Health Insurance in Rajasthan

Rajasthan, India’s largest state by area, is known for its vibrant culture and desert terrain but also faces unique healthcare challenges. With top hospitals like SMS Jaipur, AIIMS Jodhpur, and RNT Udaipur, the state offers advanced medical care in urban centres. However, rural regions often lack access to quality treatment, and rising costs in private hospitals make even routine procedures financially demanding.

Extreme temperatures, dust storms, and seasonal outbreaks of vector-borne diseases contribute to a complex health landscape. Respiratory illnesses, heat-related conditions, and chronic lung diseases are increasingly common, especially in cities like Kota and Bhilwara.

To address these diverse healthcare needs, IndusInd General Insurance (formerly Reliance General Insurance) offers health insurance plans tailored for Rajasthan’s population. Our policies provide extensive coverage across leading hospitals, with benefits like critical illness protection, OPD cover, and app-based claim processing. With family floater options and wellness rewards, we ensure financial protection for every household in Rajasthan.

Why Buy Health Insurance in Rajasthan

Heat-Related Illness Coverage

Rajasthan’s scorching summers often exceed 45°C, leading to heat strokes, dehydration, and exhaustion. Our plans cover hospitalisation and treatment for heat-related conditions, especially for vulnerable groups like outdoor workers and the elderly.

Vector-Borne Disease Protection

In 2022, Rajasthan reported over 12,000 dengue cases and 1,500 malaria cases. Health insurance helps cover diagnostics, hospitalisation, and recovery costs during seasonal outbreaks

Respiratory Illness Management

Dust storms and poor air quality contribute to rising cases of asthma and COPD in urban areas. IndusInd plans offer coverage for chronic respiratory conditions triggered by environmental factors.

Unlimited Sum Insured Reinstatement

Your coverage automatically resets to the full original amount if exhausted during the policy year. Enjoy uninterrupted protection for multiple claims without extra premiums.

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Health Statistics and Major Health Problems in Rajasthan

Air pollution levels in cities like Jodhpur and Kota exceed PM2.5 limits, contributing to chronic lung diseases. Heatwaves in districts like Barmer and Jaisalmer have led to thousands of heat-related hospitalisations. Floods and droughts further complicate public health, causing waterborne diseases and malnutrition.

Why Choose

Why Choose IndusInd Health Plans in Rajasthan

Experience hassle-free healthcare in Rajasthan with IndusInd General Insurance’s prompt claim support and extensive coverage.

Location - Health Insurance

Up to 40% Discount

Get up to 40% discounts on your premium

20+ Add-On Covers

Enhance coverage with add-ons for your policy

AYUSH+Modern Treatments

Includes modern and AYUSH treatments

24/7 Customer Support

Quick claims and queries support

Types of IndusInd Health Plans in Rajasthan

IndusInd Health Infinity Insurance

IndusInd Health Infinity Insurance ensures extensive coverage up to ₹5 crore and offers unlimited reinstatement, so you stay protected even after multiple claims. This minimises the risk of running out of coverage during long or costly treatments. It’s ideal for those who need high coverage without limits or gaps. The MoreCover add-on allows a 30% increase in your sum insured, giving you added financial protection in Rajasthan. For example, a sum insured of ₹3 crore can be topped up with an additional ₹90 lakh.

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IndusInd Health Gain Insurance

IndusInd Health Gain Insurance ensures complete medical coverage for hospitalisation, surgeries, and treatments, with a sum insured ranging from ₹5 lakh to ₹5 crore. It’s a reliable solution for managing both everyday and emergency healthcare needs without financial pressure. Ideal for families and individuals wanting extensive protection with customisation options. For instance, you can cover your spouse, children, and parents under a single sum insured. The plan includes add-ons and various plan variants.

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IndusInd Global Health Insurance

IndusInd Global Health Insurance ensures worldwide coverage up to USD 1 million for both emergency and planned treatments abroad. Emergency care is included when you add our multi-trip rider. This plan is crucial for maintaining access to healthcare while travelling, especially for extended treatments. It’s perfect for MNC professionals, expatriates, and frequent travellers who need comprehensive global and domestic coverage for critical care, including cancer treatment.

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IndusInd Super Top-Up Health Insurance

IndusInd Super Top-Up Health Insurance offers financial support beyond your deductible, covering up to ₹1.3 crore in medical expenses. It becomes essential when your base policy is exhausted during expensive treatments in Rajasthan. For example, if your ₹10 lakh insurance is used for your father’s surgery and you need to claim again for his recovery, this plan acts as a secondary cover. It’s a smart choice for Rajasthan residents dealing with high medical costs.

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Key Features of IndusInd Medical Plans in Rajasthan

We deliver robust coverage benefits, including worldwide protection, SI bonuses for every year without claims, and personalised coverage for all citizens of Rajasthan.

Key Features	Details
Premiums	Starts at ₹382 per month*
Discounts	35%* + cumulative bonus
Coverage	Sum insured up to ₹5 crore
Global Sum Insured	Up to $1 million
Sum Insured Restoration	Unlimited restoration
Renewability	Lifelong renewability
Quick Claims Settlement	Settled in 4 hours
Network Hospitals	Over 10,000
Pre- and Post-Hospitalisation	90 days before and 180 days after
No Room Rent Capping
Day Care Procedures & OPD Cover
Ambulance Cover	Up to ₹3,500 per hospitalisation
Health Check-Ups
Domiciliary Hospitalisation
Maternity Coverage	Up to ₹2 lakh
Organ Donor Expenses
Covid-19 Treatment
Critical Illness Cover
Co-Payment Options
Add-Ons & Optional Riders	20+ add-ons

Disclaimer: Coverage limits are subject to change based on your chosen plan. Please refer to your policy wordings here.

Inclusions & Exclusions

Health Insurance in Rajasthan: Inclusions and Exclusions

Location - Health Insurance

What is Covered?

Hospital Expenses: Policies cover costs related to inpatient stays, pre- and post-hospitalisation, day-care procedures, and ambulance services.

Day One Coverage: All accident claims get covered by our health insurance plans from day one, providing immediate support during critical times.

Modern and AYUSH Treatments: IndusInd insurance covers traditional options like Ayurveda, Yoga, Unani, Siddha, and Homoeopathy, with modern treatments.

Maternity and Newborn Care: Mothers and babies receive maternity benefits of upto ₹2 lakh, including support for prenatal, postnatal, delivery and newborn expenses.

Worldwide Emergency Cover: Get protection for medical emergencies abroad, for up to 45 days. There is a minimum deductible for international travel.

Accident and Wellness Protection: No deductibles on accident claims, and a one-year premium waiver if you are diagnosed with a critical illness.

OPD and Home Care Service: Includes outpatient consultations, medicines, diagnostic tests, and home-based ICU setups for convenient, affordable care.

Annual Health Rewards: Receive a cumulative bonus of up to 50% on the sum insured for each claim-free year. Additional free health check-ups after three continuous policy years.

Location - Health Insurance

What is Not Covered?

Non-Medical Treatments: Costs for medical procedures are covered, but not for cosmetic procedures, wellness programs, rejuvenation therapy or dietary supplements.

Lifestyle and Fertility: Any costs related to weight loss, fertility treatments, contraception, and eye-sight corrective surgeries, such as LASIK, are not included.

Legal and Statutory: Medical costs from self-injuries, riots, terrorism, war or any unlawful act are not covered by the policy.

Unrelated Outpatient and External Anomalies: IndusInd covers pre-hospitalisation OPD costs, but general OPD costs are covered with an add-on. Congenital diseases are excluded.

Waiting Period: Claims for accidents are covered from day one, but all other emergencies and procedures have a 30-day waiting period.

Experimental or Unapproved Treatments: IndusInd General Insurance includes only IRDAI and WHO-approved treatments. Experimental and unproven procedures are not covered.

Unlawful or Self-Inflicted Situations: Any expense arising out of substance abuse, hazardous activities, or illegal actions is excluded.

Disclaimers: These are only a general list of inclusions and exclusions. Coverage options and limits will be subject to your chosen policy. For the complete list of Inclusions and Exclusions, please refer to the policy wording here.

Trusted health coverage starts with the right advice

Call our Rajasthan team today!

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How to Buy

How to Buy/Renew Health Insurance in Rajasthan?

Location - Health Insurance

Buy Online

Get quotes from the calculator below and fill out the form at the top of this page.

Fill out your DOB, gender, PIN, and the family members you want to insure.

Choose the policy tenure, sum insured, and add-ons for your policy.

Enter your PAN and complete the CKYC process when prompted to.

Make a secure online payment and get your health insurance policy via email.

Location - Health Insurance

Renew Online

Click on ‘Renewal’ at the top of this page or ‘InstaRenew’ from the IndusInd Insurance app.

Fill out your registered mobile number or your health insurance number.

Verify policy details and make any changes needed.

Make changes to the coverage or select add-ons if necessary.

Make an online payment for the premium, and your policy is renewed.

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How to File

How to File an IndusInd Health Insurance Claim in Rajasthan?

How to File an IndusInd Health Insurance Claim in Delhi?

Step 1

Step 2

Find the nearest network cashless hospital from the link below and get treatment.

Step 3

Fill the pre-authorisation form 24 hours before for emergencies and 48 hours for planned treatments.

Step 4

Submit your medical reports and bills to the hospital.

Step 5

IndusInd General Insurance will pay your bills directly to the hospital.

Step 1

Tell us about your claim by email, call or the IndusInd Insurance app

Step 2

Get treatment from the nearest hospital in our network of authorised hospitals.

Step 3

Pay all necessary bills and tests at the hospital.

Step 4

Scan and submit invoices, reports, and bills within seven days.

Step 5

We will reimburse the paid amount after review.

Disclaimer: For accurate claim-related information, kindly refer to our policy documents or get in touch with our experts.

Key Takeaways

IndusInd Health Insurance (formerly Reliance General Insurance) offers complete medical protection designed for families in Rajasthan facing rising healthcare costs, heat-related illnesses, and pollution-linked respiratory conditions. Our comprehensive plans provide access to over 10,000 cashless hospitals nationwide, ensuring you receive quality treatment without upfront payments.

Starting at just ₹382/month*, you get coverage up to ₹5 crore, so your protection never runs out. With our quick claim settlement ratio and 4-hour claim processing, you receive quick financial support during medical emergencies. Lifelong renewability ensures continuous coverage without age restrictions, while tax-saving benefits help reduce your annual tax burden.

Don’t let medical emergencies drain your savings or compromise your family’s future. Choose IndusInd Health Insurance for reliable protection, seamless healthcare access, and complete financial security at a price that safeguards your family’s well-being when health matters most.

Authors - Location -Health

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Get Rajasthan health insurance starting at ₹382/month*!

10,000+ Hospitals at Your Fingertips!

Get cashless treatment at Rajasthan's top hospitals without payment hassles. With IndusInd General Insurance, you get instant access to quality healthcare across the city.

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Voices of Trust

Stories shared by our happy customers!

Total Average Rating

Based on ratings

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4.8 ★ ★ ★ ★ ★ (508)

Ritik

Noida

Value for money

Buying a Health policy through the platform ofReliance General Insurance (now IndusInd General Insurance) was straightforward and quick.

Srivathsav Parthasarathi

West Midnapore

4.5

Seamless digital experience

The journey of purchasing Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. I'm happy with how everything went and feel secure with my policy.

Sateesh Kumarkuchipudi

West Godavari

Quick policy issuance

I recently purchased my Health insurance from Reliance General Insurance (now IndusInd General Insurance) and found the experience very smooth. It met my requirements well and felt tailored to my needs. No additional coverage seemed required for my needs. Overall, it was a seamless experience and I am satisfied.

Vanga Naveen

West Godavari

Quick policy issuance

The journey of purchasing Health insurance from Reliance General Insurance (now IndusInd General Insurance) felt effortless and user-friendly. It aligns well with what I needed from an insurance policy. I am satisfied with the main policy and don't see a need for extras. The process felt reliable and I would recommend it to others.

Sirraatchuta Ram Babua

West Godavari

Quick policy issuance

Buying a Health policy through the platform ofReliance General Insurance (now IndusInd General Insurance) was straightforward and quick. It met my requirements well and felt tailored to my needs. No additional coverage seemed required for my needs. Overall, it was a seamless experience and I am satisfied.

Manoj Kumarmogha

New Delhi

Quick policy issuance

Buying a health policy through the platform was straightforward and quick. The coverage provided matches my expectations and feels comprehensive.

Vasantha

Wayanad

Value for money

I recently purchased my health insurance and found the experience to be smooth. I will provide dertailed feedback post my claim settlement process has been completed.

Jasmin K

Wayanad

Seamless digital experience

From start to finish, the process of getting my health insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Nazeer Salma Abdulla

Wayanad

Quick policy issuance

I had a positive overall experience while applying for Health insurance. The coverage provided matches my expectations and feels comprehensive.

Sripal Reddymadhi Reddy

Warangal

Quick policy issuance

I had a positive overall experience while applying for health insurance with Reliance Insurance Company (now IndusInd Insurance Company) . The coverage provided matches my expectations and feels comprehensive. I did not feel the need for any other products at this time.

Veeraiah Kamatam

Wanaparthy

Quick policy issuance

Buying a Health policy through the platform of Reliance General Insurance (now IndusInd General Insurance) was straightforward and quick. The coverage provided matches my expectations and feels comprehensive. I am satisfied with the main policy and don't see a need for extras.

Sivaganesh Madamsetti

Visakhapatnam

Quick policy issuance

The journey of purchasing health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras.

Sudha Ranimadabattula

Visakhapatnam

Quick policy issuance

I recently purchased my health insurance and found the experience very smooth. The plan offered exactly the type of coverage I was expecting.

Yerususatya Prasad

Visakhapatnam

Quick policy issuance

The journey of purchasing Health insurance from Reliance General Insurance (now IndusInd General Insurance) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. The process felt reliable and I would recommend it to others.

Karu Rama Rao

Visakhapatnam

Quick policy issuance

The journey of purchasing health insurance felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting.

Ravi Teja Anem

Visakhapatnam

Quick policy issuance

I had a positive overall experience while applying for health insurance with Reliance (now IndusInd) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Bhimabattula Aruna Devi

Visakhapatnam

Quick policy issuance

I recently purchased my Health insurance from Reliance General Insurance (now IndusInd General Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time.

Kantimahanti Balakrishna

Visakhapatnam

Quick policy issuance

I recently purchased my Health insurance from Reliance Insurance (now IndusInd Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. Currently, I don't think I require any additional plans or add-ons.

Prasad Rao Rayavarapu

Visakhapatnam

Quick policy issuance

The journey of purchasing Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It aligns well with what I needed from an insurance policy. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Ramachandran

Villupuram

Quick policy issuance

The journey of purchasing Health insurance from Reliance (now IndusInd) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. No complementary product was necessary for me at this stage. The process felt reliable and I would recommend it to others.

Sanjit Kumar Tiwari

Vaishali

Seamless digital experience

The journey of purchasing health insurance felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive.

Vishanth K

Uttara Kannada

Quick policy issuance

From the start to the conclusion, the Reliance (now IndusInd) experience of acquiring my health insurance was straightforward. It aligned well with my requirements and felt personalized to my situation.

Akk Amma Anand Kumarsiddanavar

Uttara Kannada

Quick policy issuance

I recently purchased my health insurance from Reliance (now IndusInd) and found the experience very smooth. It met my requirements well and felt tailored to my needs. No complementary product was necessary for me at this stage.

N Amitha Ramesh

Tumakuru

Quick policy issuance

From start to finish, the process of getting my Health insurance was convenient. The plan offered exactly the type of coverage I was expecting. A printed copy of the policy papers would make the Reliance Insurance Company (now IndusInd Insurance Company) experience even better. I found the entire process trustworthy and efficient.

Ramakrishna Prasadvadala Setty

Trimulgherry

Quick policy issuance

From start to finish, the process of getting my health insurance was convenient. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time. The convenience and clarity made this a good Reliance Insurance (now IndusInd Insurance) experience.

Prasanna Lakshmi Kuruganti

Trimulgherry

Quick policy issuance

Buying a health policy through the platform of Reliance Insurance (now IndusInd Insurance) was straightforward and quick. The plan offered exactly the type of coverage I was expecting. No complementary product was necessary for me at this stage.

Indumathi Indumathi

Tiruvannamalai

Quick policy issuance

I recently purchased my health insurance from Reliance Insurance (now IndusInd Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs.

Pandurangdah M

Tiruvallur

Quick policy issuance

From the very start to the finish, the procedure of getting my health insurance from Reliance General Insurance (now IndusInd General Insurance) was seamless. It addressed my requirements adequately and seemed tailored to fit my needs

C Jaikanth

Tiruvallur

Quick policy issuance

The journey of purchasing Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. It would be helpful if a physical copy of the policy could also be provided. I'm happy with how everything went and feel secure with my policy.

Ramesh L

Tiruvallur

Quick policy issuance

The journey of purchasing health insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage.

Nirmala Chell Appa

Tirunelveli

Quick policy issuance

The journey of purchasing Health insurance felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. No complementary product was necessary for me at this stage. Overall, it was a seamless Reliance Insurance Company (now IndusInd Insurance Company) experience and I am satisfied.

Ganesan Aarathi

Tiruchirappalli

Quick policy issuance

From start to finish, the process of getting my health insurance from Reliance (now IndusInd) was convenient. I felt that my protection needs were well addressed with this policy.

Saji Chandran

Thrissur

Quick policy issuance

Buying a Health policy through the platform of Reliance Insurance (now IndusInd Insurance) was straightforward and quick. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time.

Grace Mathew

Thrissur

4.5

Seamless digital experience

I had a positive overall experience while applying for Health insurance. It aligns well with what I needed from an insurance policy.

Anoop T M

Thrissur

Quick policy issuance

I had a positive overall experience while applying for Health insurance from Reliance General Insurance (now IndusInd General Insurance). The coverage provided matches my expectations and feels comprehensive. Overall, it was a seamless experience and I am satisfied.

Kencysam Sr Kency Samsr

Thiruvananthapuram

Quick policy issuance

From beginning to end, obtaining my health insurance was a smooth Reliance (now IndusInd) experience. It aligned perfectly with my needs and seemed customized just for me.I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.

Wafa Mol R N

Thiruvananthapuram

Quick policy issuance

I liked how the platform offered clear comparisons. It helped me understand the differences and choose confidently.

Vinoth R

Thanjavur

Quick policy issuance

From the very beginning to the very end, the process of obtaining my health insurance from Reliance General Insurance (now IndusInd General Insurance) was easy and efficient. It met my needs thoroughly and felt specifically designed for me.

Sampada Vijay Jagdale

Thane

Quick policy issuance

From start to finish, the process of getting my Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. The plan offered exactly the type of coverage I was expecting. I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.

Geetanjali Ganpat Namaye

Thane

Quick policy issuance

The health insurance experience was smooth and reassuring. I felt like I was making an informed choice without pressure.

Bibinagar Sureshchary

Telangana

Quick policy issuance

From the initial stage to the final step, the procedure of securing my health insurance from Reliance Insurance (now IndusInd Insurance) was straightforward. It fulfilled my expectations admirably and felt personalized to suit my needs.

Pawan Kumar

Tarn Taran

Quick policy issuance

Buying health insurance was a pleasant surprise. The platform was easy to use, and the policy I selected felt well-suited to my needs.

Modugusatish Reddy

Suryapet

Quick policy issuance

I have just secured my health insurance and realized that the entire Reliance Insurance Company (now IndusInd Insurance Company) experience was extremely efficient. It fits my insurance policy needs perfectly.

Kanakai Ahgudipati

Suryapet

Quick policy issuance

I had a smooth experience buying health insurance. The platform guided me through each step, and the coverage felt comprehensive.

Hiralsagar Bhaisardhara

Surat

Quick policy issuance

The journey of purchasing health insurance from Reliance General Insurance (now IndusInd General Insurance) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. Currently, I don't think I require any additional plans or add-ons.

Amit Bhaidurlabh Bhai Rajpara

Surat

Quick policy issuance

I recently purchased my health insurance from Reliance Insurance Company (now IndusInd Insurance Company) and found the experience very smooth. The coverage provided matches my expectations and feels comprehensive. No additional coverage seemed required for my needs.

Ankur Kotnala

Surat

Quick policy issuance

I had a positive overall experience while applying for Health insurance from Reliance (now IndusInd) . It aligns well with what I needed from an insurance policy. No additional coverage seemed required for my needs.

Anil Kumar Ram Sringarsaroj

Sultanpur

Quick policy issuance

The journey of purchasing health insurance felt effortless and user-friendly. It met my requirements well and felt tailored to my needs.

Marxia Tamil Selvan

Sivaganga

Quick policy issuance

The health insurance process was straightforward and reliable. I felt confident in the coverage and appreciated the overall flow.

Prasad Nangunoori

Siddipet

Quick policy issuance

Buying a health policy through the platform of Reliance General Insurance (now IndusInd General Insurance) was straightforward and quick. I felt that my protection needs were well addressed with this policy. I found the entire process trustworthy and efficient.

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Frequently Asked Questions (FAQs)

At what age should one buy medical insurance?

Buying medical insurance when you are young is recommended, as you will get protection for you and your family in any emergency from an early age. Additionally, you can also get no-claim bonuses and lower premiums, as you have a lower risk of developing health issues.

How is a mediclaim different from a health insurance?

Health insurance provides broader protection than mediclaim. Mediclaims generally covers hospitalisation for illness and accidents, critical illness and daycare treatment, but health insurance provides comprehensive coverage, access to a wider network of hospitals and 24/7 customer support, nationally and internationally.

I am an NRI living in Rajasthan. Can I buy health insurance?

Yes. IndusInd General Insurance offers its plans for NRIs in Rajasthan. You can get global coverage with cashless hospitalisations and treatment options, international and in India as well.

What documents do I have to submit for a reimbursement claim?

Reimbursement claims must be submitted within 24 hours of emergencies and 48 hours of planned treatments with all bills, receipts, prescriptions, reports and discharge summaries.

How much health insurance coverage do I need in Rajasthan?

The coverage you need will depend on you, your financial status and requirements. A minimum coverage of ₹10 to ₹15 lakhs in Rajasthan should be enough for individuals and ₹20 to ₹25 lakhs for families.

How do I stay healthy in Rajasthan?

Staying hydrated is crucial in Rajasthan’s dry and hot summers. Stay covered during monsoons and clear up stagnant water in and around your house to prevent mosquito breeding. Additionally, eat home-cooked food and indulge in moderate exercise to keep healthy.