Travel Insurance for Russia

The colourful domes of St. Basil’s Cathedral, the museums and palaces of St. Petersburg, and the vast nature of the country make Russia a unique experience. With multiple entry points in the country, the Sheremetyevo International Airport (Moscow) and the Pulkovo Airport (St. Petersburg), it is easy to plan a well-paced vacation spanning different cities. With Russia Travel Insurance you are protected from unnecessary events.

With long international journeys and packed days filled with sightseeing, there are bound to be hiccups along the way. For instance, you could land in Moscow and be ready to begin your journey, only to find that your checked-in bag is going to be delayed. Instead of spending your first day in the country stressed and hunting for the basics, IndusInd Russia Travel Insurance will reimburse you for baggage delays and loss.

Similarly, trips in Russia often involve travelling between cities by train and plane. If one flight is delayed, your entire schedule and bookings may be affected. This is why IndusInd Travel Insurance (formerly Reliance Travel Insurance) is a smart addition to your holidays. Book your policies with the IndusInd Insurance App, file claims instantly, and get help whenever you need it.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Russia, a land of extremes, boasts a vibrant culture and rich history. To explore the country worry-free, you need travel insurance from us. IndusInd Russia Travel Insurance (formerly Reliance Travel Insurance) has affordable plans that cover bag loss, passport loss, flight delays and more.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Russia

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Russia Travel Insurance

Cashless Medical Coverage

Russia is a magical place with iconic sights like Moscow's Red Square and St. Petersburg’s palaces. The cold country and unfamiliar food can take a toll after days of travel. For hospital visits or quick checkups, we provide cashless medical treatment coverage up to $500,000 and $500 for emergency dental work. Show your policy at certified hospitals, and we will pay your bill.

24/7 Emergency Cash Support

Imagine losing your wallet with all of your cash and cards in the bustling markets of Moscow. It can turn your dream Russia trip upside down in an instant. Our travel insurance will provide emergency cash up to $300, to cover essential expenses like food, travel and accommodation. Contact us to get this benefit via the IndusInd Insurance App.

Flight Delays & Connecting Flights

During peak seasons or when there is bad weather, flights can get delayed in Russia. Your Russia travel insurance will provide a daily benefit of up to $60 if your flight is delayed over 12 hours. This amount can be used to arrange accommodation or meals. It is particularly helpful if you have a delayed or cancelled connecting flight.

Lost Baggage Support

International travel is hectic, and it is easy for your bag to get delayed or lost. You arrive in Russia with no change of clothes, but your IndusInd travel insurance has you covered. We provide you with up to $100* for immediate expenses. Get a fresh set of clothes, food and toiletries to tide you over till your bag arrives.

Personal Liability

Russian cities, like Moscow, St. Petersburg, and Sochi, are busy and experience heavy foot traffic. While they are perfect for a drive, accidents can happen. If you rent a car or a scooter and damage someone’s vehicle or property, we will cover you. Our Personal Liability cover will give up to $200,000, leaving you without hefty bills.

Loss of Passport

Travelling between the metro in Moscow and trains across Siberia can be hectic. It's easy to misplace important documents, such as your passport, along the way. We will reimburse you up to $300 to cover the costs of an emergency passport and other relevant expenses in Russia. Get back to making memories with our travel insurance.

Key Features

Key Features of IndusInd Russia Insurance

Individual Travel Plan

IndusInd travel insurance for Russia is a comprehensive coverage for any issues that might crop up during your trip. Bag delays, lost passports, and even flight delays, we cover everything. Here are the coverage limits for everything available in our individual travel insurance plan:

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

Why buy separate travel insurance for each family member when you can buy one. We offer the best travel insurance for Russia for your family of 4 where you can get medical coverage up to $250,000. Also get personal accident cover along with coverage for lost and delayed bags. The table below lists everything offered by our insurance, with its coverage:

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Russia Insurance: Inclusions & Exclusions

Location - Travel Insurance

What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

Location - Travel Insurance

What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

Last-minute Russia trip?

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How to Buy?

How to Buy IndusInd Russia Travel Insurance?

We have simplified the process of purchasing travel insurance to Russia. Get quotes, compare plans, and pay to book your insurance. Here is how you can book your next travel insurance

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Russia as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Russia travel insurance plan instantly via email.

Homepage Curated Plans Client Extension

How to Claim?

How to Claim IndusInd Russia Travel Insurance ?

Location Travel Insurance

Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

Location Travel Insurance

Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for Russia

Business visa

Enables business visits to Russia with options for single, double (up to 90 days), or multiple entries (up to one year). A host organisation letter is required for this visa application.

Humanitarian visa

Meant for citizens entering Russia to participate in sports, cultural activities, education or youth exchange events, etc. Issued for 90 days for a single entry, with a maximum duration of one year.

Tourist visa

Use a Russian visa for travelling or participation in exhibitions and auctions. Single entry validity is for 30 days, and multiple entry is for 180 days.

Private visa

Issued to individuals visiting Russia for private or guest visits on invitation from a Russian citizen or for emergency entry due to health issues of family members. Validity is 90 days to one year.

Study visa

Allows foreign citizens to enter Russia for long-term study. Initial validity is for 90 days and is extendable for a multi-entry visa (one year) for longer courses.

Work visa

Russian work visas for foreign employees are valid for 90 days, renewable annually, with a ₹2,200 application fee. Skilled professionals can apply for a 3-year visa.

Embassy Contact Details: India and Russia

Parameter	Embassy of Russia in India	Indian Embassy in Russia
Location	New Delhi, India	Moscow, Russia
Address	50-F, Shantipath, Chanakyapuri, New Delhi – 110021	6-8, Vorontsovo Polye, Moscow – 105064
Contact Number	+91 11 2611 0640 / 2611 0641	+7 495 783 7535 / +7 495 917 4835 (Emergency)
Email Address	rusembindia@mid.ru; consuldelhi@mid.ru	hoc.moscow@mea.gov.in; cons.moscow@mea.gov.in
Website	india.mid.ru	indianembassy-moscow.gov.in
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	8:00 am – 2:00 pm	9:00 am – 5:30 pm

Best Time to Visit Russia

The Russian landscape is vast and has special views for each season. Winters are magical, fairy-tale-like, and summers are vibrant. Here is what you can expect in Russia in each season:

November to March

What to Expect: Freezing temperatures, heavy snows, short days, winter festivals

Perfect For: Ice skating, Christmas markets, New Year celebrations, and aurora sightings.

Flights and Hotel Rates: Lower rates, peak around the New Year

Keep in Mind: Pack warm layers, limit outdoor activities

April to June

What to Expect: Mild weather, longer days, spring parks, pleasant evenings.

Perfect For: Walking tours, heritage site visits, relaxed sightseeing, and river cruises

Flights and Hotel Rates: Affordable rates, book early for deals

Keep in Mind: Unpredictable weather. Carry a jacket and an umbrella.

July to October

What to Expect: Warm temperatures, sunny days (July to August), fall foliage (October)

Perfect For: Festivals, day trips, Trans-Siberian trips, beach visits in Sochi

Flights and Hotel Rates: High in

Summer and lower in Autumn

Keep in Mind: Book early, it can be crowded

Interesting Facts About Russia

Stunning metro system: Russia is known for its palace-like metro systems, with sculptures and mosaics. The efficient system makes for beautiful pictures and budget travel.

White nights in St. Petersburg: During the summer in Russia, sunsets happen later, and twilight lasts longer. Indulge in evening walks, river cruises, and longer city sightseeing.

Trans-Siberian Railway: Tick off your bucket list with the longest train routes on Earth. Travel across multiple cities and experience epic, unique landscapes.

Red Square: This landmark is a must-see site. One of the oldest squares in Moscow, it is teeming with history and is a UNESCO World Heritage site.

Kremlin: The heart of Russian power, it has palaces, cathedrals, and museums to visit. The official residence of the Russian President also has the Tsar Bell.

St. Basil’s Cathedral: A walk around St. Basil’s Cathedral is like stepping into a storybook. The colourful domes are one of Russia’s most photographed spots.

Lake Baikal: The world's deepest freshwater lake, Lake Baikal, freezes during winter. You can walk on it, drive nearby, and capture stunning photographs.

Russian food: Russian dishes are simple but hearty. There are numerous vegetarian options, including soups, breads, and dumplings, to satisfy all tastes.

Winter tourism: Winters in Russia are a unique experience that gives European impressions. Think of snowy streets, warm cafés, and rows of winter markets.

Museums: The Hermitage Museum in St. Petersburg is enormous, spanning three buildings and housing over three million artefacts from around the world.

Essential Apps for Your Russia Trip

Translation

Google Translate is your best friend for travelling across Russia. Download the Russian pack to use offline before you leave. Alternatively, you can use Yandex Translate, the local translation app, which also translates slang.

Accommodation and Hotel Booking

Hotels.ru and sutochno.ru all list a huge selection of hotels, hostels and apartments with reliable reviews and flexible cancellations. Ostrovok.ru is another Russian booking site with hotels and smaller guesthouses at affordable rates.

Navigation

Yandex Maps is accurate for public transport, traffic and walking routes. Google Maps works in the bigger cities but can be inaccurate. For more detailed maps and information on the metro system, download the 2GIS app.

Transport

While Uber works in Russia, Yandex Go (formerly Yandex.Taxi) is Russia’s Uber. You can book taxis, rideshares, and scooters. It is safe and affordable. To book train rides, use the Russian Railways app, which allows you to reserve tickets for the Trans-Siberian train.

Sightseeing

Local websites, like tutu.ru, and yandex.ru, list walking tours and activities across the city. Internationally, the Klook website offers discounts on boat rides, skip-the-line on attractions, and day trips.

Food Delivery

Yandex Eda lists several restaurants and eateries across the city. To have groceries and fresh food delivered, use Samokat. Delivery Club is another option listing Russian delicacies and fastfood like McDonald's.

Key Takeaways

Russia is a destination that feels different from most countries. With a shared history, Russia is becoming a popular travel destination for many Indians. Due to the increasing number of Indian travellers, Russia is also considering offering visa-free entry for Indians soon.

As travel to Russia is likely to increase, more and more savvy Indians are opting for travel protection. As you transit through busy airports and city roads, losing your passport, baggage delays and medical emergencies are bound to happen. It can be stressful and put a wrench in your entire plan.

Here is where IndusInd Travel Insurance (formerly Reliance Travel Insurance) will help you. Get quick online quotes on our website and IndusInd Insurance app, compare and choose the plan that best suits your needs and get covered for any emergency possible. Our premiums start at ₹306 with which you can get cashless coverage of up to $500,000 for flight delays, delayed and lost bags, personal liability coverage and even assistance for passport loss.

Solo trip, family vacation or a friend getaway, get travel insurance from IndusInd and focus on the important things, making memories in Russia.

Author - Location Travel

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Russia Travel Insurance Starting at Just ₹ 306*

Insure Your Trip to Russia Today!

From exploring the grandeur of Moscow to admiring art in St. Petersburg, stay protected with IndusInd Travel Insurance!

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4.7 ★ ★ ★ ★ ★ (45)

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

Is travel insurance mandatory to travel to Russia?

Yes. Travel insurance is mandatory for most travellers coming into Russia. You can compare plans, book a plan on the day you leave for Russia from the IndusInd Insurance App at the best rates.

My bag has been delayed. What do I do?

If your bag has been delayed, report to the airlines immediately, who will issue a Property Irregularity Report (PIR) or a similar document as proof of delay. Submit this report with other essential documents to us via email or our app. We will review the claim and reimburse you.

When should I report a claim on my travel insurance?

Report your claim within 24 to 48 hours of its occurrence. Ensure to file FIR or PIR, as the case may be, before you file a claim.

Can I purchase travel insurance on the day of travel?

Yes. You can buy travel insurance on the day you are supposed to travel, as long as your trip has not started yet. Please purchase your travel insurance in advance to avoid last-minute complications.

In which currency will my claim reimbursement be made?

All reimbursements are made in Indian currency. Claims will be converted on the exchange rate as of the day you made the claim, and we will send the amount to your bank account.

How long will it take to settle my claim?

All claims are reviewed and settled within 10 to 15 days of submission, if all documents are in order. Some claims might take longer time.

What are the Russia travel insurance requirements?

To purchase travel insurance for Russia, you need to submit your personal details, travel information, such as destination, travel dates, and purpose. Copies of your passport and accommodation booking confirmation are also required. If you have any pre-existing conditions, they must be declared at the time of booking.