Travel Insurance for South Korea

Whether it's the Gyeongbokgung Palace, N Seoul Tower, or Haeundae beach and seafood markets of Busan, or the historical relics and temples of Gyeongju, South Korea is a blend of ancient history and futuristic city life, attracting millions of visitors every year.

Just in the first quarter of 2025, South Korea welcomed 3.42 million international tourists. With so many travellers visiting each day, Indusind Travel Insurance helps you stay protected against unexpected travel hindrances. Imagine arriving at Incheon International Airport, only to find that your luggage has been delayed. Having South Korea travel insurance in such cases could help you cover baggage-related expenses, allowing you to arrange your essentials while your luggage arrives.

Another example is if you lose your passport while exploring the Gwangjang Market, we help you get a replacement. In other words, IndusInd Travel Insurance (formerly Reliance Travel Insurance) is not just your travel insurance partner, but a companion that ensures your trip is memorable for all the right reasons. For emergencies, you can always make claims through the IndusInd Insurance app for quick redressal and 24/7support.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Tourists come to South Korea to experience the charms of its pop culture, world-renowned street food, serenity of cherry blossoms, and the raving nightlife. Our travel insurance to Korea ensures your trip is all about thrilling adventures, serene nature and pleasant memories, minus the worry about unexpected expenses. Here is what you can expect if you get your South Korea travel insurance from us.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in South Korea

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying South Korea Travel Insurance

Cashless Medical Coverage

If the strain of skiing in Gangwon-do takes over and you need urgent medical assistance, we are here for you. As part of our Seoul travel insurance, we offer medical coverage of up to $500,000 for treatment at our certified hospitals across South Korea. Simply present your policy papers at the front desk before the treatment begins.

24/7 Emergency Cash Support

Losing your wallet while travelling can throw off your whole South Korea trip. To avoid such disruptions, we provide emergency cash of up to $300 with our South Korea travel insurance. You can reach out to us 24/7, and we’ll arrange the money for you. This support ensures your trip doesn’t come to an abrupt halt just because you lost your wallet.

Flight Delays & Connecting Flights

As one of the busiest airports in the world, flight delays are a common occurrence at Incheon International Airport. In case your flight is delayed beyond 12 hours, you can claim up to USD 60 per day as compensation. The money can help you arrange comfortable accommodation and fresh meals while you wait for your flight to take off.

Lost Baggage Support

Baggage delays or lost baggage can be a stressful situation for any tourist. If you lose your baggage during your flight to or from South Korea, you can claim up to $1500. Additionally, if your baggage gets delayed for over 12 hours, you can claim up to USD 100 for checked-in baggage to buy essentials like clothing and toiletries.

Personal Liability

Cycling is a very popular activity in Seoul. But what if you accidentally injure a pedestrian while cycling? In such cases, we cover your personal liability for expenses up to $200,000. The assistance helps you cover the medical or repair expenses of the third party, making sure you do not have to pay the money from your own pocket.

Loss of Passport

Panic can set in if you lose your passport in a foreign land. As unfortunate as it is, it can happen to anyone while checking out from your hotel or exploring the busy streets of Namdaemun Market in Seoul. In such cases, you can get support of $300 with your Seoul travel insurance. The money covers the cost of getting a replacement passport.

Key Features

Key Features of IndusInd South Korea Insurance

Individual Travel Plan

Travelling to South Korea as an individual traveller could be a rejuvenating experience. But experiencing unexpected baggage delays, urgent medical treatment, or flight cancellations is not something anyone wants to face alone. This is where our South Korea travel insurance for individual travellers can help. You can never predict unexpected disruptions, but always prepare for them with our support. Here is a breakdown of what the plan covers.

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

Your responsibilities multiply when you travel with your family, but why take four different plans when one can cover everything? As one of the best South Korea travel insurance plans, we provide all-around coverage for your family trip. Let us handle the worries of baggage delays and urgent medical emergencies while you enjoy your family time in South Korea.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd South Korea Insurance: Inclusions & Exclusions

Location - Travel Insurance

What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

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What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd South Korea Travel Insurance?

With IndusInd Travel Insurance (formerly Reliance Travel Insurance), getting your South Korea trip insured couldn’t have been simpler. The online process just requires a few simple steps, before you get the policy confirmation in your email. Here is how you can get started.

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose South Korea as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your South Korea travel insurance plan instantly via email.

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How to Claim?

How to Claim IndusInd South Korea Travel Insurance ?

Location Travel Insurance

Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

Location Travel Insurance

Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for South Korea

The Republic of South Korea offers visas for different needs. It depends on the purpose of your visit and the duration of your stay. From tourist visas to business visits, each visa serves a different travel need. Here is an overview of them.

Short-term Visitor Visa

For leisure travel, sightseeing, or exploring South Korea’s iconic attractions—from Seoul’s palaces and Busan’s beaches to Jeju’s volcanic landscapes. Indian citizens must apply for a Tourist Visa (C-3) in advance. It is typically valid for up to 90 days. Requires a valid passport (minimum 6 months), completed visa form, return ticket, hotel bookings, and proof of funds (approx. USD 100 per day).

Short-term Business Visa

For attending meetings, trade events, or business discussions in South Korea. A Business Visa (C-2) must be obtained before travel. It is valid for up to 90 days. Requires a business invitation letter, return ticket, proof of accommodation, and financial documents. Employment is not permitted under this visa.

Short-term Employement Visa

For short-term academic programs or educational workshops. Indian students must apply for a Student Visa (D-2 or D-4) before arrival. Requires an admission letter, proof of accommodation, return ticket, and financial means. For long-term studies, additional documentation and approvals are required from Korean immigration.

Intra-company Transferee Visa

For employment or volunteering in South Korea. Requires a valid job offer and sponsorship from a Korean employer. A Work Visa (E-series) must be approved before arrival. Issued for the contract period and includes eligibility for a residence permit. Not available on arrival.

Special Technology Instruction Visa

For travelers transiting through South Korea en route to another destination. Visa-free transit is allowed at Incheon Airport for short stays under 24 hours. Requires a valid passport, onward ticket, and destination visa (if applicable). Entry is permitted for transit purposes only and must be within the permitted stay duration.

Specialty Occupation Visa

For visiting family members residing in South Korea. Indian citizens must apply for a Short-Term Visit Visa (C-3) in advance. Requires passport, relationship proof, return ticket, accommodation details, and financial means. Valid for up to 90 days. Employment is not allowed under this visa.

Spouse Visa

Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.

Medical Tourist Visa

Student Visa

Embassy Contact Details: India and South Korea

Parameter	Embassy of South Korea in India	Indian Embassy in South Korea
Location	New Delhi, India	Seoul, South Korea
Address	9, Chandragupta Marg, Chanakyapuri Extension, New Delhi – 110021	101, Dokseodang-ro, Hannam-dong, Yongsan-gu, Seoul 04419
Contact Number	+91 11 4200 7000	+82 2 798 4257 / +82 2 798 4268 / Emergency: +82 10 9356 4188
Email Address	india@mofa.go.kr; india_visa@mofa.go.kr	hoc.seoul@mea.gov.in; cons.seoul@mea.gov.in
Website	ind.mofa.go.kr	indembassyseoul.gov.in
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	Mon–Fri: 9:00 am – 12:30 pm & 2:00 pm – 5:00 pm	Mon–Fri: 9:00 am – 5:30 pm (Consular: 9:30 am – 12:30 pm)

Best Time to Visit South Korea

South Korea has four distinct seasons, i.e., summer, spring, autumn and winter. While tourists visit all year, knowing your preferences and what to expect during your trip can make a huge difference to your whole experience. We have given you a breakdown for the peak season, moderate season and off-season so you can plan your trip accordingly.

September to November

What to Expect: Mild, dry weather (10–20°C), red and yellow foliage, peak crowd.

Perfect For: Hiking on mountains, Korean Thanksgiving, and exploring historical sites.

Tourist Flow: Heavy

Flights and Hotel Rates: Very high due to peak season

Return Airfare from India (Approx): ₹30,000–₹185,000*

Keep in Mind: Book flight and hotel in advance to avoid peak rates.

December to March

What to Expect: Extreme cold (-10–5°C), snowy landscapes, holiday fervour, ice rinks.

Perfect For: skiing, snowboarding, indoor activities, Korean saunas, and hot street foods.

Tourist Flow: Moderate to low

Flights and Hotel Rates: Lower than peak season

Return Airfare from India (Approx): ₹29,000–₹60,000

Keep in Mind: Pack insulated winter wear to survive the cold.

April to August

What to Expect: Spring - monsoon (20-30°C), Humidity, Peak cherry blossom season.

Perfect For: Busan Sea Festival, water sports, museum visits, cafe visits and shopping.

Tourist Flow: Moderate to high

Flights and Hotel Rates: Briefly spike in April and July

Return Airfare from India (Approx): ₹23,000–₹65,000

Keep in Mind: Make advance bookings if you are travelling in April.

Interesting Facts About South Korea

Love For Kimchi: Almost every Korean restaurant serves kimchi as a side dish. It’s so popular that Koreans say kimchi when clicking pictures.

Age Calculation: Korean babies are considered to be one year old at birth. So even if you are born in the same year, they’ll be older than you.

National Drink: Soju is South Korea’s national drink, and drinking in public is legal. Jinro Soju is also the world’s best-selling alcohol.

No red ink: Koreans never write names of people in red, as it is considered a bad omen. Remember this to avoid any awkwardness on your trip.

Look Obsession: Highly obsessed with their looks, almost 1/4th Koreans undergo plastic surgery, and even men use makeup on regular basis.

No Tipping: Since the waitstaff is paid quite well and hospitality is considered to be the bare minimum, tipping is actually seen as an insult.

No Beard: Doesn’t matter how much a person grooms their beard, it is still considered dirty and unkempt. Koreans always prefer clean-shaved looks.

World’s Largest Department Store: Shinsegae Centum City is in Busan and has everything you can buy. Most department stores are open till 4 am.

Always Bow: Bowing is seen as a sign of respect in Korea, and is the standard greeting among Koreans. The deeper the bow, the higher the respect.

Mecca of esports: Koreans are huge fans of esports. League of Legends is one of the most-popular games. It is considered the birthplace of esports.

Essential Apps for Your South Korea Trip

Translation

While you can use Google Translate for basic Korean translation, Naver Papago works a lot better in South Korea. Since it was developed by a Korean company, it is a lot more accurate. Other apps you can check are DeepL, Kakao iTranslate and Flitto.

Accommodation and Hotel Booking

Apps like Klook, Agoda, Airbnb and Booking.com work great for accommodation booking. Dabang is a good recommendation for long-term apartment renting. Local apps like Yanolja and Yeogie-eottae are also great, but they don’t support foreign bank cards.

Navigation

Google Maps has a limited interface in South Korea. For more accurate navigation, rely on Naver Maps and Kakao Maps. Use Subway Korea for metro schedules and nearest subway exits. To manage train bookings and schedules, download KorailTalk.

Transport

Uber works great in Seoul and Busan, but it shows limited rides in smaller cities. K.ride is especially designed for international visitors and works seamlessly across the country. Use Kakao Bus or Bustago for bus rides and Bike Seoul for bike rides.

Sightseeing and Events

The most popular apps for booking tours in South Korea are Klook and Trazy. Other options are Visit Korea to plan your itinerary, Odii for audio tour guidance, Discover Seoul Pass to explore Seoul and Visit Busan Pass to visit locations in Busan.

Food Delivery

Shuttle, Coupang Eats, and Yogiyo are great tourist-friendly apps for ordering takeout, especially if you don’t understand Korean. To find vegan and vegetarian restaurants, you can download Happy Cow. Catch Table works great for dining reservations.

Key Takeaways

Lately, Indians have shown a growing fascination with the South Korean lifestyle and culture. As a result, the country has become an increasingly popular travel choice. Between January and September 2025, South Korea welcomed approximately 153, 619 Indian tourists.

As travel from India to South Korea increases, travel insurance has also become an important part of trip planning. No one wants to deal with lost luggage or long flight delays in a foreign country. While IndusInd South Korea Travel Insurance (formerly Reliance South Korea Travel Insurance) cannot prevent these situations, we can definitely reduce your stress when they occur.

We help you cover the loss for up to USD 1500 if your baggage is lost. Offer cashless claims of up to USD 500,000 for medical emergencies and cash reimbursement of up to USD 300 to get a duplicate passport. Even buying your travel insurance with us, only takes a few minutes, and support is available 24/7* on our IndusInd Insurance app.

With our insurance premium starting at just ₹306* for South Korea, we offer more than just an insurance plan. We offer the assurance of complete travel safety and financial backup as you explore locations across South Korea, whether solo or with your family.

Author - Location Travel

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

South Korea travel insurance plans starting at just ₹306*

Insure Your Trip to South Korea Today!

From Seoul's vibrant city life to Busan's scenic coastline, stay protected with IndusInd South Korea travel insurance. We help ensure your journey remains safe, seamless, and worry-free!

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4.7 ★ ★ ★ ★ ★ (45)

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Do Indians need a visa for a South Korea trip?

Ans. Yes, Indian citizens do need a valid visa to visit South Korea. Whether it is for business, tourism, or to meet family or friends, a visa is necessary because the South Korean government doesn’t provide a visa-on-arrival for Indian citizens.

What not to do when visiting South Korea?

Ans. Here are some cultural etiquettes to remember while travelling to South Korea: Do not wear shoes when you enter someone’s home or a temple. Do not talk loudly on public transportation. Use both your hands to receive or give something. Avoid sitting on subway seats that are reserved for elderly people or pregnant women. Don’t litter and carry your own trash bag, as they are rarely found on the streets. Do not tip the waitstaff or other service providers.

What are some essential tips to remember for tourists in South Korea?

Ans. Following these tips can make your trip smoother: Get a T-money card from any convenience store to use on public transport. Get an eSIM if your device supports it to prevent phsyical SIM switch. Many companies like Holafly offer tourist-friendly plans on these SIMs. Always carry physical or digital copies of your passport and other important documents with you. You can also rent a portable wi-fi egg for internet connectivity. Carry cash for smaller purchases. Wear comfortable shoes as you may have to walk for long periods. Always keep an image/screenshot of your destination in Korean because not everyone can read English

Is 7 days in South Korea enough?

Ans. If you don’t aim to cover the entire country and keep it very highlight-focused, 7 days are more than enough to explore South Korea. You can keep 3-4 days for Seoul and 2-3 days for Busan, Gyeongju, or Jeju Island. Limit your itinerary to 2 cities at most and use the KTX train system for an easier commute.

Do South Koreans speak English?

Ans. You can easily find English-speaking people at the popular tourist spots in South Korea. However, the people in rural areas may not understand the language so well. You can use translation apps like Papago to communicate with them.

Is travel insurance mandatory for visiting South Korea?

Ans. There are no mandatory South Korea travel insurance requirements. However, it is still highly recommended to financially protect yourself from various emergencies.