Two Wheeler Insurance In Chennai

Chennai, formerly known as Madras, is the capital of the Indian State of Tamil Nadu. Chennai plays a vital role in the traditional, historical, and academic growth of our country. It has a rich history that showcases a variety of elements of the Dravidian civilisation. It is the fourth largest metropolis and the third most important ports in India. Also, it is home to the famous Fort St. George, which was built in the year 1644, now turned into a museum showcasing the city's ancestry as a British military barrack and East India Company trading outpost. On the eastern side of the city is the breathtakingly beautiful Marina beach, which is known for its clear sea water and sand. Chennai flaunts a diverse mixture of skyscrapers, temple towers, steeples, star hotels, and minarets. Whether you prefer old-school or ultra-modern, Chennai has a range of choices.

Chennai's climate is pretty much humid throughout the year as the city is on the coast. The city has majorly two climates – summer and monsoon. Summers in Chennai are scorching and humid whereas monsoon brings abundant rains.

The cheapest and fastest way to travel in the city is via the suburban train. The network consists of four routes that connect almost all major points of the city. The frequency of trains is good, but they can get overly crowded during peak hours. Another mode of transportation is the Metropolitan Transport Corporation (MTC) buses. These buses will take you to the points that cannot be by the suburban trains. Metros, taxis, and autorickshaws are other modes of transport, which are equally prevalent in the city.

Getting around the city often takes time because of the traffic and heavy congestion o​n the roads. If you are the one who drives away to the office, it's going to be time taking and sweat breaking at the same time. Two wheelers come to the escape at that moment. Due to its small size, two wheelers can be taken anywhere, even in heavy congestion. If you own a bike, don't forget to buy a comprehensive bike insurance policy as it is mandatory to insure your motorcycle in India. Also, atwo wheeler insurance ​​policy protects you against the financial losses that could occur due to unforeseen accidents.

Here are few exciting features of IndusInd Two Wheeler Insurance-

		No paperwork, instant policy				Use cashless facility across our preferred 11,000+ network garages​​​
​		Get quick and hassle-free settlement of your bike​ insurance claims				​Two Wheeler Insurance ​starting at Rs. 18/month
​		Renew your policy instantly online without any inspection or paperwork

​Disclaimer: Two-Wheeler insurance is subject to policy terms, conditions, exclusions and underwriting guidelines.
​Customer Count: *^Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.
Bike insurance Premium: The premium mentioned is excluding taxes for the private two-wheeler model TVS Jupiter with cubic capacity of less than 110 cc for a 1-year Own Damage insurance policy for an IDV of Rs. 31,204. Premium used is Rs. 213/year as of 12th June, 2026 and then converted into a per month basis, which gives us Rs. 18/month (213/12)
Bike insurance Discount: The applicable discount on premium is determined based on various risk factors, including the vehicle’s Make, Model, NCB status, RTO location where vehicle is registered, vehicle age and IDV (insured declared value). These discounts are derived from rates outlined in the erstwhile Indian Motor Tariff and applied only to the Own Damage (OD) component of the policy.
Any savings or discounts are limited to the Own Damage portion of motor insurance. The final discount amount may be revised upon submission of complete vehicle and risk related information.
Applicable UINs:
Two-Wheeler Package Policy – IRDAN103RP0011V02100001
IndusInd Two Wheeler Policy – Bundled - IRDAN103RP0003V04202425
IndusInd Two Wheeler Policy-  Stand-alone Own Damage - IRDAN103RPMT0024V02202425
IndusInd Two Wheeler Package Policy – 5 years - IRDAN103RPMT0054V02202425
Long Term Two Wheeler Package Policy -IRDAN103RP0001V01201718
“A” Policy for Act Liability Insurance (Two Wheeler) – IRDAN103RP0003V01200102
For detailed disclosures, please refer to the Two-Wheeler Insurance Disclaimer page.