Travel Insurance for Turkey

Turkey bridges Europe and Asia. In Istanbul, you’ll find historic mosques, lively bazaars and ferries crossing the Bosphorus. Beyond the city, Cappadocia’s rock valleys, Pamukkale’s white terraces, Ephesus’s ancient ruins and Antalya’s beaches offer a mix of history, nature and coast. Friendly people, good food and easy connections make it a comfortable, welcoming destination.

But still, things can go wrong on any trip. Bags may be delayed, flights missed, or you might fall sick or twist your ankle on a hike. Crowded markets could mean lost items, and bad weather can disrupt further travel plans. The right travel policy, therefore, helps cover extra costs, gets you assistance quickly, and keeps your trip on track.

That’s where IndusInd General Insurance (formerly Reliance General Insurance) fits in. It provides medical support, emergency evacuation, trip cancellation/interruption benefits, and assistance with lost passports or delayed baggage. A round‑the‑clock helpline and cashless care at local hospitals mean you are not alone. Simple processes and clear limits make it easy to choose the cover you need.

Whether you plan on balloon‑spotting at dawn, drifting by tram in Istanbul, or beach‑hopping with family, travel lighter with protection that’s ready when you need it. Pick the plan that suits your trip, buy before you fly and keep your e‑policy handy with the IndusInd Insurance app.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Exploring Turkey should be all about memorable moments, not unexpected expenses. IndusInd Turkey Travel Insurance (formerly Reliance Turkey Travel Insurance) provides affordable and reliable coverage designed to protect your journey every step of the way.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Turkey

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Turkey Travel Insurance

Medical Coverage

If the new cuisine doesn’t suit you or you need ER help in Antalya, your medical bills are covered up to USD 500,000*, with USD 500* for emergency dental care.

Lost Passport

Misplaced your passport on the Istanbul Metro? We will reimburse up to USD 300* to help you get a replacement from the Indian Embassy/Consulate in Turkey.

Flight Delays & Missed Connections

Weather or air‑traffic issues can mean long

waits. If your flight is delayed by 12+ hours,

claim up to USD 60 for every completed

12‑hour delay* for meals, a room or essentials.

Baggage Help

Landed in Istanbul, but your suitcase didn’t? For checked-in baggage delayed over 12 hours, claim up to USD 100* for necessities. If the airline declares it lost, you’re covered up to USD 1,500*.

Personal Liability

Accidentally scratch a rental car in Antalya or

bump an e‑bike in İzmir? We cover third‑party

damages up to USD 200,000*, so you don’t

pay out of pocket.

Emergency Cash

If your wallet goes missing on İstiklal Street or during a Cappadocia sunrise tour, we can arrange an advance of up to USD 300* so you can eat, travel and find a place to stay.

Key Features

Key Features of IndusInd Turkey Insurance

Individual Travel Plan

Travelling solo to Turkey? Our Individual Plan covers just you, including medical bills, lost bags and flight hiccups, so that you can explore with zero worry. Here are some of its features:

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

Travelling to Turkey with the whole family? Pick our Family Plan! One policy offers a shared limit of up to USD 250,000, ensuring quick and hassle-free paperwork and claims, so you can focus on enjoying the trip together.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Turkey Insurance: Inclusions & Exclusions

Location - Travel Insurance

What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

Location - Travel Insurance

What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

Last-minute Turkey trip?

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How to Buy?

How to Buy IndusInd Turkey Travel Insurance?

Purchasing your IndusInd Turkey travel plan is a quick and easy process. You can do it online before you fly. Just follow these simple steps:

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Turkey as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Turkey travel insurance plan instantly via email.

Homepage Curated Plans Client Extension

How to Claim?

How to Claim IndusInd Turkey Travel Insurance ?

Filing a claim under your IndusInd Turkey travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your IndusInd Insurance app and tap “InstaClaim”.

Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in –

Location Travel Insurance

Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

Location Travel Insurance

Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for Turkey

There are six different visa types for Turkey that every Indian should be aware of before booking tickets for the destination. Here is a glimpse of all of them:

Sticker Visa

A short-stay sticker visa is issued by a Turkish embassy for trips up to 90 days when e-visa isn’t allowed. Apply via Türkiye’s online pre-app system.

E-Visa

Indian passport holders can get a Turkish e-Visa only with a valid visa/residence permit from the US, UK, Schengen or Ireland. It allows single entry for 30 days.

Tourist Visa

A tourist visa lets you visit Turkey for leisure. Issued as an e-visa or sticker visa, it allows stays up to 90 days in 180, depending on nationality.

Business/Trade Visa

A business visa allows short trips for meetings or trade. Often available as an e-visa, it permits stays up to 90 days in 180, based on your nationality.

Student Visa

A student visa is needed to study in Türkiye and must be obtained before arrival. After entry, apply for a residence permit to stay for your course duration.

Official Visa

This visa is for official government travel. Some diplomatic passport holders are exempt; others need a sticker visa arranged via a Turkish embassy or consulate.

Embassy Contact Details: India and Turkey

Parameters	Turkish Embassy in India	Indian Embassy in Turkey
Location	Delhi, India	Ankara, Turkey
Address	Turkish Embassy 50-N, Nyaya Marg, Chanakyapuri, New Delhi- 110021.	77, Cinnah Caddesi, Cankaya 06680
Contact Number	+91 11 2688 9053 +91 11 2688 9054 +91 11 2410 1921	00-90-312-4382195-98
Email Address	embassy.newdelhi@mfa.gov.tr	cons2.ankara@mea.gov.in
Website	https://newdelhi-emb.mfa.gov.tr/Mission/About	https://www.indembassyankara.gov.in/
Operating Days	Monday - Friday	Sunday - Thursday
Operating Hours	9:30 am - 5:30 pm	9:30 am - 5:30 pm

Best Time to Visit Turkey

Planning your Turkey trip starts with picking the right season so you can enjoy more and stress less. Here’s a simple guide to the best times to visit, whether you are sightseeing in cities, relaxing on the coast or exploring nature:

Mar to Jun

What to Expect: Mild to warm days (10-26°C). Ideal for exploring cities, coasts & ancient ruins.

Perfect For: Istanbul sightseeing, Cappadocia walks/balloons and Aegean road trips.

Tourist Flow: Moderate. Higher in late May/June.

Flights and Hotel Rates: Lower in March. Rise in May-June.

Return Airfare from India (Approx.): ₹25,000-₹60,000*.

Keep in Mind: Spring showers and Ramadan/Eid may affect timings.

Jul to Oct

What to Expect: Hot on the Med/Aegean in Jul–Aug (30°C+); Sept–Oct brings cooler weather.

Perfect For: Coastal stays in Antalya/Bodrum, gulet cruises & exploring ancient ruins.

Tourist Flow: High in July-Aug. Eases from mid-September.

Flights and Hotel Rates: Peak in July-Aug; drop by Sept-Oct.

Return Airfare from India (Approx.): ₹35,000–₹70,000+*

Keep in Mind: Sun is intense. Stay hydrated & pre-book beach stays.

Nov to Feb

What to Expect: Istanbul & Cappadocia can see snow. Great for museums & winter scenery.

Perfect For: Crowd-free city breaks, budget trips & skiing in Uludağ/Erciyes.

Tourist Flow: Lower, except during year-end holidays.

Flights and Hotel Rates: Low; peak in December.

Return Airfare from India (Approx.): ₹28,000-₹55,000*

Keep in Mind: Weather may affect balloons & ferries. Stay flexible.

Interesting Facts About Turkey

Two Continents, One City: Istanbul uniquely spans Europe and Asia across the Bosphorus.

Among the Oldest Monumental Sites: Göbekli Tepe’s Neolithic enclosures (10th-9th millennia BC) make it one of the world’s earliest known monumental complexes.

“Cotton Castle” Pools: Pamukkale’s dazzling white travertine terraces and hot springs are a UNESCO World Heritage site

A Bazaar like a City: Istanbul’s Grand Bazaar covers 61 covered streets and thousands of shops, ranking among the world’s largest and oldest covered markets.

Coffee with UNESCO Status: Turkish coffee culture was inscribed on UNESCO’s Intangible Cultural Heritage list in 2013.

Two Ancient World Wonders: Türkiye is home to the Temple of Artemis (Ephesus) and the Mausoleum at Halicarnassus (Bodrum), both of which are among the Seven Wonders

Where “Santa” Was Born: Saint Nicholas, the inspiration for Santa Claus, is traditionally linked to Patara and served as bishop of Myra.

Turkey’s Roof: Mount Ararat is the country’s highest peak at about 5,165 metres (16,945 ft).

City of Cats: Istanbul is famous for its cared-for street cats, with a very large, free-roaming population.

Hagia Sophia’s Many Lives: Built in 537, Hagia Sophia has been a church, mosque, museum, and since 2020, a mosque again. It’s part of Istanbul’s UNESCO-listed historic area and is undergoing major restoration.

Essential Apps for Your Turkey Trip

Translation

A must-have app that translates text, speech or images between English and Turkish is Google Translate. Another one is iTranslate, which is a user-friendly translator supporting 100+ languages, including Turkish.

Accommodation and Hotel Booking

One of the most reliable apps to find accommodations in Turkey is Booking.com. It offers everything from hotels and hostels to apartments and boutique stays. Airbnb is also great for finding unique stays and short-term rentals across Turkey’s cities and villages.

Navigation

The go-to navigation app for driving,

walking, or transit directions in Turkey is

Google Maps. A popular alternative for

offline navigation, known for its detailed

maps, is Maps.me. Download the Turkey

map in advance, and you can use Maps.me

anywhere without internet.

Transport

Turkey’s top taxi-hailing app, operating in all major cities and many smaller towns, is BiTaksi. It connects you with official local taxis, so you get a licenced driver and an upfront fare estimate. Moovit is also a very useful public transportation app to navigate city transit like a local. It provides real-time bus, metro, tram and ferry schedules in cities across Turkey, with live updates and alerts about delays.

Sightseeing and Events

An official app by the Ministry of Culture is

MuzeKart. It is perfect for history and

museum buffs. Bu Gece is for those

interested in nightlife and music events. It is

a one-stop app for finding concerts,

festivals, and shows happening around

Turkey. You can browse what’s on in Istanbul,

Ankara, and beyond, and even buy tickets

directly in the app.

Food Delivery

Turkey’s original food delivery service, connecting you with tens of thousands of restaurants across the country, is Yemeksepeti. It is very traveller-friendly, allowing you to browse restaurant menus in English, place orders easily and track your delivery in real time. Getir is an on-demand delivery app famous for its super-fast service, available 24/7. It delivers food from restaurants, groceries and everyday essentials.

Key Takeaways

Turkey continues to be a beloved destination for Indians, with its rich history and scenic beauty. In 2024 alone, nearly 3.3 lakh Indians visited Turkey, spending about $350-400 million.

But even a well-planned trip can turn stressful if lost luggage or flight delays strike abroad. That's why it's important to insure your trip, no matter where you go. In fact, around 37% of flights worldwide experienced delays last year, which is why more travellers are now prioritising protection.

Reflecting this trend, travel insurance purchases by Indians jumped nearly 19% in early 2025. And that’s where IndusInd Turkey Travel Insurance (formerly Reliance Turkey Travel Insurance) steps in as your trusted companion.

With our digital approach, you can download your travel insurance policy and save it on your phone using the IndusInd Insurance app, so you can always contact us for assistance. With premiums starting at just ₹306*, you get coverage that includes medical expenses up to $500,000*, trip delay and cancellation benefits, lost passport assistance and dedicated worldwide customer support.

Whether you are travelling solo, with friends, or on a family vacation, this plan helps you focus on what matters: making memories.

Author - Location Travel

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Turkey Travel Plans starting at just ₹306

Insure Your Trip to Turkey Today!

From Cappadocia’s dreamy skies to Antalya’s sun-kissed shores, you stay protected with IndusInd Turkey travel insurance. We ensure your journeys stay carefree while we handle the what-ifs!

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4.7 ★ ★ ★ ★ ★ (45)

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

What currency should I carry in Turkey?

Turkey uses the Turkish Lira (TRY). Cards and contactless payments work in most cities, but keep some cash for small shops, taxis and markets. 1 TRY = ₹2.14* (so ₹100* is about ₺47). Rates move daily, so check just before you exchange.

Can I visit mosques as a tourist?

Yes, but outside prayer times. Dressing modestly and wearing a headscarf for women is pivotal. Remove your shoes at the entrance, and keep your voice low while inside.

Do I need a local SIM or eSIM?

It helps. You can buy a SIM/eSIM from Turkcell, Vodafone or Türk Telekom at airports or city stores (passport needed). Data packs are affordable, and activation is quick.

What plug type does Turkey use?

Type F (compatible with Type C) at 230V, 50Hz. Carry a universal adapter and a small power strip if you have many devices.

Does IndusInd Turkey Travel Insurance cover hot-air ballooning or adventure sports?

These are often excluded by default. Coverage may be available with specific add-ons. Check your policy wording before you fly.

Are domestic flights and inter-city travel within Turkey covered?

Yes, if they are part of your insured trip dates. Medical emergencies and eligible travel disruptions inside Turkey are usually covered as per your policy benefits.

Can I extend my policy while already in Turkey?

Often yes, if you haven’t made a claim and your policy hasn’t expired. Contact us before the end date to extend your subscription. An additional premium and conditions may apply.

Is Turkey safe for solo travellers?

Generally, yes, in tourist areas. Stay alert in crowds, use licenced taxis or ride-hailing apps and keep digital copies of your passport. For emergencies, dial 112.

Will I be covered if my visa is refused?

Some plans include trip-cancellation cover for documented visa refusal before departure. Keep the embassy/consulate letter and check your plan’s terms and timelines.

How does the deductible work on claims?

It’s a small amount you pay first on certain claims. The insurer pays the rest up to the limit, and your exact deductible is shown on your policy schedule.