Travel Insurance for Seychelles

Looking for a budget-friendly travel destination? Turn to Seychelles. Here, on Mahé, you can move between beaches and local markets. In Praslin, you can visit nature reserves and quiet coastal roads. When travelling to La Digue, be ready to explore on foot or by cycle. While not widely known for its cuisine, fresh grilled fish, coconut-based curries, rice dishes, and local fruit sold by the roadside can make you forget those continental dishes.

However, while travelling across the Seychelles, a sudden illness, a slip on a beach trail, a change in boat schedule, or delayed baggage can disrupt your plans. Medical facilities are limited on smaller islands, and even a simple hospital visit for fever or dehydration may involve transfers and higher personal expenses.

With IndusInd Seychelles travel insurance, you receive financial support for medical treatment and hospitalisation. We also cover trip delays and baggage loss, and offer support for personal liability, helping you manage unexpected situations smoothly. Most importantly, our 24/7 assistance lets you focus on making memories rather than worrying about uncertainties.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

While soaking in Seychelles’ turquoise waters and island life, no matter how careful a traveller you are, unexpected issues can arise. What if a sudden fever, a lost passport, or theft at a busy beach disrupts your holiday? Stay relaxed, because with IndusInd Seychelles Travel Insurance (formerly Reliance Seychelles Travel Insurance), you remain protected from medical bills and travel-related financial troubles throughout your trip.

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$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Seychelles

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Seychelles Travel Insurance

Cashless Medical Coverage

What if an old medical issue acts up before you explore Seychelles’ beaches or walk nature trails outdoors there? There’s no reason to worry. With us, you get coverage up to USD 500,000 for medical care and USD 500 for emergency dental care at approved hospitals. Simply show your policy papers at the hospital counter, and we manage everything while you focus on recovery.

24/7 Emergency Cash Support

What begins as a calm island drive along Seychelles’ coastal roads can turn stressful if you lose your wallet. That’s where our Seychelles travel insurance supports your meals, transport, and accommodation during unexpected situations. We offer emergency cash assistance of up to USD 300. Simply inform us through our 24/7 global assistance desk anytime from anywhere.

Flight Delays & Connecting Flights

During busy travel months, key gateways in Seychelles, especially Seychelles International Airport, can get heavily congested. Your flight might be delayed. In these moments, we offer financial assistance of up to USD 60 per day when the delay exceeds 12 hours. This protection also applies if your onward flight within Seychelles is rescheduled at the last minute.

Lost Baggage Support

Landing in the Seychelles and discovering your luggage has not arrived can quickly dull the island thrill. Instead of worrying, contact us, and we will provide up to USD 100 if checked baggage is delayed for 12 hours or longer. If an airline loses your bags, you could receive up to USD 1,500 in support to buy essentials like clothes and basic toiletries, helping you enjoy a stay.

Personal Liability

Driving on narrow island roads in Seychelles can feel unfamiliar, especially during peak travel months. If you hire a car and accidentally injure someone or damage local property, you must cover the costs. With IndusInd travel insurance for Seychelles, you get up to USD 200,000 to handle such legal liabilities.

Loss of Passport

While island hopping across Seychelles by ferry or local bus, your passport can be misplaced during rushed transfers. Waiting too long to report the loss may cause complications. In such situations, we support you with up to USD 300 to cover the unforeseen costs of replacing your passport overseas.

Key Features

Key Features of IndusInd Seychelles Insurance

Individual Travel Plan

From island-hopping across Seychelles’ turquoise waters to attending business conferences, choose dependable Travel Insurance for Seychelles and remain protected from sudden disruptions that may affect your plans at any stage while overseas, ensuring calm, confident travel throughout your stay.

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

When your family is holidaying together across the Seychelles, taking separate policies for every traveller can feel unnecessary. Opt for our family travel insurance plan and enjoy up to $250,000 in protection. In an emergency, the total cover is used by all insured members, based on expenses rather than defined proportions.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Seychelles Insurance: Inclusions & Exclusions

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What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

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What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd Seychelles Travel Insurance?

Before setting off for the Seychelles, take a few minutes to purchase IndusInd Seychelles Travel Insurance online in minutes. Here’s how.

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Seychelles as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Seychelles travel insurance plan instantly via email.

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How to Claim?

How to Claim IndusInd Seychelles Travel Insurance ?

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Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

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Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for Seychelles

Seychelles is a visa-free country, so anyone with a valid passport can visit for tourism, business, or to visit friends and family. However, you will need to get a Travel Authorisation before you visit. If you are visiting for other reasons, the purpose of your trip to Seychelles will determine which visa type you need to apply for. Here are the available options.

Electronic Travel Authorisation

For tourism, you must secure an Electronic Travel Authorisation (eTA/eVisa) before departure, replacing the earlier visa-free Visitor’s Permit system. Applications can be submitted online up to 30 days prior to travel. The eTA permits a maximum stay of 3 months for tourism, business, or family visits. A yellow fever vaccination certificate is required if arriving from an endemic region.

Work Permits

If you intend to live and work in Seychelles you will need a permit. For a work permit, you need to apply for a Gainful Occupation Permit (GOP). This permit requires sponsorship by a Seychellois employer and approval before arrival. To obtain this permit, you need to pay around SCR 1,000. If you are a self-employed individual, you must first obtain approval from the Seychelles Investment Bureau.

Residence Permits

A residence permit is granted to non-citizens who make special economic, social, or cultural contributions, or who have family or domestic ties in Seychelles. To obtain this permit, you must reside in Seychelles for at least 5 days per year and provide a bank guarantee of a minimum of SCR 20,000. Please note that a residence permit does not permit employment; you still need a separate GOP.

Embassy Contact Details: India and Seychelles

Parameter	Embassy of Seychelles in India	Indian Embassy in Seychelles
Location	New Delhi, India x	Victoria, Mahé, Seychelles
Address	E-11/13, Vasant Vihar, Ground Floor, New Delhi – 110057	3rd Floor, Maison Esplanade, Francis Rachel Street, Victoria – P.O. Box 488
Contact Number	+91 11 4132 8987 / 4750 1330	+248 467 4100 / +248 281 5777 (Emergency)
Email Address	seychelleshighcommission@gmail.com; seychelleshc.india@gmail.com	hoc.mahe@mea.gov.in; cons.mahe@mea.gov.in
Website	mfa.gov.sc	hciseychelles.gov.in
Operating days	Monday to Friday	Monday to Friday
Operating Hours	9:00 am - 5:00 pm	8:30 am – 4:30 pm

Best Time to Visit Seychelles

When you should visit the Seychelles depends on how much you want to spend and what you wish to see.

December to March

What to Expect: Warm and humid (27–30°C) with short, heavy showers (in Dec & Jan).

Perfect for: Winter sun seekers, festival lovers, and swimming and snorkelling in sheltered reefs.

Tourist Flow: Heavy, especially around Christmas, New Year, and school holidays.

Flights and Hotel Rates: Highest of the year with peak-season surcharges.

Return Airfare from India (Approx): ₹45,000–₹90,000

Keep in Mind: Book flights and stays well in advance for peak dates.

April to May

What to Expect: Pleasant transition season with fewer showers, lower humidity, and calm seas. Day temperatures range between 26–29°C.

Perfect for: Snorkelling, scuba diving, island-hopping, and relaxed beach holidays.

Tourist Flow: Moderate

Flights and Hotel Rates: Lower than peak, good value deals available.

Return Airfare from India (Approx): ₹35,000–₹55,000

Keep in Mind: One of the best times for clear seas and outdoor activities.

June to November

What to Expect: Calm seas, improving visibility and low rainfall, especially in October and November. Temperatures stay between 26–29°C.

Perfect for: Diving, snorkelling, photography, and crowd-free beach time.

Tourist Flow: Low to moderate

Flights and Hotel Rates: Shoulder-season deals are widely available.

Return Airfare from India (Approx): ₹35,000–₹55,000

Keep in Mind: October–November offers the best balance of weather and prices.

Interesting Facts About Seychelles

Archipelago Nation: Seychelles is made up of 115 islands scattered across the Indian Ocean, northeast of Madagascar and east of mainland Africa.

Unique Island Geology: Many of its islands are the only mid-ocean granite islands in the world, not formed by volcanoes like most oceanic islands.

Tiny Capital: Victoria is one of the smallest capital cities in the world, with just two dozen streets and two traffic lights.

High Peak: The highest point in Seychelles is Morne Seychellois on Mahé, rising to 905 metres above sea level.

Endemic Coco de Mer: The coco de mer palm, native only to Seychelles, produces the largest seed in the plant kingdom and is famous for its unusual shape.

Pirate Legends: Some islands, like Anse Forbans, were once pirate hideouts; legends tell of treasure buried there, still unfound.

Heaviest Wild Tortoise: Esmeralda, a giant tortoise on Bird Island, is one of the heaviest land tortoises living in the wild.

UNESCO Sites: Seychelles has two UNESCO World Heritage Sites: Aldabra Atoll and Vallée de Mai Nature Reserve.

No Original Inhabitants: There were no native people on the islands until they were first settled in the late 1700s.

Seychellois Cuisine: Local food features lots of fresh fish and seafood, spiced with ginger, lemongrass, and tamarind.

Essential Apps for Your Seychelles Trip

Translation

Download Google Translate or Microsoft Translator. They offer offline downloads for Hindi, English, and French, and for real-time voice and text translation. DeepL is an alternative that delivers near-human accuracy for written texts. For those who want dedicated devices, the Vasco Translator V4 is popular, but apps are more practical for smartphone users.

Accommodation and Hotel Booking

Download apps like MakeMyTrip or Goibibo if you are looking for smooth bookings in INR and want to enjoy exclusive card offers. You can also download the Booking.com app to access extensive listings across Mahé, Praslin, and La Digue. Other apps like Agoda and Trip.com are also strong alternatives. You can also use Trivago for quick price comparisons.

Navigation

Get Google Maps. It offers real-time driving, walking, and public transport directions and is also integrated with ride-hailing services. However, since mobile data can be costly for Indian travellers abroad, Maps.me is highly recommended because it allows offline downloads of Seychelles’ maps, covering even remote islands and hiking trails. Additionally, the Seychelles Travel Guide app provides localised navigation tips.

Transport

When visiting Seychelles, especially from India, the best transport booking apps include SeyTours App (widely used for on-demand cabs across Mahé and Praslin), Creole Travel Services (for pre-booked transfers, ferries, and excursions), and Seychelles Booking (to arrange inter-island ferries between Mahé, Praslin, and La Digue). Many hotels also partner with charter flight and boat transfer apps for smaller islands like Denis or Silhouette.

Sightseeing and Events

The Visit Seychelles app is the most recommended tool, as it is backed by the Seychelles Tourism Board and offers curated itineraries, real-time weather updates, interactive maps, and even a currency converter. For broader event and excursion bookings, download GetYourGuide and Viator. Additional platforms like Klook can also help you get discounts.

Food Delivery

You can download Knock Knock Delivery and Foodchow in Seychelles. Both apps operate mainly in Victoria and Eden Island. Additionally, Manzaii, Wheelies, and Linkup are also expanding in Seychelles, offering a user-friendly interface and real-time tracking. If you are looking for grocery delivery, turn to ISPC Seychelles and STC Delivery.

Key Takeaways

In recent years, the Seychelles has emerged as a popular choice for Indian travellers looking beyond the Maldives for honeymoons and leisure breaks. It stands out for its blue waters, peaceful islands, rich Creole culture, and easy visa-free access. From smooth ferry trips between Mahé and Praslin to slow nights by the shore, it offers a calm and lasting island break.

Yet, even a short stay in the Seychelles can turn stressful if your baggage arrives late or your return flight is delayed. Not only that, in a remote island setting, small disruptions can feel much bigger. This is why travel protection matters.

That is where IndusInd Seychelles Travel Insurance comes in. Designed for modern travellers, it supports quick policy downloads and easy access on your phone through the IndusInd Insurance app, so support stays close at hand.

Starting at just ₹306*, the plan includes benefits such as cashless medical care up to $500,000, cover for trip delays and flight cancellations, support for a lost passport, and round-the-clock assistance.

Whether you are travelling solo, with friends, or planning a family island holiday, this cover helps you enjoy the Seychelles by focusing on moments, not travel concerns.

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IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Seychelles travel insurance plans starting at just ₹306*

Insure Your Trip to Seychelles Today!

From relaxing on pristine beaches to exploring crystal-clear waters and tropical islands, stay protected with IndusInd Seychelles travel insurance. We help ensure your island getaway remains safe, seamless, and worry-free!

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I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

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Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

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From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

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Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

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Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

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The process of applying for my travel insurance policy was simple and quick to complete.

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What are some ways to save money when travelling to the Seychelles?

To save money, Always compare prices online. Online platforms show deals across airlines and can save hundreds on return tickets. Instead of expensive resorts, look for guesthouses, hostels, Airbnb, or simple apartments. These are widely available and much cheaper. If you choose a place with kitchen access, cook some meals yourself instead of eating at restaurants. Groceries are much cheaper than dining out. Eating at street stalls, local cafés, or markets instead of resort restaurants lowers your daily food bill and gives you authentic experiences. For nearby beaches and towns, walking or renting a bicycle can be cheaper than buses or taxis, and is good exercise too. Most of the best beaches (like Anse Source d’Argent) don’t cost anything to visit. Enjoying free natural attractions sharply cuts costs. Choose a few must-do paid activities (like Vallée de Mai or a sunset cruise) and skip the rest.

How to get currency exchange before flying to the Seychelles?

Before flying to Seychelles, it’s wise to arrange some currency exchange (Seychellois Rupee, SCR) in advance. You can: Visit your bank in India to order SCR or major currencies (USD/EUR) and exchange them later in Seychelles. Use airport forex counters at major cities like Delhi or Mumbai for SCR or USD. Online forex services let you book and have your order delivered to your home or airport. Prepaid travel cards load in INR and withdraw SCR at ATMs there. Compare fees and rates before choosing. Carry a mix of cash and a card for flexibility.

Is Indian food easily available?

Yes, here are some of the restaurants that offer Indian food: Mahek Restaurant, Coral Strand Hotel, Beau Vallon, Mahé The Maharajas, Eden Island Marina, Mahé Taste of India, Victoria, Mahé (near Sir Selwyn Selwyn-Clarke Market) Indian Ocean Restaurant, Providence Highway, Mahé Copper Pot, Eden Plaza, Eden Island, Mahé Saffron Restaurant, Avani Barbarons Resort, Barbarons, Mahé Asian Fusion (Indian Section), Eden Plaza Mall, Eden Island, Mahé Indian Spice Restaurant, Anse Aux Pins, Mahé Maharaja Indian Restaurant (Praslin), Grand Anse, Praslin Island Le Relax Restaurant (Indian Menu), Le Relax Hotel, Anse Royale, Mahé

What documents are required to apply for a Seychelles visa?

As an Indian citizen, you do not need a traditional visa to visit Seychelles; instead, you receive a Visitor’s Permit on arrival. To obtain entry clearance, you must present a valid Indian passport with a minimum of six months’ validity, confirmed return or onward flight tickets, proof of sufficient funds of at least USD 150 per day, and confirmed accommodation bookings. Additionally, a yellow fever vaccination certificate is required if arriving from endemic countries.

Is travel insurance mandatory for Indians travelling to the Seychelles?

No, travel insurance is not officially mandatory for Indian citizens. However, having good travel insurance is strongly recommended to cover medical emergencies, trip delays, lost baggage, evacuation costs, and more while abroad.

What are some key tips to remember when travelling to the Seychelles?

When flying to the Seychelles, consider the following tips: Do not set a fixed budget. For a 5–7-day trip from India, it can cost around ₹1.5–₹3.5 lakhs per person, depending on hotels and activities. Some beaches can have strong currents, especially in the wet season, so swim where lifeguards or locals recommend. Tours, dives, boat trips and special dining experiences can fill up quickly; reserve them before you go or soon after arrival. Public buses are cheap on Mahé and Praslin. For short distances, taxis and bike rentals are good. Ferries connect islands. Local food includes fresh seafood, tropical fruits and Creole influences. It is worth trying local eateries off the main resort strips. Seychellois people are friendly. Be polite, dress modestly when not on the beach, and ask before photographing people.

What essentials should one pack for travelling to the Seychelles?

When travelling to Seychelles: Pack lightweight and breathable clothing. Keep more cotton shirts and shorts. Bring several swimwear sets so you can enjoy the beautiful beaches and water activities without worry. Include a wide-brimmed hat and good sunglasses to protect your face and eyes from the strong tropical sun. Select comfortable sandals or flip-flops for beach walking. Also, carry a pair of sturdy shoes for nature trails. Bring waterproof bags or dry pouches to protect valuables and electronics during boat trips or beach outings. Take a beach towel or quick-dry sarong for lounging on the sand or drying off after swimming. Carry a high-SPF, reef-safe sunscreen to protect your skin and help preserve coral reefs in the waters. Keep a universal travel adapter with British-style plugs (Type G). Take basic toiletries such as shampoo, toothpaste, deodorant, and insect repellent for comfort and hygiene.

Can I use an Indian SIM card in the Seychelles?

Yes, you can use your Indian SIM card in Seychelles, but only if you activate international roaming with your provider (like Jio, Airtel, or Vodafone-Idea) before you travel and if Seychelles is included in their roaming coverage. However, this often means high charges for data, calls, and texts, and speed or reception can be poor compared with local networks. The cheaper, easier choice is to buy a local SIM from Airtel Seychelles or Cable & Wireless after you land, or get a travel eSIM or international SIM with good data bundles.

How to apply for the Seychelles visa?

To apply: Visit the official Seychelles e-portal for Travel Authorisation. Submit your application up to 30 days before travel. Upload the required documents. Pay the applicable processing fee online. Once approved, download and print (or save digitally) your Travel Authorisation (TA). Present your Travel Authorisation, passport, return ticket, and accommodation proof at immigration. Immigration officers issue a Visitor’s Permit on arrival, valid for 30 days, which can be extended for up to 90 days.

What are some places to explore in the Seychelles?

When in Seychelles, here are some of your options: Visit Mahé Island. There, you can explore Beau Vallon Beach, go for a rainforest hike, and drive to the capital city, Victoria. Visit Praslin Island. It is famous for postcard-perfect beaches such as Anse Lazio and Anse Georgette, along with the ancient palm forest Vallée de Mai (a UNESCO World Heritage Site). Go to the bike-friendly La Digue Island. Explore iconic beaches like Anse Source d’Argent, known for its granite boulders. Visit Silhouette Island. It is noted for its dense forests and hiking trails. Take a ferry to Curieuse Island and watch out for the famous giant tortoises. Go to Bird Island. Located in a remote setting, it is perfect for birdwatching and spotting giant tortoises. Explore Sir Selwyn Selwyn-Clarke Market in Victoria to buy local produce and crafts.