Travel Insurance for Spain

Spain offers amazing architecture, great shopping and top attractions for unforgettable trips. From Barcelona's iconic Sagrada Familia to Madrid's bustling Gran Via and Seville's historic Alcazar, millions of visitors discover why Spain remains Europe's most beloved destination.

While Spain's charm makes it irresistible, you need to consider practical aspects like protecting your investment with comprehensive travel insurance. This coverage is actually mandatory for visitors since Spain, as countries part of the Schengen area, require all tourists to have a valid travel insurance.

Picture arriving at Madrid airport only to find your luggage missing – That's where IndusInd General Insurance (formerly Reliance General Insurance) ensures you receive immediate claim payouts to buy essentials and continue enjoying your trip while your luggage catches up.

Even more serious situations, like losing your passport in Barcelona, can create panic and ruin precious vacation time. IndusInd travel insurance covers emergency document replacement costs and connects you with services that help you contact your embassy and expedite new passport procedures.

These scenarios represent just a fraction of how IndusInd travel insurance enhances your Spanish adventure. With 24x7 support* and easy digital claims through the IndusInd Insurance app, you gain complete freedom to focus on exploring flamenco shows, sampling tapas and creating lifelong memories across Spain's magnificent cities.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Over 5 crore travellers have chosen us as their trusted travel insurance partner. Our commitment to excellence and customer satisfaction has made us a leading choice for protecting journeys worldwide with reliable coverage and support.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Spain

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Spain Travel Insurance

Medical Coverage

While strolling through Barcelona's Gothic Quarter, you suddenly feel unwell and need immediate medical attention from a local doctor. Medical consultations and treatments can be expensive for tourists in Spain. That's where our travel insurance steps in to help, providing comprehensive medical expense protection up to USD 500,000* and emergency dental coverage up to USD 500*.

Flight Delays & Connecting Flights

You're flying to Madrid, but your connecting flight gets delayed due to rainy weather, which requires an unexpected overnight stay at the airport. Additional accommodation and meal expenses can add up during these travel delays. Our insurance comes to your rescue, covering flight delays over 12 hours with up to USD 60* daily for accommodation and food expenses.

Baggage Support

Arriving in Seville for your vacation, you notice your luggage hasn't arrived on the same flight and is delayed at another airport. While waiting for your bags to arrive, you need essential items like clothing and toiletries. Our baggage protection covers these immediate expenses, offering up to USD 100* for delays exceeding 12 hours and comprehensive coverage up to USD 1,500* if your belongings are lost.

Passport Loss

While sightseeing in Valencia, you misplace your passport during your daily adventures and need to get a replacement to continue your travel plans. Getting new travel documents involves costly embassy visits and replacement fees. Our insurance takes care of these expenses, covering passport replacement costs up to USD 300*, including all necessary reissue fees and documentation charges.

Personal Liability

During your stay in Granada, you accidentally spill wine on expensive furniture or bump into someone while carrying luggage. These minor incidents can sometimes lead to compensation requests from affected parties. Our personal liability coverage has your back, protecting you with up to USD 200,000* for legal expenses and settlement costs that could arise from such situations.

Emergency Cash

Visiting Bilbao, you realise your wallet has been misplaced with all your cash and cards inside. Since banking processes can take time to resolve internationally, our emergency cash assistance provides immediate relief. We offer up to USD 300* to cover your essential expenses until you regain access to your funds.

Key Features

Key Features of IndusInd Spain Insurance

Individual Travel Plan

Designed specifically for solo and group travellers, this plan offers personalised coverage with competitive premiums. Ideal for business professionals, students or adventure seekers travelling to Spain with tailored benefits.

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

Our comprehensive family travel plan provides cost-effective coverage for multiple members travelling together to Spain on one policy. Perfect for family vacations or multi-generational travel with shared benefits and convenient single-policy management.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Spain Insurance: Inclusions & Exclusions

Location - Travel Insurance

What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

Location - Travel Insurance

What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd Spain Travel Insurance?

Planning a trip to Spain? Getting travel insurance is essential for visa approval and a relaxed journey. Here’s a simple step-by-step guide to purchasing your IndusInd Spain travel insurance policy quickly and easily.

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Spain as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Spain travel insurance plan instantly via email.

Homepage Curated Plans Client Extension

How to Claim?

How to Claim IndusInd Spain Travel Insurance ?

Filing a claim under your IndusInd Spain travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your IndusInd Insurance app and tap “InstaClaim”.

Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in

Location Travel Insurance

Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

Location Travel Insurance

Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for Spain

Spain offers various types of visas for individuals travelling for different durations and for different purposes. Indians need a visa to enter Spain as they are not part of the visa-free countries list. All visa applications must be submitted to BLS visa centres in India - you can findlocations and book appointments at their official website. Below are the different visa types available to help you:

Tourist Visa

A tourist visa allows short visits up to 90 days for holidays and sightseeing. Non-EU citizens need a valid passport, travel insurance worth €30,000* and financial proof. You must provide biometric data at the visa application centre (VAC). For more details, visit the Spain MoFA website.

Business Visa

Business visa permits meetings, conferences and negotiations for up to 90 days. You need invitation letters from Spanish companies and proof of business relationships. No direct employment allowed. For longer business stays, apply for self-employed work permits or entrepreneur visas with faster 20-day processing times available.

Student Visa

A student visa is for studying at recognised Spanish schools. Three types exist: under 90 days, 3-6 months and over six months, requiring residence cards. You need admission letters, financial proof, health insurance and clean criminal records. EU citizens only need a residence registration without a visa.

Work Visa

A work visa enables employment with Spanish companies requiring job offers and work authorisation. You need a valid passport, a work contract, professional qualifications, a police clearance certificate and medical certificates. Upon arrival, get residence cards, NIE numbers and enrol in the social security system.

Transit Visa

A transit visa is required for Indian and Sri Lankan citizens passing through Spanish airports without entering the country. Allows stays only in international transit areas. Processing takes 1-2 working days. Need flight bookings, a valid passport and onward travel proof. Some exemptions apply for certain residence permit holders.

Family Visa

A family visa helps reunite with legal Spanish residents, including spouses, children under 18, disabled dependents and parents over 65 needing care. Requires family reunification permits, relationship proof, criminal checks and medical certificates. EU family members have separate simplified procedures. Applications are needed within two months. For more details, visit the Spain MoFA.

Embassy Contact Details: India and Spain

Parameter	Spain Embassy in India	Indian Embassy in Spain
Location	New Delhi, India	Madrid, Spain
Address	12, Prithviraj Road, New Delhi, 110011	Avenida Pío XII, 30-32, 28016 Madrid Spain
Contact Number	(+91) 11 4129 3000	(+ 34) 913098882 (+34) 632813288
Email Address	emb.nuevadelhi@maec.es	amb.madrid@mea.gov.in
Website	https://www.exteriores.gob.es/Embajadas/nuevadelhi/en/Paginas/index.aspx	https://www.eoimadrid.gov.in/index.php
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	09:00 to 05:00 (Monday to Thursday), 09:00 to 02:30 (Fridays)	09:00 to 05:30

Best Time to Visit Spain

Planning your trip to Spain begins with choosing the right season to make the most of your travel experience. Here is an overview of the best time to visit Spain for everything from sightseeing to relaxation:

June to August

What to Expect: Sunny days, perfect beach weather (24°C - 33°C) along the Costa del Sol and Costa Brava.

Perfect for: Beach holidays in Valencia, Barcelona's coastal areas and the Balearic Islands.

Tourist Flow: Highest crowds at major attractions like Sagrada Familia, Alhambra etc.

Flights and Hotel Rates: Premium pricing for both flights and hotels.

Return Airfare from India (Approx): ₹55,000 - ₹70,000*

Keep in Mind: Extreme heat in southern cities like Seville and Córdoba.

April to May

What to Expect: Pleasant spring and autumn weather (15°C - 25°C). Warm, sunny days without the crowds of summer

Perfect for: City exploration in Madrid, cultural tours of Toledo, hiking in Picos de Europa.

Tourist Flow: Moderate crowds, ideal for photography and comfortable sightseeing.

Flights and Hotel Rates20-30% less than peak season.

Return Airfare from India (Approx): ₹45,000 - ₹60,000*

Keep in Mind: September and October tend to be the wettest months.

November to March

What to Expect: Cool temperatures ranging from 5°C to 15°C. Winter months see low average temperatures of 5°C-6°C

Perfect for: Christmas markets in Barcelona and Madrid, skiing in Sierra Nevada.

Tourist Flow: Minimal crowds, peaceful atmosphere at major attractions.

Flights and Hotel Rates: More affordable due to lower demand.

Return Airfare from India (Approx): ₹40,000 - ₹55,000*

Keep in Mind: Shorter daylight hours and occasional rain in northern regions.

Interesting Facts About Spain

UNESCO Sites: Spain boasts 45 UNESCO World Heritage Sites, ranking third globally after Italy and China for cultural treasures.

Sagrada Familia: Barcelona's famous basilica has been under construction since 1882, with completion finally expected by 2026.

Tomato Fight: La Tomatina festival in Buñol attracts thousands annually, using over 150,000 kilos of overripe tomatoes.

Spanish Language: With over 480 million native speakers worldwide, Spanish ranks as the second most spoken language globally

Wordless Anthem: Spain's national anthem, "La Marcha Real," remains one of only four national anthems without official lyrics.

Olive Oil: Spain dominates global olive oil production, contributing approximately 40% of the world's total annual olive oil output.

Flamenco Origins: This passionate dance form originated in the 15th-century Andalusia and became UNESCO Intangible Cultural.

Madrid Elevation: Spain's capital sits 667 meters above sea level, which makes it the second-highest capital city in Europe

Blue Flag: Spain leads globally with over 600 Blue Flag-certified beaches meeting strict environmental and safety standards.

Oldest Restaurant: Madrid's Sobrino de Botín has operated continuously since 1725, earning recognition as the world's oldest restaurant.

Essential Apps for Your Spain Trip

Translation

Speaking Spanish becomes easier with helpful translation tools available on your phone. Google Translate works offline and translates signs using your camera for instant understanding. SpanishDict helps with word meanings and verb forms for better grammar. Duolingo teaches basic phrases before travelling. iTranslate translates speech instantly for talking with locals in Spain effectively.

Accommodation and Hotel Booking

Finding places to stay is simple with reliable booking apps for Spanish accommodations. Booking.com has many Spanish hotels and guest reviews for informed decisions. Airbnb offers local apartments and homes for authentic experiences. Hostelworld helps budget travellers find affordable hostels. Trivago compares prices from different websites to find the best deals available.

Navigation

Getting around Spain is easy with map apps that work reliably everywhere. Google Maps works without the internet and shows bus and train routes clearly. Citymapper is great for Madrid and Barcelona with live transport updates. Maps.me works offline in countryside areas perfectly. Waze shows traffic jams and road problems for better route planning.

Transport

Moving between Spanish cities requires good transport apps for seamless travel planning. Renfe Connect books train tickets, including fast trains between major Spanish cities, efficiently. Uber and Cabify provide reliable taxi services in cities nationwide. BlaBlaCar helps share car rides affordably. Omio compares trains, buses and flights for the best options.

Sightseeing and Events

Visiting Spanish attractions becomes simple with specialised booking apps for popular destinations. GetYourGuide sells tickets for popular places like Sagrada Familia without waiting in long lines. Viator offers guided tours and unique cultural activities. Time Out lists local events and festivals happening nearby.

Food Delivery

Ordering Spanish food to your hotel is convenient with delivery apps covering major cities. Glovo delivers food from many restaurants in Spanish cities quickly and efficiently. Just Eat brings meals to your location with reliable service. Uber Eats works in big cities nationwide. Deliveroo delivers food from popular restaurants with quality options.

Key Takeaways

Spain is Europe's favourite travel destination. With amazing attractions like Barcelona's Sagrada Familia, Madrid's Gran Via and Seville's historic sites, the country saw over 229,745 Indian tourists in 2024. This number also came with rising demand for boutique hotels and luxury villas, with per-person spending ranging from ₹2 - ₹3 lakhs. So, if you’re planning a trip to Spain, travel insurance is essential to ensure your Spanish holiday doesn’t come with unexpected costs.

IndusInd Spain Travel Insurance (formerly Reliance Spain Travel Insurance) offers unbeatable value, making it the perfect choice. Our affordable plans start at just ₹306* while providing comprehensive coverage up to USD 500,000* – more than enough coverage to satisfy your Schengen visa requirements for Spain.

What makes us special is our unique visa rejection refund policy. If your visa gets rejected, we return your premium money. With our outstanding quick claims settlement, customers know they can rely on us when emergencies happen. We provide complete protection, including medical expenses, baggage loss, flight delays, passport replacement and emergency cash assistance.

This means you get immediate help whenever problems arise during your Spanish adventure. Whether you're relaxing on Barcelona's beaches, exploring Madrid's world-class museums or enjoying authentic flamenco shows in Seville, we ensure you can travel confidently and create unforgettable memories.

Author - Location Travel

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Spain travel plans starting at just ₹306*

Insure Your Trip to Spain Today!

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4.7 ★ ★ ★ ★ ★ (45)

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

How much money is required for a Spain trip?

A Spain trip from India typically costs ₹1,50,000* to ₹3,00,000* per person for 7-10 days. This includes flights (₹45,000-₹70,000*), hotels (₹3,000-₹8,000* per night), meals (₹2,000-₹4,000* daily) and sightseeing. Budget travellers can manage with ₹1,20,000* while luxury travellers may spend ₹4,00,000* or more. To manage expenses smoothly during your trip, consider using payment apps like Revolut for currency exchange without extra fees, PayPal for secure payments at Spanish shops, XE Currency to track current euro exchange rates, and Splitwise to fairly divide group travel costs.

Is it mandatory to buy Spain travel insurance?

Yes, travel insurance is mandatory for Spain visa applications. You need coverage of at least €30,000 for medical expenses and repatriation. The policy must be valid for your stay and cover all Schengen countries. Without proper travel insurance, your visa application will be rejected. Even after getting your visa, keeping insurance protects you from unexpected medical bills, baggage loss and trip delays during your Spanish vacation.

What documents are required for Spain travel insurance?

You need your passport copy, visa copy, PAN card and travel itinerary to buy Spain travel insurance. For family policies, provide all travellers' passport details and relationship proof (marriage certificate). Age proof, like birth certificates, may be required for senior citizens or children. Keep your policy documents, emergency contact numbers and claim forms ready during your Spain trip.

Is Spain a part of the Schengen area?

Yes, Spain has been a founding member of the Schengen area since 1995. This means you can travel freely between Spain and other Schengen countries without border checks. Indian citizens need a Schengen visa to enter Spain, which allows travel to all 29 Schengen countries. Your Spain visa lets you visit France, Italy, Germany and other European countries during the same trip, so long as Spain is your primary destination.

What precautions should I take in Spain?

Spain is generally very safe, but take basic precautions like – Pay extra attention to your belongings since pickpockets are common in crowded tourist areas like Barcelona's Las Ramblas and Madrid's Puerta del Sol. Keep copies of important documents separately. Don't leave bags unattended in restaurants or on beaches. Be careful with ATMs in tourist zones. Learn basic Spanish phrases for emergencies. Avoid walking alone late at night in unfamiliar areas of cities.

How much will travel health insurance for Spain cost me?

IndusInd Spain travel insurance starts at just ₹306*