Travel Insurance for Poland

Poland, officially the Republic of Poland, is home to a unique blend of nature, delicious food, deep-rooted history and culture, and pleasant weather. The country is a popular tourist destination, with millions visiting each year. If you, too, are planning a trip to Poland this year, be it for business, leisure, or education, buying Poland travel insurance is imperative.

Poland is a part of the Schengen region. While you may have carefully collected all the documents for your Schengen visa application, it can get rejected. In such a scenario, travel insurance offers a refund for the visa premium.

Similarly, if your baggage is delayed at Warsaw Chopin Airport or there are last-minute itinerary changes while moving between Gdańsk’s waterfront and Kraków’s historic squares, travel insurance provides compensation for trip interruptions, baggage delays, and missed connections.

With IndusInd travel insurance (formerly Reliance travel insurance), you are protected against several untoward situations throughout your journey. The IndusInd Insurance app lets you file claims on the go, meaning whether it is a lost passport or a flight delay, you can reach out for assistance instantly.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

No tourist would want challenges, such as unplanned expenses, flight delays, or missing baggage on their trip to Poland. Here’s where IndusInd Poland travel insurance (formerly Reliance Poland travel insurance) steps in to keep you protected throughout the journey. Our affordable and customised plans cover you against medical emergencies, trip cancellations, third-party liabilities, and much more.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Poland

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Poland Travel Insurance

Cashless Medical Coverage

What do you do if you fall ill or have an accident while sightseeing in Warsaw or Krakow? You rush to the hospital for treatment. Poland travel insurance provides cashless medical coverage of up to USD 500,000 (and USD 500 for emergency dental treatments), eliminating the need for you to pay high European medical costs upfront.

Visa Rejection Premium Refund

You need a Schengen visa to travel to Poland. To apply for the visa, travel medical insurance is mandatory. However, visa approvals are not guaranteed. If the embassy rejects your visa application, travel insurance offers relief by reimbursing the policy cost. It minimises your financial loss and allows you to reapply with better preparation.

Flight Delays & Connecting Flights

There are European route connections when you fly from India to Poland. Let’s say your connecting flight at Frankfurt or Warsaw Chopin Airport is delayed or missed. What do you do? Poland travel insurance provides up to USD 60 per day* for flight delays exceeding 12 hours to help you cover expenses for meals, hotel stays, rebooking, toiletries, etc.

Lost Baggage Support

After you land at Warsaw Chopin Airport, delayed or lost baggage can disrupt your travel plans. But we’ve got you covered. We provide compensation of up to USD 100 for checked-in baggage delays beyond 12 hours and up to USD 1500 for lost luggage. You can buy essentials like toiletries and clothes for use till your luggage is delivered.

Personal Liability

Injury to others can occur when you’re staying in hotels or rented apartments in cities like Gdansk or Wroclaw. Scratching a parked scooter while driving a rented car during peak hours is also possible. Poland travel insurance covers personal liability for up to USD 200,000, protecting you from unexpected legal and financial expenses abroad.

Loss of Passport

Losing your passport while exploring busy places like Warsaw Old Town can cause panic. Searching for it can also waste a lot of time. But with Poland travel insurance, you get up to USD 300 to cover re-issuance documentation and embassy visit costs and obtain a replacement passport. We ensure that you can continue your journey smoothly.

Key Features

Key Features of IndusInd Poland Insurance

Individual Travel Plan

IndusInd Poland travel insurance (formerly Reliance travel insurance) protects you against the many disruptions that can occur on your trip. Our Individual Travel Plan offers comprehensive coverage for one person, making it the ideal choice for a solo trip to Poland. Here’s a look at the essential features and coverage limits of the plan to help you make an informed decision.

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

The Family Travel Plan is the ideal choice if you’re traveling with your family members. It covers 4 individuals with an extensive coverage limit of up to USD 250,000. When you buy a family plan, you file claims for everyone through this one policy. This makes insurance management more efficient and time-saving.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Poland Insurance: Inclusions & Exclusions

Location - Travel Insurance

What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

Location - Travel Insurance

What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd Poland Travel Insurance?

You can easily buy Poland Travel Insurance online. The process is simple and takes only a few minutes. Check out the five-step process mentioned below.

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Poland as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Poland travel insurance plan instantly via email.

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How to Claim?

How to Claim IndusInd Poland Travel Insurance ?

Location Travel Insurance

Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

Location Travel Insurance

Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy wordings. For further assistance, you can contact customer support.

Types of Visas for Poland

Poland is in the Schengen area, and every tourist traveling to Poland requires a Schengen visa. However, the visa is granted based on the purpose and duration of your travel. Make sure you understand the different types of visas before applying for a Polish visa.

Schengen Visa (Type C)

It is a short-term visa for a stay of up to 90 days within 180 days. You can use it for business, tourism, or visiting friends and family.

National Visa (Type D)

This long-term visa allows a continuous stay of over 90 days and up to 1 year. It is often issued for work, study, or family purposes.

Airport Transit Visa (Type A)

This short transit visa is valid only for the airport’s international zone as you wait for your next flight. You cannot use it to enter the Polish area.

Embassy Contact Details: India and Poland

Parameter	Embassy of Poland in India	Indian Embassy in Poland
Location	New Delhi, India	Warsaw, Poland
Address	50-M, Shantipath, Chanakyapuri, New Delhi – 110021	2 Mysliwiecka Street, Warsaw 00-459
Contact Number	+91 11 4149 6900 / 4149 6901	+48 22 540 00 00 / +48 606 700 105 (Emergency)
Email Address	newdelhi.polemb.info@msz.gov.pl; newdelhi.consul@msz.gov.pl	hoc.warsaw@mea.gov.in; cons.warsaw@mea.gov.in
Website	gov.pl/web/india	indianembassywarsaw.gov.in
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	9:00 am – 4:00 pm	9:00 am – 5:30 pm

Best Time to Visit Poland

Planning your trip to Poland at the right time is key to having a beautiful journey. It ensures that the weather doesn’t disrupt your sightseeing tours and the surge in tourists doesn’t make bookings a challenge. Here’s a look at what it can be like to travel to Poland during different months of the year.

November to March

What to Expect: Cold, chilly, wet, continental weather (4°C - 12°C), with snowfall

Perfect for: Winter sports enthusiasts, budget travelers, and cozy atmosphere lovers

Tourist Flow: Low

Flights and Hotel Rates: Lower

Return Airfare from India

(Approx): ₹58,000–₹70,000

Keep in Mind: Pack heavy layers, windproof gear, waterproof boots

April to June

What to Expect: Cool, spring conditions to warm, sunny summer weather (2°C - 26°C)

Perfect for: City explorers, hikers, cultural enthusiasts seeking mild weather

Tourist Flow: Lower

Flights and Hotel Rates: Moderate, with a rise in late June

Return Airfare from India (Approx): ₹50,000–₹60,000

Keep in Mind: Book for June in advance, use official taxis

July to October

What to Expect: Hot summer weather shifting to a cooler, crisp autumn (10°C - 20°C)

Perfect For: Tourists who prefer the warm weather for hiking and city sightseeing

Tourist Flow: Peak to shoulder season

Flights and Hotel Rates: Highest

Return Airfare from India

(Approx): ₹55,000–₹60,000

Keep in Mind: Book flights in advance for the best deals

Interesting Facts About Poland

Heart of Europe: Poland lies at the crossroads of Central Europe, blending Eastern and Western cultures through centuries of shared history.

Castle Country: Poland is home to more than 400 castles and palaces. There are medieval fortresses and royal residences.

Pierogi Power: Pierogi are Poland’s most famous traditional food, filled with savoury or sweet ingredients and enjoyed during festivals.

Chopin’s Homeland: Poland is Frédéric Chopin’s birthplace. His music remains a national treasure, celebrated through museums and concerts.

Forest Giant: Białowieża Forest is one of Europe’s oldest primeval forests and the last natural habitat of the rare European bison.

Amber Coast: Poland’s Baltic coastline is famous for amber, often called Baltic gold, which washes ashore and is crafted into beautiful jewellery.

Historic Cities: Kraków, Warsaw, Gdańsk, and other cities feature colourful old towns, cobblestone streets, and UNESCO World Heritage landmarks.

Inventive Minds: Poland is home to influential scientists like Marie Curie, the only person to win Nobel Prizes in two different scientific fields.

Winter Wonderland: The Tatra Mountains in southern Poland are a must-visit for tourists who like skiing and snow sports.

Resilient Nation: Poland’s history is marked by resilience, with cities rebuilt, culture preserved despite wars, occupations, and political change.

Essential Apps for Your Poland Trip

Translation

It can be difficult to communicate in smaller towns or local markets in Poland. You can use Google Translate to translate Polish to English. Another translation that can help with quick conversations is iTranslate. It is also available offline.

Accommodation and Hotel Booking

Reliable hotel booking apps can make it easier for you to find stays in Poland. You can check Booking.com for hotels, apartments, and hostels, and Airbnb for longer stays or local experiences. Hotel.com is also useful and helps earn rewards nights.

Navigation

Getting around Polish cities and the countryside requires accurate navigation. Google Maps provides real-time directions, walking routes, and public transport details. Maps.me is useful offline for historic areas with limited connectivity.

Transport

Public transport in Poland is efficient but can vary by city. Jakdojade is a must-have app for buses, trams, and metro routes in major cities like Warsaw and Kraków. Uber and Bolt offer convenient ride-hailing options with clear pricing.

Sightseeing and Events

You can visit different spots in Poland using the services of curated travel apps. Book tours, museum tickets, and day trips in advance with GetYourGuide. Eventim is useful for concerts and cultural events. TripAdvisor offers reviews and travel tips.

Food Delivery

After a long day of sightseeing, food delivery apps come in handy. You can use Pyszne.pl to order local and international food. Uber Eats and Bolt Food are also widely available in cities and offer fast, cashless delivery to your doorstep.

Key Takeaways

Poland, with its rich history, charming old towns, and scenic landscapes, is a popular European destination for Indian travelers. The delicious local cuisine is also a must-try.

If you’re planning a trip to Poland, you need to buy the best travel insurance for Poland. Travel insurance is a mandatory document for a Schengen visa application. Besides, it provides end-to-end protection against travel disruptions like flight cancellations, baggage delays, visa rejection, lost passports, or other medical emergencies. It ensures that you receive compensation whenever you’re in trouble and your trip continues smoothly.

With IndusInd Travel Insurance (formerly Reliance Travel Insurance), you can buy affordable and customised insurance plans. We cover you from the time you book your flight until you return home. The policy is available in digital format on your smartphone, and the IndusInd Insurance app allows you to file claims instantly. The claim process is simple and convenient, making it easier for you to complete it within minutes. We promise to support you 24/7, providing emergency assistance whenever required.

Our insurance premiums start at just ₹306*, and the benefits are plenty. You can claim a premium refund if your Schengen visa is rejected. You get up to USD 500,000 as cashless medical coverage, USD 60 per day for flight delays, and many other compensations to meet essential expenses during difficult situations.

Author - Location Travel

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Poland Travel Insurance Starting at Just ₹306*

Insure Your Trip to Poland Today!

From exploring the historic streets of Kraków to admiring Gothic architecture in Gdańsk saty protecrted with IndusInd Travel Insurance!

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4.7 ★ ★ ★ ★ ★ (45)

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

Who is eligible for Poland travel insurance?

Most travelers, including tourists, business travelers, students, families, and senior citizens, are eligible for Poland travel insurance. The different eligibility criteria include age limits, trip duration, and meeting insurer policy terms.

When should I buy Poland travel insurance?

It is best to buy Poland travel insurance right after booking your trip or applying for a visa. Buying early ensures coverage for visa rejection, trip cancellation, and unexpected issues before departure.

What are some important Poland visa rules?

Poland follows Schengen visa rules, allowing stays up to 90 days within a 180-day period. Travel insurance with minimum coverage of €30,000 for medical emergencies is mandatory for visa approval.

What are some popular tourist spots in Poland?

Popular tourist spots in Poland include Kraków’s Old Town, Auschwitz-Birkenau Memorial, Wawel Castle, Warsaw Old Town, Gdańsk’s waterfront, Zakopane, and the Tatra Mountains.

Who should buy travel insurance for Poland?

Anyone traveling to Poland for tourism, business, study, or work should buy travel insurance. It is especially vital for Schengen visa applicants and travelers who want protection against medical and travel emergencies.

What does a Poland travel insurance not cover?

Poland travel insurance usually does not cover pre-existing medical conditions, injuries due to negligence, adventure sports, or losses due to illegal activities, unless specifically mentioned or covered as an add-on.

Which factors affect the premium of a Poland travel insurance?

The premium depends on factors like traveler’s age, trip duration, sum insured, coverage type, destination, medical history, and optional add-ons such as adventure sports or pre-existing condition coverage.

Which is the best time to visit Poland?

The best time to visit Poland is from May to September, when the weather is pleasant and ideal for sightseeing. Summer months also offer festivals, long daylight hours, and comfortable travel conditions.