in Peru. Requires a work permit, employment contract, and sponsorship from a Peruvian employer. Valid for the contract period and extendable. Must be supported by a residence permit application. Approval must be obtained before arrival.

Transit Visa

For travelers transiting through Peru en route to another destination. Valid for up to 24 hours and non-extendable. Requires passport, visa form, onward ticket, and destination visa (if applicable). Entry into Peru is permitted only for transit purposes within the airport’s international zone.

Family Visa

For joining family members residing in Peru. Eligible applicants include spouses, children under 18, and legal guardians. Requires passport, application form, relationship proof, sponsor’s ID and income documents. Issued for long-term stay with residence permit eligibility. Employment may be allowed depending on the permit type.

Embassy Contact Details: India and Peru

Parameters	Embassy of Peru in India	Indian Embassy in Peru
Location	New Delhi, India	Lima, Peru
Address	D-2/5, Vasant Vihar, New Delhi – 110057	Av. Salaverry 3006, San Isidro, Lima 15076
Contact Number	+91 11 4616 3333 / 4616 3308	+51 1 460 2289 / 461 0371 / 261 6006
Email Address	info@embassyperuindia.in; consular@embassyperuindia.in	cons.lima@mea.gov.in; hoc.lima@mea.gov.in
Website	embassyperuindia.in	eoilima.gov.in
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	9:00 am – 5:00 pm	9:00 am – 1:00 pm, 1:30 pm – 5:30 pm

Best Time to Visit Peru

Planning your trip to Peru begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything from mountain treks to Amazon cruises.

Mar to May

What to Expect: Autumn in Peru brings mild weather with temperatures around 20–27°C. Ideal for hiking in the Sacred Valley

Perfect for: Nature lovers, photographers, and cultural explorers.

Tourist Flow: Moderate to high

Flights and Hotel Rates: Rising prices as dry season approaches

Return Airfare from India (Approx): ₹80,000–₹1,25,000

Keep in Mind: Book early for Machu Picchu permits and guided treks

Jun to Aug

What to Expect: Cool, dry winter with temperatures around 15–25°C. Great for trekking the Inca Trail, visiting Cusco and more.

Perfect for: Families, adventure seekers, and festivalgoers.

Tourist Flow: High

Flights and Hotel Rates: Peak pricing

Return Airfare from India (Approx): ₹75,000–₹1,10,000

Keep in Mind: Popular trails and sites get crowded , book accommodation and permits in advance.

Sep to Feb

What to Expect: Warmer temperatures ranging from 20–30°C. Ideal for coastal beach visits, rainforest exploration.

Perfect for: Budget travelers, wildlife lovers, and off-season explorers.

Tourist Flow: Low to moderate

Flights and Hotel Rates: Lower rates except during Christmas and New Year

Return Airfare from India (Approx): ₹70,000–₹1,05,000

Keep in Mind: Rain is common in the Andes and Amazon.

Interesting Facts About Peru

Architectural Wonder – Peru is renowned for its iconic landmarks from Machu Picchu and Cusco’s colonial architecture to ancient Incan ruins and Spanish-era churches. Each region offers a captivating mix of history, art, and architectural charm.

Cultural Heritage – Peru boasts a rich blend of cultures, including Indigenous, Spanish, African, and Asian influences. Explore traditional neighborhoods, historic sites like Arequipa, and UNESCO-listed areas such as the Historic Centre of Lima.

Scenic Serenity – Peru offers peaceful escapes in its mountains, lakes, and rainforests. Destinations like Lake Titicaca, Colca Canyon, and the Sacred Valley are perfect for trekking, relaxation, and cultural immersion.

Peruvian Cuisine – Peruvian food is vibrant and diverse featuring dishes like ceviche, lomo saltado, aji de gallina, and quinoa-based meals. Meals reflect a fusion of Indigenous ingredients and global culinary techniques.

Warm Hospitality – Peruvians are known for their pride in culture and tradition. Visitors are often welcomed with local drinks, engaging conversations, and helpful guidance in markets, cafés, and artisan shops.

Natural Wonders – Peru is home to stunning natural landscapes like the Andes, Amazon rainforest, and coastal deserts. Its surroundings offer scenic trails, biodiversity, and eco-adventures for nature lovers.

Festivals & Traditions – Experience events like Inti Raymi, Semana Santa, and the Puno Carnival, showcasing Peru’s vibrant cultural spirit and ancestral heritage.

Adventure & Nature – From hiking the Inca Trail and rafting in Urubamba to sandboarding in Huacachina, Peru offers outdoor experiences for every kind of traveler.

Independent Nation – Peru is a sovereign country in South America with a stable democracy. It plays a key role in regional diplomacy, cultural preservation, and environmental sustainability.

Modern & Historic Blend – Peru blends modern infrastructure with timeless charm. Visitors enjoy museums, shopping districts, and cafés alongside ancient ruins and cobblestone streets.

Essential Apps for Your Peru Trip

Translation

Spanish is the official language, and while English is spoken in tourist areas, translation apps like Google Translate, iTranslate, and SpanishDict are helpful for basic phrases—especially in rural towns or local markets. Download offline Spanish and English packs for use in museums, treks, or public transport.

Accommodation and Hotel Booking

Top hotel booking apps include Booking.com, Airbnb, and Skyscanner. For reviews and local insights, TripAdvisor is highly recommended. Peru also offers unique stays like eco-lodges, colonial guesthouses, and mountain retreats check Peru Tourism’s official site for curated options.

Navigation

Google Maps works well in Peru’s cities and remote areas. For offline use, Maps.me and Moovit are ideal especially for navigating bus routes, walking trails, and hiking paths in areas with limited connectivity.

Transport

Public transport varies across Peru. Use apps like Moovit, Rome2Rio, and Cabify for buses, taxis, and intercity travel. For car rentals, try Rentalcars.com or local providers. InDriver lets you negotiate fares directly with drivers great for budget travel.

Sightseeing and Events

Apps like Triposo, GetYourGuide, and Klook offer tours for Machu Picchu, Sacred Valley, and Amazon excursions. For local events like Inti Raymi or Puno Carnival, follow Peru Tourism on social media or check their official website.

Weather Updates

Peru’s climate varies by region. Use AccuWeather or UVisio for accurate forecasts and UV alerts. These apps help plan outdoor activities, treks, and jungle visits especially in high-altitude or tropical zones.

Key Takeaways

Peru continues to be a dream destination for Indian travellers, thanks to its ancient wonders, breathtaking landscapes, and unforgettable experiences like hiking to Machu Picchu and cruising along Lake Titicaca.

But even short trips to Peru can become stressful if issues like lost luggage or flight delays arise in an unfamiliar setting. That’s why it’s essential to insure your journey no matter the destination. In fact, with 37% of flights experiencing delays globally in 2024, more Indian travellers are prioritising protection. Travelbizmonitor also reported an 18.95% surge in travel insurance sales in Q1 2025, supporting this growing trend.

And that’s where IndusInd Peru Travel Insurance (formerly Reliance Travel Insurance) becomes your trusted travel companion. With our digital-first approach, you can download your travel insurance policy and save it to your phone using the IndusInd Insurance app, so help is always within reach.

With premiums starting at just ₹306, you get reliable coverage that includes cashless medical expenses up to $500,000, trip delay and flight cancellation benefits, lost passport assistance, and dedicated worldwide customer support.

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IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Peru Travel Insurance Starting at Just ₹ 306*

Insure Your Trip to Peru Today!

Whether you're cruising on Lake Titicaca, admiring ancient wonders at Machu Picchu stay protected with IndusInd Travel Insurance!

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4.7 ★ ★ ★ ★ ★ (45)

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

What are the key factors that influence the premium for travel insurance?

Premiums for travel insurance depend on several factors. Countries with higher healthcare costs, like the USA, have higher premiums. Longer-duration trips and older travellers, or individuals with pre-existing conditions, are charged higher premiums. Additionally, family plans have different premium rates than individual plans.

How can I save money when travelling in Peru?

The best way to save while vacationing in Peru is to go in the shoulder season, October to November. Hotels offer discounts, and there is less of a crowd at attractions and restaurants. Book accommodations where you can cook food, and taking public transport over cabs will help you save considerably. Connect with locals to find the best cheap places to eat and affordable hikes and tours.

What documents do I need to submit a non-medical claim on my travel insurance for Peru?

To file a non-medical claim for your travel insurance, you need to submit the filled-out claims form. Additionally, you need to scan and upload documents such as your passport, air tickets, proof of accommodation, policy number, and police report, if relevant.

How can I stay safe in Peru?

Before you start your journey, share your itinerary and location with a trusted individual. In Peru, stick to public spaces and take public transportation to travel within cities. Be vigilant with your possessions in busy markets and tourist areas. Drink bottled water and keep the contact information of the Indian Embassy in Peru handy for any emergencies.